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All Journal Jurnal Ilmiah Kesatuan (JIK) Pelataran Seni : Jurnal Pendidikan dan Kajian Seni
Riza Rosadi
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Arts Humanities Education Other

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Analisis Kelayakan Kredit Investasi Studi Kusus Pada Bank Rakyat Indonesia Cabang Bogor Rosadi, Riza; Suardy, Weman
Jurnal Ilmiah Kesatuan (JIK) Vol 7, No 2 (2005): Jurnal Ilmiah Kesatuan
Publisher : STIE Kesatuan

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Abstract

Tujuan penelitian adalah untuk mengukur dan meneliti apakah kredit yang diberikan layak bagi perusahaan maupun bagi pihak bank sendiri. Analisa yang dilakukan oleh seorang analisis berupa analisa kualitatif, analisa kuantitatif, analisa kebutuhan dan kelayakan kredit investasi. Hasil penelitian atas proyek yang diajukan oleh calon debitur ini, menghasilkan NPV positif sebesar Rp. 18.489. yang berarti pendapatan bersih yang akan diterima di masa yang akan dating jika dihitung nilai saat ini adalah sebesar Rp. 18.489. Atau dengan kata lain rupiah kelebihan present value cash inflow di atas present value initial investment adalah sebesar Rp. 18.489. Proyek ini menghasilkan benefit Cost Ratio sebesar 1,23 yang berarti setiap rupiah yang diinvestasikan akan memberikan tingkat pengembalian sebesar Rp. 1,23. IRR sebesar 36,74%, yang berarti mampu memebrikan margin yang lebih besar daripada rata-rata tingkat suku bunga yang berlaku. Keywords: Kredit Investasi; Manajemen Perkreditan
Metode Tutor Sebaya dalam Pembelajaran Ansambel Musik Rekorder Riza Rosadi
Pelataran Seni Vol 1, No 1
Publisher : Program Studi Pendidikan Seni Pertunjukan FKIP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jps.v1i1.1456

Abstract

AbstractThis experimental research aims to determine the learning outcomes of musical ensembles, recorder (soprano) in SMP Negeri 2 Banjarmasin using two methods of learning: peer tutoring and conventional. This study also seek out differences in the results of the two methods. Two classes of samples in this study were taken by purposive random sampling technique. Peer tutoring learning methods applied in the experimental class, and conventional teaching methods applied in the control class. Data collection techniques used are tests and documentation, while data analysis using descriptive statistical techniques. The results of this study indicate that: (1) the learning outcomes of students who use peer tutoring learning methods that are in a good qualifying with an average value of 82.91; (2) the results of student learning using the conventional method is more than enough in qualifying with an average value of 78.90; and; (3) test based on statistics found differences in student learning outcomes were significant between experimental class using peer tutors to grade control using conventional methods. Similarly it can be said that results for students in the experimental class is better than learning outcomes in the control class.Keywords: peer tutoring, learning, music ensembles, recorder
Co-Authors Weman Suardy