Garuda - Garba Rujukan Digital

The Effect Covid-19 and Sectoral Financing on Islamic Bank Profitability in Indonesia Mohammad Zen Nasrudin Fajri; Adamu Abubakar Muhammad; Khoirul Umam; Lila Prisilia Putri; Mohammad Ali Ramadhan
Journal of Islamic Economic Laws Vol 5, No 1: January 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i1.17181

COVID-19 pandemic has created a new economic crisis worldwide. Islamic Bank which was reportedly resilient against the financial crisis is expected to be stable in this period. Apart from that, Islamic Bank has channeled financing fund to various business sectors with different portions leading to a question whether they have different impact on Bank. This paper aims to discover the impact of COVID-19 pandemic and financing to business sectors on Islamic Bank profitability. An ARDL approach is employed for analysis. The result of the study shows that COVID-19 pandemic has a negative relationship with Islamic Bank profitability in the long-run. Furthermore, financing to transportation, warehousing and communication sectors is associated with higher profitability in the short-run. On the other hand, financing to wholesale and retail trade sectors hurt Islamic Bank profitability. Based on this result, it is suggested that Government impose some measures in stabilizing Islamic Bank’s performance during COVID-19 pandemic. In addition, Islamic Banks are expected to make adjustment on financing to business sectors ratio accordingly in order to maintain the profitability of Islamic Bank.

Advances In Sustainable Materials And Green Construction Technologies: A Review Putri Wiji Rahayu Rahayu; Adamu Abubakar Muhammad
International Journal of Sustainable Engineering Innovations Vol. 2 No. 1 (2026): International Journal of Sustainable Engineering Innovations (February 2026)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijsei.v2i1.148

Background of Study: Climate change, driven by human-induced greenhouse gas emissions, presents a global crisis. The construction sector is a primary contributor, responsible for 30–40% of global energy use and over 30% of emissions throughout the building life cycle. Despite innovations like low-carbon materials and Building Information Modeling (BIM), current research remains fragmented. A significant gap exists in integrating technical, economic, and environmental aspects into a single analytical framework. Aims Paper: This paper aims to identify trends in sustainable materials and green technologies through a systematic review. It evaluates their performance across technical, environmental, and economic dimensions while formulating future research directions to achieve sustainable development goals. Methods: A Systematic Literature Review (SLR) was conducted using the Scopus database (2016–2025). Five core keywords were used to identify relevant studies, which were then cleaned using OpenRefine and visualized via VOSviewer. Elicit AI assisted in screening and synthesizing the final 12 journal articles. Result: Analysis of 12 articles shows that experimental studies (50%) and Multi-Criteria Decision-Making (25%) are the dominant methodologies. Research primarily focuses on optimizing specific materials like waste-based concrete and geopolymers. While material innovation is a priority, there is limited integration of technical data with long-term Life Cycle Assessment (LCA) or life-cycle cost analysis. Cocnlusion: Current sustainable construction research emphasizes technical material optimization through experimental approaches. While decision-support models are evolving, empirical integration of the circular economy and LCA remains limited. Future research must adopt holistic frameworks, expand data sources, and include diverse geographical case studies to support effective sustainability practices.

Advances In Sustainable Materials And Green Construction Technologies: A Review Putri Wiji Rahayu Rahayu; Adamu Abubakar Muhammad
International Journal of Sustainable Engineering Innovations Vol. 2 No. 1 (2026): International Journal of Sustainable Engineering Innovations (February 2026)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijsei.v2i1.148

Background of Study: Climate change, driven by human-induced greenhouse gas emissions, presents a global crisis. The construction sector is a primary contributor, responsible for 30–40% of global energy use and over 30% of emissions throughout the building life cycle. Despite innovations like low-carbon materials and Building Information Modeling (BIM), current research remains fragmented. A significant gap exists in integrating technical, economic, and environmental aspects into a single analytical framework. Aims Paper: This paper aims to identify trends in sustainable materials and green technologies through a systematic review. It evaluates their performance across technical, environmental, and economic dimensions while formulating future research directions to achieve sustainable development goals. Methods: A Systematic Literature Review (SLR) was conducted using the Scopus database (2016–2025). Five core keywords were used to identify relevant studies, which were then cleaned using OpenRefine and visualized via VOSviewer. Elicit AI assisted in screening and synthesizing the final 12 journal articles. Result: Analysis of 12 articles shows that experimental studies (50%) and Multi-Criteria Decision-Making (25%) are the dominant methodologies. Research primarily focuses on optimizing specific materials like waste-based concrete and geopolymers. While material innovation is a priority, there is limited integration of technical data with long-term Life Cycle Assessment (LCA) or life-cycle cost analysis. Cocnlusion: Current sustainable construction research emphasizes technical material optimization through experimental approaches. While decision-support models are evolving, empirical integration of the circular economy and LCA remains limited. Future research must adopt holistic frameworks, expand data sources, and include diverse geographical case studies to support effective sustainability practices.

