Haroni Doli Ritonga
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ANALISIS MINAT MENABUNG MASYARAKAT PADA BANK MUAMALAT DI KOTA KISARAN Dita Pertiwi; Haroni Doli Ritonga
Ekonomi dan Keuangan Vol 1, No 1 (2012)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

The purpose of this research is to know how far service in medium and transaction. As well as the factor of trust and location that influence the people to save their money in Bank Muamalat Kisaran. The second purpose is to know what factor is dominant to push the people to become customers. The data used is primary data and secondary data. The primary data is collected from the chosen respondent in Kisaran who save their money at Bank Muamalat in Kisaran. The questionnaire is answered by 100 respondents that chosen randomly. The secondary one are obtained from Bank Muamalat Indonesia documents, website and other media. The analysis method is descriptive supported using grafic, crossing tabulation, table and frequency.The result indicates customers decide to save because of trust factors relatively dominant in Bank Muamalat Indonesia Kisaran.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MASYARAKAT KECAMATAN MEDAN HELVETIA DALAM MEMILIH LEMBAGA KEUANGAN SEBAGAI SUMBER PENDANAAN Denisa Irawaty Nababan; Haroni Doli Ritonga
Ekonomi dan Keuangan Vol 1, No 6 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

The purposes of this research is to analyze the factors that influence the decision of the societies of Medan Helvetia District in choosing financial institutions as a source of funding. The data obtained from 60 respondents that customers who obtain financial resources or obtain creditfrom a bank loan, bank SUMUT and Bank Rakyat Indonesia (BRI) branches Medan Helvetia, by taking simple random sampling technique. The method of analysis is descriptive analysis. The results showed that the rate of interest, system administration, collateral, and credibility of afinancial institution have significant impact on the community in selecting financial institutions as a source of funding in the district of Medan Helvetia. Keywords : financial institutions, sources of financing, interest rates, system administration, collateral, credibility