Priyo Wismantoro
Sekolah Tinggi Ilmu Ekonomi Binaniaga

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Tingkat Kepuasan Nasabah Pada Bank Syariah Mandiri Cabang Bogor Priyo Wismantoro; Fika Dwiyanti
Jurnal Ilmiah Binaniaga Vol 4, No 02 (2008): December 2008
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33062/jib.v4i2.210

Abstract

Business banking is a service business based on principles of trust and t5he customer is a major asset. Under conditions of business competition among banks strict bank that has resulted in only a competitive advantage (compatative advantage as well as a competitive advantage) who can reach the highest position in the eyes of cusmers or the public. Competitive advantage can be obtained from the quality of customer servicr, so the focus on customers (customer focus), responsive to the development of customer desires and continuously innovate is an acitivity that can be done to anticipate the cimpetitive conditions. In this case, the bank should always evaluate the quality of service given to customers and is reflected in the level of customer satisfaction obtained. Rate the quality of service branch of bank syariah mandiri bogor whole is still under service, because it still was below expectations, this is evident also that the general level of service is still not meeting customer expectations, because the level of hope (expectation0 the customer is generally higher than the level of performance (perfromance) or perception(perception)customer.        Empathy dimension of service quality dimensions are most critical or have any impact on the most powerful influence on the level of satisfaction. In this case, the willingness og bank syariah mandiri branch bogor provide individual attention in serving its clients is crucial. Empathy dimension attributes inclide individual attention, operational time , personal attention, giving interests, and understand the needs. These attributes is the main priority of service quality improvements are intensive and comprehensive.           Customer service strategy to be implemented by the management of bank syariah mandiri in perspective five dimensioris of service quality(tangibles, realiability,responsiveness, assurance and empathy) looks not optimal. In an effort to provide the best service (service excellence) and focus to the customer(customer focus), then the customer satisfaction can be obatained with significantly improved and the improvement of quality of serivice aspects and impticalions of the strategy need to be consldered
ANALISIS MODEL SISTEM KOMPENSASI DALAM MOTIVASI KERJA PADA RUMAH MAKAN MINANG RAYA BOGOR Priyo Wismantoro; Intan Mezeki
Jurnal Ilmiah Binaniaga Vol 3, No 01 (2007): June 2007
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33062/jib.v3i01.187

Abstract

Compensation is a reward in forms of money that was given by the head of a company to his/her employees in order the employees to maintain their high motivation to reach the company’s goal. In this research the writer would like to know to what extend the compensation analysis model can increase the motivation of employees at Rumah Makan Minang Raya Bogor. The application of suitable compensation for each employee is the most crucial problem. Therefore, the right handling of the human resource management is needed. If this were done improperly it would lead to a dissatisfaction of the employees. The nature of compensation is to give a base to decide a decision and act to the employee involved in the administration process. The compensation (incentive) for every one is given once in every 3 months by the owner of the restaurant. The incentive is not flat and is based on workload, attendance, and type of job done by employees. The incentive is roughly ranges from 6% to 38% from the monthly compensation. The difference of incentive for each employee is decided on the expertise of each employee. From the results analysis by regression model it can be concluded that there was a significant result between satisfying compensation with the employee’s work motivation as shown by t counted (8.811) is bigger than t table (2.16). This means that X coefficient is significant with the regression equation Y = 12.043 + 0.673 X, if the satisfaction score increases 1 point then the employee’s motivation will increase 0.673. The incentive awarded to the employee as a supplement is aimed at maintaining employees in the long run as an attempt to create comfortable work condition and environment so that the employees can increase their performance.
ANALISIS PERBANDINGAN LAPORAN KEUANGAN SEBAGAI ALAT EVALUASI PENILAIAN KINERJA PERUSHAAN Yuli Anwar; Priyo Wismantoro
Jurnal Ilmiah Binaniaga Vol 4, No 01 (2008): June 2008
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33062/jib.v4i1.203

Abstract

The Financial Statements are An Extreme Important tool for obtaining information relating to the financial position and result achieved by the company. Financial data will be more meaningful to the parties concerned if the data is compared for two periods or more, and further analyzed to obtain data that will be able to support management decisions will be takenresult of comparative analysis the ratio of 2005 and 2004, indicating financial ratios, namely current ratio, quick ratio and working to total assets ratio increased respectively by 114.12% for the current ratio obtained from difference in current ratio for 2005 and years 2004, decreased 45.33 % for the quick ratio and decreased 2.26 % working ratio to total assets that may be caused by increase in current assets, except cash advances and purchases from the previous year.Ratio of financial operations, which is total debt to equality ratio, and total debt to total assets all increased respectively by 2.51 % and 2.26% are caused by local trade debtsActivity ratio, total asset turnover is increased respectively by 0.56 times and a decrease in accounts receivable turn over to be 8.46 times due increase in sales while the average collection period increased by 40.61 the day due higher average receivables and credit salesProfitability ratios, namely gross profit margin increased by 236.47 % and operating income ratio 280.12 % due the very high increase in sales in 2005, and opeating ratio decreased by 174.07 % due to falling prices of goods sold, net earnings ratio / ROI has increased by 42.08 % total assets rise