Oversight And Law Enforcement Gaps In Halal Certification Of Imported Products In Indonesia Muhammad Romi; Sri Indriyani Ali; Adamu Abubakar Muhammad
Yurisprudentia: Jurnal Hukum Ekonomi Vol 12, No 1 (2026)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v12i1.19777

This study aims to analyze the implementation gaps in the halal product certification system concerning the supervision and law enforcement of halal-certified imported products in Indonesia, particularly in strengthening consumer protection within the global halal trade system. The study employs a qualitative method with a normative juridical approach based on library research. Data were obtained from legislation, institutional reports, court decisions, and relevant academic literature, which were analyzed using the perspectives of law enforcement theory, public policy, halal supply chain management, and maqāṣid al-syarī‘ah. The findings reveal that Indonesia has established a relatively comprehensive regulatory framework through Law No. 33 of 2014 on Halal Product Assurance; however, its implementation remains suboptimal due to institutional fragmentation, overlapping authority among agencies, weak post-certification supervision, limited cross-border verification mechanisms, and the lack of an integrated risk-based monitoring system for imported products. Law enforcement is also constrained by inconsistent sanction implementation, weak inter-agency coordination, and limited supervisory capacity, which potentially undermines public trust in halal certification. Furthermore, differences in international halal standards and the complexity of global supply chains create additional challenges in ensuring halal integrity for imported products. The implications of this study emphasize the necessity of strengthening collaborative governance, harmonizing institutional authority, enhancing digital-based risk supervision, and integrating the principles of maqāṣid al-syarī‘ah into halal consumer protection policies to improve legal certainty, regulatory effectiveness, and public trust in the halal certification system in Indonesia.

The Role of Waqf in Promoting Family-Owned Businesses among Married Women in Northeastern Nigeria Adamu Abubakar Muhammad; Adam Muhammad Ardo; Shafa’at Ahmad Aliyu; Adama Lawal Tafida
International Journal of Emerging Issues in Islamic Studies Vol. 4 No. 2 (2024): December 2024
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeiis.v4i2.2950

This study investigates how waqf helps married women in northeastern Nigeria start family-owned enterprises. In the past, waqf, an Islamic charitable endowment, has supported underprivileged communities financially and with resources, acting as a mechanism for socioeconomic development. In this regard, waqf institutions can enable married women to start and maintain family-owned enterprises, tackling issues like restricted financial resources, socio-cultural constraints, and unstable economic conditions. By offering interest-free loans, training courses, and infrastructure assistance, waqf can encourage married women to start their own businesses, increasing their financial independence and boosting household income. The study uses qualitative research methodology, reviewing relevant literature on the subject matter and stakeholder interviews. Findings revealed that integrating waqf with family-owned business initiatives improves economic stability, reduces poverty levels, and strengthens family cohesion. Additionally, the study highlighted the need for strategic collaboration between waqf institutions, government bodies, and community organizations to optimize resource allocation and expand the impact of waqf on women's entrepreneurship. This research underscores the transformative potential of waqf in advancing gender-inclusive economic development in Northeastern Nigeria and provides recommendations for policymakers and waqf administrators to enhance the effectiveness of their programs.

Legal Position of Joint Property in Marriage Without a Pre-Nuptial Agreement Heru Sunardi; Jamaludin Jamaludin; Adamu Abubakar Muhammad
Fiat Justisia: Jurnal Ilmu Hukum Vol. 20 No. 1 (2026)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/fiatjustisia.v20no1.4691

Marriage has legal consequences for the control and distribution of joint assets, particularly in the absence of a prenuptial agreement, which can create uncertainty and weaken the protection of personal property. This study examines the regulation of joint assets in prenuptial agreements under Law Number 16 of 2019 amending Law Number 1 of 1974 concerning Marriage and Presidential Instruction Number 1 of 1991 on the Compilation of Islamic Law (KHI), as well as the legal status of joint assets in marriages without such agreements. Using a normative legal research method with statutory and conceptual approaches, the study analyzes primary, secondary, and tertiary legal materials through literature review and qualitative description. Findings indicate that prenuptial agreements provide for the separation of assets and legal certainty, while marriages without agreements merge all assets into joint property, affirming equal rights between spouses but offering limited protection for personal property. The study highlights the strategic role of prenuptial agreements in safeguarding economic rights and ensuring legal certainty in marital property management.

Interseksionalitas Perempuan Ahmadiyah: Politik Identitas dan Resistensi melalui Media Hasan Labiqul Aqil; Adamu Abubakar Muhammad
An-Nadwah Vol 30, No 2 (2024): July-December
Publisher : Fakultas Dakwah dan Komunikasi UIN Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37064/an-nadwah.v30i2.28590

This research explores the intersectionality of Ahmadiyya women in Indonesia, who face layered discrimination based on their gender and religious identities. Using a case study method, this research analyzes how Ahmadiyya women use media to combat discrimination and advocate for their identity politics. Data were collected through direct observation, in-depth interviews, and analysis of audio-visual materials. Findings indicate that Ahmadiyya women face various forms of discrimination, ranging from verbal and physical violence to structural barriers, such as obtaining official state documents. They respond with both private and public forms of resistance, utilizing platforms like YouTube to voice their experiences and demand justice. Channels such as Ahmadi Talk, Islam Ramah TV, and Warta Ahmadiyah serve as crucial media for Ahmadiyya women to construct self-representation and promote peace values. This research highlights the importance of media usage in Ahmadiyya women's identity politics and resistance, as well as their contribution to advocating religious freedom and pluralism in Indonesia.

