Andriani Andriani
IAIN Kediri

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Analisis Tingkat Kesehatan Bank dengan Metode RGEC Pada BCA Syariah dan Panin Dubai Syariah andriani andriani; Indah Permatasari
IQTISHODUNA IQTISHODUNA (VOL.17, No.1, 2021)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (609.31 KB) | DOI: 10.18860/iq.v17i1.11521

Abstract

This research is motivated by the development of increasingly rapid Islamic banking and increasing public trust in banks. Bank health services are one of the management controls because bank health is a reflection of the bank's performance. This study aims to see, describe and compare the soundness level of banks at BCA Syariah and Panin Dubai Syariah using the RGEC method (Risk Profile, GCG, Earning, Capital) with new SEOJK Number 10 / SEOJK.03 / 2014. The results show that the NPF BCA Syariah and Panin Dubai Syariah are in a very healthy position. FDR BCA Syariah is in a fairly healthy position and Panin Dubai Syariah is in an unhealthy position. ROA BCA Syariah and Panin Dubai Syariah are in a fairly healthy position. NOM BCA Syariah and Panin Dubai Syariah are in a healthy position. CAR BCA Syariah and Panin Dubai Syariah are in a very healthy position. The BCA Syariah GCG Report is in a very healthy position and the Panin Dubai Syariah GCG Report is in a healthy position. The analysis results show a significant difference between the performance of BCA Syariah and Panin Dubai Syariah, especially in the NPF, FDR, NOM and CAR variables, while there is no difference in the ROA variable.
THE INFLUENCE OF INTELLECTUAL CAPITAL ON THE FINANCIAL PERFORMANCE OF SHARIA PUBLIC BANK INDONESIA IN 2019-2021 Andriani Andriani; Della Rohmatul Fauziah
BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol 4 No 1 (2023): Balance: Journal of Islamic Accounting
Publisher : State Islamic Institute (IAIN) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/balance.v4i1.7426

Abstract

The increasing market share of Islamic banking makes competition between Islamic banks tighter. The increasing competition of Islamic banks can be overcome by improving their financial performance. Intellectual capital as one of the intangible resources is considered to have an influence on improving financial performance for Islamic banks. This study aims to determine the value of intellectual capital and the level of financial performance of Islamic commercial banks in Indonesia, as well as the effect of intellectual capital on the financial performance of Islamic commercial banks in Indonesia. The method used in this research is quantitative with secondary data sources. The sample technique is in the form of purposive sampling with a total n of 84 and using simple linear analysis. The results of the study indicate that there is a positive influence of intellectual capital on the financial performance of Islamic commercial banks in Indonesia.
THE INFLUENCE OF INTELLECTUAL CAPITAL ON THE FINANCIAL PERFORMANCE OF SHARIA PUBLIC BANK INDONESIA IN 2019-2021 Andriani Andriani; Della Rohmatul Fauziah
BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol 4 No 1 (2023): Balance: Journal of Islamic Accounting
Publisher : State Islamic Institute (IAIN) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/balance.v4i1.7426

Abstract

The increasing market share of Islamic banking makes competition between Islamic banks tighter. The increasing competition of Islamic banks can be overcome by improving their financial performance. Intellectual capital as one of the intangible resources is considered to have an influence on improving financial performance for Islamic banks. This study aims to determine the value of intellectual capital and the level of financial performance of Islamic commercial banks in Indonesia, as well as the effect of intellectual capital on the financial performance of Islamic commercial banks in Indonesia. The method used in this research is quantitative with secondary data sources. The sample technique is in the form of purposive sampling with a total n of 84 and using simple linear analysis. The results of the study indicate that there is a positive influence of intellectual capital on the financial performance of Islamic commercial banks in Indonesia.