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Factors Affecting the Amount of Investment Loans in Commercial Banks with the Application of Linear Regression Analysis Methods Khafsah Joebaedi; D Susanti; N Warwah; K Parmikanti; Badrulfalah Badrulfalah
EKSAKTA: Berkala Ilmiah Bidang MIPA Vol. 20 No. 1 (2019): Eksakta : Berkala Ilmiah Bidang MIPA (E-ISSN : 2549-7464)
Publisher : Faculty of Mathematics and Natural Sciences (FMIPA), Universitas Negeri Padang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (852.161 KB) | DOI: 10.24036/eksakta/vol20-iss1/172

Abstract

Several factors can affect the amount of investment credit issued by the bank. This study discusses the effect of interest rates, inflation rates, capita income, and the number of medium-large industries on the number of investment loans, using the method of linear regression analysis. The independent variables examined to determine the influence of each and all the independent variables on the number of investment loans in commercial banks, namely interest rates, inflation rates, capita income, and the number of medium-large industries using the parameter estimation method, OLS (Ordinary Least Square).