Traditional Rulers, Families, and Waqf: Their Roles in Promoting Early Childhood Literacy and Numeracy Skills in Gombe and Adamawa States, Nigeria Adamu Abubakar Muhammad; Fadimatu Ahmed Jika; Ibrahim Abubakar Muhammad; Shafa’at Ahmad Aliyu; Human Khan; Hamed Barjesteh; Abdul Jamal; Mansoor Ali Darazi
Journal of Early Childhood Development and Education Vol. 3 No. 1 (2026): Journal of Early Childhood Development and Education (January)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/junior.v3i1.509

Background: Early childhood literacy and numeracy are essential foundations for social cohesion, lifelong learning, and sustainable development. In Northern Nigeria, these skills are shaped not only by formal education systems but also by families, traditional leaders, and religious-based support institutions such as waqf. However, empirical evidence on the specific roles and interactions of these actors remains limited. Objective: This study examines the contributions of families, traditional leaders, and waqf institutions to early childhood literacy and numeracy development in Gombe and Adamawa States, Nigeria, and identifies key challenges affecting their effectiveness. Methods: A mixed-methods design was employed, integrating survey data, structured interviews, and documentary analysis to explore institutional, cultural, and religious influences on early childhood education. Results: The findings indicate that families are the primary source of early cognitive development and value formation. Traditional leaders act as cultural custodians and intermediaries who mobilize community support for educational initiatives. Waqf institutions provide sustained financial support for community learning centres and Qur’anic schools. Nevertheless, these contributions are constrained by poverty, weak waqf institutionalization, and declining family involvement. Conclusion: The study concludes that early childhood literacy and numeracy outcomes in Northern Nigeria can be improved through a coordinated approach that strengthens collaboration among families, traditional leaders, and waqf institutions to ensure sustainable early childhood education initiatives.

Reviving Waqf-Based Endowments for Sustainable Teacher Training in Northern Nigeria Adamu Abubakar Muhammad; Abubakar Aliyu Yakub; Usman Jibril Mikail; Muhammad Hamma- Adama Ahmad; Namungo Hamzah; Huma Khan
Indonesian Journal of Pedagogy and Teacher Education Vol. 3 No. 1 (2025): Indonesian Journal of Pedagogy and Teacher Education
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijopate.v3i1.404

This study investigates the feasibility of restoring waqf-based endowments as a long-term method for improving teacher education and training in Northern Nigeria. Drawing on historical and present waqf models, the research investigates how this Islamic philanthropic organization might solve teacher shortages, low training quality, and imbalances in educational service delivery. The study employs a qualitative research methodology that includes document analysis, expert interviews, and case studies from various Islamic institutions. The findings show that waqf has historically played an important role in financing education in Muslim communities, but it has fallen due to colonial interruptions, legal limits, and a lack of public awareness. The research suggests that reviving and updating waqf through proper legislation, community participation, and integration with public-private partnerships can considerably improve the quality and accessibility of teacher training in underprivileged areas. Recommendations are provided for government agencies, religious leaders, NGOs, and communities to collaborate in building waqf-based teacher education projects to reposition and assure sustainable teacher training in Northern Nigeria.

A Trajectory of Ḥalāl Industry in Nigeria: Opportunities and Challenges Adamu Abubakar Muhammad; Abiola Muideen Lateef; Aliyu Ibrahim; Reza Fahmi; Abubakar Aliyu Yakub; Mahmood Ahmed
Indonesian Journal for Islamic Studies Vol. 3 No. 2 (2025): Indonesian Journal for Islamic Studies
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijfis.v3i2.231

Background of study: Ḥalāl industry is an emerging sector with great potential for growth and economic development in Nigeria. The large Muslim population is a driving factor that creates opportunities for its growth to improve the national economy. However, these opportunities, as well as the impeding challenges, have still been poorly understood.Aims and scope of paper: This paper seeks to examine the opportunities and challenges posed by the Ḥalāl industry in Nigeria. It provides a comprehensive review of the sector, outlining its structure, current state, potential for growth and the intimidating challenges.Methods: The paper draws data from both primary and secondary sources; obtained from interviews, industry literature, and government reports.Result: The results show that although Nigeria has a lot of promise because of its Muslim consumer base, agricultural products, and enterprising populace, the sector is still fragmented. Lack of public knowledge, poor infrastructure, low adherence to international ḥalāl norms, and the absence of a national ḥalāl authority are some of the main obstacles. However, prospects in export markets, agro-processing, Islamic financing assistance, youth-led entrepreneurship, and regional trade agreements like the AfCFTA.Conclusion: The research concludes that, driven by the large Muslim population in Nigeria, the ḥalāl industry has strong potential to boost economic growth through local production, greater exports, and tourism development.

Title

Found 11 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 11 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 11 Documents
Search