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The Effect of Human Capital on Economic Growth in Islamic Economic Perspective: Evidence from Bandung Regency Ginan Wibawa; Rizzal Muttaqin; Fitriana Dewi Sumaryana
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2021): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v2i2.690

Abstract

The purpose of this study was to analyze the effect of human capital on economic growth in Bandung Regency. This research uses a quantitative approach with multiple linear regression analysis. The data used are secondary data from BPS for the period 2010-2019. Human capital is represented by education by measuring the average length of schooling and health by measuring life expectancy, while economic growth uses per capita GRDP. The results of the analysis with a significance level of 5% indicate that education and health have a positive and significant influence on economic growth in Bandung Regency. It shows the valuable role of human capital as one of the central sources to encourage regional economic development. Economic growth, that main focus is on human development, is following Islamic economic growth principles. So that economic development must be oriented to improving human dignity as a whole.
Implikasi Filsafat Kritisisme Immanuel Kant Bagi Pengembangan Studi Hukum Ekonomi Syariah Ginan Wibawa; Rizal Muttaqin
Cessie : Jurnal Ilmiah Hukum Vol. 1 No. 1 (2022): Cessie: Jurnal Ilmiah Hukum
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (430.619 KB) | DOI: 10.55904/cessie.v1i1.185

Abstract

Hukum ekonomi syariah (fiqh muāmalah) menjadi instrumen utama dalam pengembangan lembaga keuangan syariah kontemporer. Tetapi dalam penerapannya, masih ditemukan berbagai macam permasalahan yang mengindikasikan dominannya paradigma normatif-ideologis daripada obyektif- empiris. Tulisan ini bertujuan untuk mengurai permasalah tersebut dengan melihat implikasi filsafat Immanuel Kant dalam pengembangan studi hukum ekonomi syariah. Metode yang digunakan dalam tulisan ini adalah metode studi dokumentasi dan kepustakaan yang berkaitan erat dengan objek kajian dan referensi lain yang berupa hasil penelitian sebelumnya dan teori-teori dari berbagai buku teks dan dianalisis dengan pendekatan filosofis dan historis. Artikel ini menemukan bahwa filsafat kritisisme Kant diawali dengan menaruh keraguan atas filsafat rasionalisme yang menerima pengetahuan-pengetahuan apriori tanpa kritik. Namun tidak skeptis seperti Hume, Kant mencoba merumuskan sebuah epistemologis yang memungkin pengetahuan apriori ini bisa diterima. Hingga akhirnya Kant menemukan pengetahuan yang sintesis apriori yang menjembatani antara rasionalisme dan empirisme. Oleh karena itu, disinilah letak urgensi pengaruh epistemologi Kant terhadap pengembangan studi hukum ekonomi syariah yang mencoba merumuskan gagasan pentingnya memadukan antara ideologi dan teori, antara normatif-idealis dan historis- empiris. Sehingga, ajaran Islam yang dirumuskan dalam hukum ekonomi syariah dan diimplementasikan di lembaga keuangan syariah, dengan sifat komplementer dan suplementernya dapat menjadi instrumen untuk membangun sistem ekonomi dan keuangan yang berbasis nilai.
Analisis Akad Ju'alah dan Unsur Maysir Pada Sistem Hadiah Galatama Lele di Pemancingan Albino CS Sela Dita Maharani; Rizal Muttaqin; Ginan Wibawa
Reslaj: Religion Education Social Laa Roiba Journal Vol. 8 No. 10 (2026): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v8i10.13482

Abstract

The prize system of the Galatama (competitive) catfish fishing event at Pemancingan Albino CS raises questions regarding its compliance with Sharia economic law, specifically concerning the  ju’alah  contract and the element of  maysir  (gambling/speculation). This study aims to analyze the application of the  ju’alah  contract and identify the presence of  maysir  elements within the  Galatama  catfish prize system. The research employs a socio-legal (empirical-juridical) approach using qualitative methods. Data were collected through observation, interviews, and documentation, and subsequently analyzed descriptively. The results indicate that the implemented prize system possesses the characteristics of a  ju’alah  contract, as prizes are awarded based on predetermined achievements. However, the prize distribution mechanism must adhere to Sharia principles to avoid elements of  maysir . The study concludes that the  Galatama  catfish prize system is permissible under Sharia economic law, provided it fulfills the essential pillars and conditions of the  ju’alah  contract and does not involve gambling practices. These findings are expected to serve as a reference for implementing prize systems that align with Sharia principles.
Penerapan Denda Pada Jual Beli Taqsith Perspektif Hukum Islam: (Studi Kasus Di Toko Ibu Novi Desa Ciluluk Kecamatan Cikancung) Lina SitiHalimah; Ginan Wibawa
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 1 (2025): Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i1.324

Abstract

Buying and selling on credit is easier than using cash because you can get what you need, when you can't buy in cash, as is the case with the people in Ciluluk Village who do this common thing. With this convenience, sometimes the buyer makes a mistake, namely being late in paying the installments, so the seller imposes a fine on the buyer, but the fine is not notified to the buyer at the time of the contract. This research aims to determine the implementation of credit buying and selling (taqsith) with a fine system at the Ibu Novi Shop, Ciluluk Village, Cikancung District and to find out the perspective of Islamic law on the application of credit buying and selling fines (taqsith) at the Mrs Novi Shop, Ciluluk Village, Cikancung District. This research is a type of empirical normative research with a descriptive qualitative approach, with data collection using observation, interviews and documentation.  The results of this research are that in practice, the sale and purchase of credit (taqsith) is considered to be damaged (facade) in the contract, because there are fines that are not disclosed at the time of the contract. According to Islamic law, the law of buying and selling credit (taqsith) at Mrs. Novi's shop in Ciluluk Village is invalid because it violates the rules of Islamic law, where the fine is applied suddenly and the funds from the fine are not intended for social funds.