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PENENTUAN PREMI ASURANSI JIWA BERJANGKA 5 TAHUN MENGGUNAKAN MODEL VASICEK DAN MODEL COX-INGERSOLL-ROSS (CIR) Selfi Artika
STATMAT : JURNAL STATISTIKA DAN MATEMATIKA Vol 2, No 2 (2020)
Publisher : Math Program, Math and Science faculty, Pamulang University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (778.167 KB) | DOI: 10.32493/sm.v2i2.6077

Abstract

Dalam penentuan besaran nilai premi dipengaruhi oleh tingkat suku bunga. Besaran nilai suku bunga ditentukan dengan menggunakan model suku bunga Vasicek dan model suku bunga CIR. Riset ini bertujuan untuk penentuan besaran nilai suku bunga, besaran nilai premi, dan perbandingan besaran nilai premi dari model suku bunga Vasicek dan model suku bunga CIR. Dalam penelitian ini akan dilakukan perhitungan nilai premi asuransi jiwa berjangka 5 tahun dengan menggunakan nilai suku bunga dengan kasus pertama pembayaran cicilan premi saat besaran konstan tapi berbeda untuk dua periode dan kasus kedua cicilan premi saat besaran meningkat secara linear ketika uang pertanggungan dibayarkan di akhir interval 1/12 tahun. Hasil perhitungan premi asuransi jiwa berjangka yang dihasilkan dari penerapan model Vasicek dan model CIR bernilai positif dan tidak ada perbedaan yang signifikan.
Implementasi Rest Api Pada Aplikasi E-Perpus (Studi Kasus: SMA Gama Yogyakarta) Yanuar Muhammad Bukhori; Selfi Artika
Jurnal Media Infotama Vol 19 No 2 (2023): Oktober
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmi.v19i2.4949

Abstract

The library information system is a software development application used to monitor transaction processes within a library. These transactions encompass book borrowing and returning. This library information system is capable of handling both the book borrowing and returning processes, as well as managing master data, thereby aiding in the organization of the library's book collection. It also facilitates book searches through a catalog and generates transaction reports. The research process included surveys and interviews with library personnel, revealing that the duration of service for transaction activities and difficulties in book management were the primary challenges faced by the GAMA Yogyakarta High School library. With the implementation of the library information system, it is anticipated that it will assist library staff in their work, enhancing the efficiency and effectiveness of library operations, and expediting the service provided by staff for book borrowing and returning transactions.
Data Clustering of Confirmed COVID-19 Patients Using Fuzzy C-Means Wahyu Sri Utami; Selfi Artika; Rizki Aldiansyah
Jurnal Internasional Teknik, Teknologi dan Ilmu Pengetahuan Alam Vol 5 No 1 (2023): International Journal of Engineering, Technology and Natural Sciences
Publisher : University of Technology Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46923/ijets.v5i1.200

Abstract

The continuous mutation of COVID-19 generates new virus variants with nearly identical symptoms, such as sneezing, runny nose, sore throat, cough, fever, loss of taste and smell, and shortness of breath. Since the emergence of this virus in Indonesia, there still needs to be more research on the symptoms caused by the different COVID-19 variants, leaving the public with minimal information that may result in inappropriate early treatment, inefficient costs, and insufficient recovery time. This study aimed to classify COVID-19 patient data into two clusters based on the severity of the symptoms experienced by patients: the confirmed cluster and the unconfirmed cluster. Using Fuzzy C-Means, patient data will be clustered into two confirmed and unconfirmed clusters of covid 19 disease as the initial step in the research phase. The results of this study are anticipated to provide information on variations in the severity of symptoms among infected patients, thereby enhancing the precision of early diagnosis and treatment. The resulting clustering model is based on data collection and processing outcomes using Python and the Fuzzy C-Means algorithm, which is based on experimentation. Keywords: Cluster, COVID-19, Fuzzy C-Means.
Consumers’ Perspectives on Fintech Lending in Indonesia: Analysis of Herding Behavior and Physiological Needs Anisa Rachmawati; Selfi Artika; Oktavia Dewi Sari Mukti
Jurnal Internasional Bisnis, Humaniora, Pendidikan dan Ilmu Sosial Vol 5 No 1 (2023): International Journal of Business, Humanities, Education and Social Sciences
Publisher : Universitas Teknologi Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46923/ijbhes.v5i1.251

Abstract

Financial technology is a technological innovation in financial services that is currently developing sector in Indonesia. This study focuses on fintech, which provides online loan financial services called fintech lending. The research gap on peer-to-peer lending was found in the study investigating one of the peer-to-peer lending problems and the existence of information asymmetry. Based on the research gap, this study analyzes the herding behavior of consumers as borrowers. It analyzes consumers’ perspectives as borrowers on technological innovation in peer-to-peer lending in making decisions to fulfill basic physiological needs. The study relays to descriptive qualitative research. It analyzes the social situation that leads to phenomenology. Purposive sampling and snowball sampling were used in this study. There were 31 participants involved in this study that belonged to individuals who have made online loans with the peer-to-peer lending system. A qualitative open-ended question questionnaire was used to collect the data. The finding of this study shows that as many as 70.97% of the 31 respondents use fintech lending applications from recommendations of a friend or relative. In the current phenomenon, consumers imitate people who previously used fintech lending applications. Therefore, the result is in line with the concept of Herding Behavior that respondents select to use the fintech lending application because of an invitation and recommendation from a friend or relative. In addition, most respondents aged 20-30 years who are unmarried use fintech lending applications to fulfill lifestyle needs, while respondents aged 20-40 who are married use fintech lending applications to fulfill basic and business needs.
RANCANG BANGUN SISTEM INFORMASI DESA BANGKAL KECAMATAN BINANGUN BERBASIS WEB DAN MOBILE Rafi Danish; Selfi Artika
Jurnal Tekinkom (Teknik Informasi dan Komputer) Vol 6 No 2 (2023)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/tekinkom.v6i2.720

Abstract

The rapid development of technology has had various negative and positive impact on humans, especially in the fields of communication and information. the positive impacts is the speed of the process delivering information via the internet such as websites, mobile applications and so on. For some people who are far from the city center, the process of obtaining and conveying information is still very limited, due to various internal and external factors. This research uses observation and interviews methods village officials and resident. Therefore, this website was created using PHP, Flutter Bootstrap, and MySQL Database with the aim of helping village communities obtain information services and assingting village goverment in providing information service facilities and being able to explore or introduce village culture and potential through web and mobile-based applications. The outcome of this study is an information system for villages in the form of a website and mobile that can manage village information, namely in the form of information services in the form of activites, news, galleries, correspondence services and this system can be accessed by anyone to get information about Bangkal village.