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All Journal EQIEN - JURNAL EKONOMI DAN BISNIS
Mike Fetesond
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Decision Sciences, Operations Research & Management

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PENGARUH LITERASI KEUANGAN, KEMAMPUAN AKADEMIS, DAN PENGALAMAN BEKERJA TERHADAP PERILAKU KEUANGAN MAHASISWA Pandu Adi Cakranegara; Mike Fetesond
Eqien - Jurnal Ekonomi dan Bisnis Vol 9 No 1 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (402.09 KB) | DOI: 10.34308/eqien.v9i1.333

Abstract

This study aims to determine the effect of Academic Ability, Financial Literacy, and Work Experience on Student Financial Behavior. This research was conducted using quantitative methods using a questionnaire as a research instrument to collect data. The sample in this study was the University of President Regular Malam 2018 students totaling 100 respondents with a purposive sampling method. The analysis technique used is multiple linear regression analysis and hypothesis testing with partial T-test and simultaneous F test. The results showed that the variables of Financial Literacy, Academic Ability, and Work Experience simultaneously had a significant influence on Student Financial Behavior. The results also show that Financial Literacy and Work Experience variables have a significant impact on Student Financial Behavior. Meanwhile, the Academic Ability variable has no significant impact on Student Financial Behavior. With an Adjusted R square value of 0.375, it means that 37.5% of Student Financial Behavior can be explained by the variables of Academic Ability, Financial Literacy, and Work Experience. While the remaining 62.5% can be explained by other reasons or influenced by other variables not included in the study.
Co-Authors Cakranegara, Pandu Adi