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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Tarbiyatul Akhyar: Jurnal Pendidikan
Husain Insawan
Institut Agama Islam Negeri Kendari
Humanities Decision Sciences, Operations Research & Management Education Social Sciences

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Eksistensi Al-Ibrah (Pemutihan Piutang) Pada Bank BNI Syariah Cabang Kendari Husain Insawan; Mutmainnah Mutmainnah
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1189

Abstract

This study aims to determine the perceptions of employees of the BNI Syariah BankBranch of Kendari regarding the concept of al-Ibrah, as well as to investigate theexistence of Al-Ibrah it has been implemented or not. Sharia Commercial Banks in Indonesia are growing promising in the future. Thirteen Sharia Commercial Banks have been recorded. But there is one action that is not yet familiar to do, which is doing Al-Ibrah or bleaching of receivables. BNI Syariah Branch employees still have a cross opinion about this concept. This action is actually legally guaranteed through the DSN-MUI Fatwa No. 47 / DSN-MUI / II /2005 concerning Settlement of Murabahah Receivables for Customers Who Are Not Able to Pay. Kendari Branch BNI Syariah as part of the Sharia Commercial Bank is not in a position to reject the existence of Al-Ibrah, but to avoid it from the outset the principle of caution has been applied in offering financing products through Musyarakah, Mudharabah, Murabahah, Istishna, or borrowing through Qardh
Upaya Guru PAI Dalam Menumbuhkan Sikap Toleransi Beragama Antar Siswa di Lingkungan SMA Negeri 2 Kendari Salam Inci; Husain Insawan; St. Fatimah K
Tarbiyatul Akhyar: Jurnal Pendidikan Vol. 1 No. 2 (2025): Juli-Desember
Publisher : Yayasan Ishlahul Muslimin Konawe Selatan

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Abstract

This study aims to describe the efforts of Islamic Religious Education (IRE) teachersin fostering religious tolerance among students atKendari State Senior High School 2. The background of this study stems fromthe importance of tolerance in social life, especially in schoolswith religious diversity, such as Islam, Christianity, Catholicism, and Hinduism.This study uses a descriptive qualitative approach with data collection techniquesin the form of interviews, observations, and documentation. The subjects ofthe study are PAI teachers, while the informants include the principal,vice principal, and students from various religious backgrounds. The results of the research show that PAI teachers at Kendari 2 State Senior High School madevarious efforts to instil tolerance, including emphasising theaffective aspect of learning, setting an example through their daily behaviour, internalising humanistic Islamic values, andcreating space for interfaith dialogue in the classroom. In addition, teachers alsocultivate tolerance through inclusive religious activities, such asImtaq activities for Muslim students and spiritual guidance fornon-Muslim students every Friday. Supporting factors in this success includethe school's commitment to diversity, the full support of the entire school community,and the existence of inclusive school policies. This study concludes that the efforts of Islamic Religious Education teachers contribute greatly to creating a harmonious and tolerant school environment.
Co-Authors Hasniran Hasniran Muhammad Asrianto Zainal Mutmainnah Mutmainnah Salam Inci St. Fatimah K