Claim Missing Document
Check
Articles

Found 13 Documents
Search

EDUKASI DAN PEMANFAATAN APLIKASI KEUANGAN ONLINE PADA PELAKU UKM SEBAGAI MEDIA UNTUK MENGELOLA KEUANGAN Ardhiani Fadila
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i1.3644

Abstract

This Service activities focus on educating and assisting SMEs in using digital-based financial applications to do business bookkeeping. SMEs in the Rancabungur area, Bogor are still not disciplined in doing business bookkeeping and recording manually. The method in this service activity is to conduct lectures on the importance of financial recording and assistance in using digital financial applications. The results of this activity can be seen from the enthusiasm of the participants in participating in the event and the motivation of SMEs in using digital financial applications. The results of this activity are expected to help SMEs to be more disciplined in carrying out financial records and be able to manage their business finances so that they are better and develop.
Pelatihan Pengelolaan Keuangan Keluarga pada Anggota Koperasi Wanita Jasmine Sejahtera Kery Utami; Ardhiani Fadila
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i2.4984

Abstract

Pengabdian ini berfokus pada peningkatan kemampuan pengelolaan keuangan keluarga melalui pelatihan pengelolaan keuangan dengan sasaran anggota Koperasi Wanita Jasmine Sejahtera Desa Pelawad Kecamatan Ciruas Kabupaten Serang Provinsi Banten. Dalam hal ini, wanita memegang peranan penting guna mewujudkan ekonomi keluarga yang kuat melalui pengelolaan keuangan yang sehat. Pentingnya pengelolaan keuangan dengan baik pada era super konsumtif ini memberikan keuntungan yang besar bagi rumah tangga. Dengan mengelola keuangan secara tertib dan teratur memungkinkan sebuah rumah tangga dapat menjaga aliran uang masuk dan keluar dalam lalu lintas pembayaran kebutuhan keluarga. Program pengabdian ini dilaksanakan dengan metode pelatihan terstruktur yakni metode ceramah, diskusiĀ informasi, dilanjutkan denganĀ pelatihan dan juga pendampingan pengelolaan keuangan keluarga dan terakhir dilakukan preview, evaluasi dan tanya jawab sebagai acuan untuk menilai seberapa besar kemampuan pemahaman peserta terkait konsep pengelolaan keuangan keluarga. Hasil evaluasi menunjukkan bahwa koperasi wanita mampu dan mau memulai untuk mewujudkan ekonomi keluarga yang sehat. Partisipasi anggota dalam menerima informasi dan antusiasme dalam beberapa pertanyaan menunjukkan bahwa anggota koperasi wanita siap menjadi masyarakat yang well literate dan inklusif
Measuring Debt-Profit Relation: Evidence in Energy Sector from Indonesia Stock Exchange Ardhiani Fadila; M Marlina; Alfida Aziz
Jurnal ASET (Akuntansi Riset) Vol 16, No 1 (2024): JURNAL ASET (AKUNTANSI RISET) JANUARI-JUNI 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jaset.v16i1.60789

Abstract

This research aims to assess the impact of debt utilization on the performance of companies listed on the Indonesia Stock Exchange during the period of 2012-2021. Panel data analysis is employed to analyze 35 companies operating in the energy sector, includes the use of a fixed effect model, common effect model, and Hausman test to determine the most suitable model for analysing the data. Short-term and long-term debt measurements are used as independent variables to evaluate their effects on company performance based on accounting metrics, including Return on Assets (ROA), Return on Equity (ROE), and Return on Sales (ROS). The findings reveal that both short-term and long-term debt significantly affect company profitability. Additionally, companies in the energy sector predominantly rely on long-term debt for financing. Tangible assets and company size exhibit varying effects on performance. Furthermore, macroeconomic factors, such as exchange rates, play a significant role. These findings are consistent with the "pecking order" theory, which suggests that debt financing is costlier and entails greater information asymmetry compared to internal resources. The study underscores the importance of considering macroeconomic indicators, such as exchange rates and loan interest rates, in understanding the dynamics of the energy sector in Indonesia. Additionally, the results provide valuable insights for policymakers and practitioners in optimizing debt utilization strategies in the energy sector. This research contributes to the existing literature by integrating macroeconomic variables, particularly exchange rates and loan interest rates, into the analysis of debt utilization and company performance in the Indonesian energy sector, thereby providing a comprehensive understanding of its dynamics.