PUTRI Puspita PUSPITA SARI
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

PERBANDINGAN KREDIT PEMILIKAN RUMAH PADA BANK KONVENSIONAL DENGAN PEMBIAYAAN KEPEMILIKAN RUMAH PADA BANK SYARIAH PUSPITA SARI, PUTRI Puspita
Jurnal Akuntansi AKUNESA Vol 1, No 2 (2013): AKUNESA (Januari 2013)
Publisher : Jurnal Akuntansi AKUNESA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Inthisstudydiscusses thedifferencesbetweenthe provisionofmortgagesonconventionalbankfinancingof home ownershipinIslamic banks. Theresultsofthis studyindicate adifference inthe systems used inconventionalbankstoIslamicbanks. The most fundamental differenceis thesystem ofinterestareusedinconventionalbankingandlosssharingprincipleinIslamic banking. Withthesystem of interestrateissetto changeat any timein accordancewithbankpolicies, whereas ifyouuse theprinciple ofprofit sharingandlossmargincan not bechangedbecause itis inconformitywith themurabahacontract.Keywords:mortgageloans, conventionalbank,Islamic banks.