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Measuring The Impact of Credit on The Welfare of Rural Farmers in Akwa Ibom State, Nigeria Nsikak-Abasi Etim; Glory Edet
Journal La Bisecoman Vol. 2 No. 1 (2021): Journal La Bisecoman
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallabisecoman.v2i1.225

Abstract

Majority of the poor in Nigeria lack access to basic financial services which are a sine qua non for improved livelihood. In most cases, they are often excluded from formal opportunities for financial services leaving them only with informal alternatives. But credit availability to the poor in the rural areas is critical to reducing poverty. An empirical study was conducted to measure the impact of agricultural credit of the welfare of farmers. Multistage sampling procedure was employed to select the farmers. Questionnaires were employed to collect data. Multiple regression analysis and chow test were for analyses. Results revealed that the mean age and years of education of farmers were 12 and 31 years respectively. Findings also showed that the most critical factors impacting the welfare of farmers were marital status, marriage type, educational level, farm size, off-farm income, labour, type of enterprise, labour and access to modern farming inputs. Policies to encourage human capital development of rural farmers would be a rational decision.
Modelling the Factors Influencing Urban Households Food and Nutrition Security Status Dorothy Thompson; Nsikak-Abasi Etim; NseAbasi Etim
Journal La Lifesci Vol. 1 No. 4 (2020): Journal La Lifesci
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallalifesci.v1i4.201

Abstract

There was a rapid migration from poor rural areas to swollen urban areas in search of better jobs and life. While some local immigrants have managed to find a better life, most immigrants cannot guarantee the improvement of the quality of life as they hoped. It has become a nightmare of economic and food insecurity. A study was conducted to determine factors affecting food availability, accessibility and affordability for families in Akwa Ibom State, Nigeria. A survey is used to obtain information from 240 households. The Food insecurity Index is used to analyze the state of food insecurity in the study area. Foster, Greer, and Thorbecke (FGT) weighted poverty index was adopted to analyze the incidence and severity of Hunger. Tobit Regression Model is used to analyze household food security determinants. Results of analyses show that hunger is lower in families of skilled workers and higher in families with unskilled workers. The result further showed that the incidence of food insecurity and hunger was 0.61 and directly related to family size. The most critical factors influencing food security are education level, household income level, family size, access to credit facilities, distance to the nearest market, and location of residence. Policies aimed at improving living standards in rural areas are wise policy decisions to prevent conquest of the village.