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The Effect Covid-19 and Sectoral Financing on Islamic Bank Profitability in Indonesia Mohammad Zen Nasrudin Fajri; Adamu Abubakar Muhammad; Khoirul Umam; Lila Prisilia Putri; Mohammad Ali Ramadhan
Journal of Islamic Economic Laws Vol 5, No 1: January 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i1.17181

Abstract

COVID-19 pandemic has created a new economic crisis worldwide. Islamic Bank which was reportedly resilient against the financial crisis is expected to be stable in this period. Apart from that, Islamic Bank has channeled financing fund to various business sectors with different portions leading to a question whether they have different impact on Bank. This paper aims to discover the impact of COVID-19 pandemic and financing to business sectors on Islamic Bank profitability. An ARDL approach is employed for analysis. The result of the study shows that COVID-19 pandemic has a negative relationship with Islamic Bank profitability in the long-run. Furthermore, financing to transportation, warehousing and communication sectors is associated with higher profitability in the short-run. On the other hand, financing to wholesale and retail trade sectors hurt Islamic Bank profitability. Based on this result, it is suggested that Government impose some measures in stabilizing Islamic Bank’s performance during COVID-19 pandemic. In addition, Islamic Banks are expected to make adjustment on financing to business sectors ratio accordingly in order to maintain the profitability of Islamic Bank.
Advances In Sustainable Materials And Green Construction Technologies: A Review Putri Wiji Rahayu Rahayu; Adamu Abubakar Muhammad
International Journal of Sustainable Engineering Innovations Vol. 2 No. 1 (2026): International Journal of Sustainable Engineering Innovations (February 2026)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijsei.v2i1.148

Abstract

Background of Study: Climate change, driven by human-induced greenhouse gas emissions, presents a global crisis. The construction sector is a primary contributor, responsible for 30–40% of global energy use and over 30% of emissions throughout the building life cycle. Despite innovations like low-carbon materials and Building Information Modeling (BIM), current research remains fragmented. A significant gap exists in integrating technical, economic, and environmental aspects into a single analytical framework. Aims Paper: This paper aims to identify trends in sustainable materials and green technologies through a systematic review. It evaluates their performance across technical, environmental, and economic dimensions while formulating future research directions to achieve sustainable development goals. Methods: A Systematic Literature Review (SLR) was conducted using the Scopus database (2016–2025). Five core keywords were used to identify relevant studies, which were then cleaned using OpenRefine and visualized via VOSviewer. Elicit AI assisted in screening and synthesizing the final 12 journal articles. Result: Analysis of 12 articles shows that experimental studies (50%) and Multi-Criteria Decision-Making (25%) are the dominant methodologies. Research primarily focuses on optimizing specific materials like waste-based concrete and geopolymers. While material innovation is a priority, there is limited integration of technical data with long-term Life Cycle Assessment (LCA) or life-cycle cost analysis. Cocnlusion: Current sustainable construction research emphasizes technical material optimization through experimental approaches. While decision-support models are evolving, empirical integration of the circular economy and LCA remains limited. Future research must adopt holistic frameworks, expand data sources, and include diverse geographical case studies to support effective sustainability practices.