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Karsidi Karsidi
Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman
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SEKILAS TENTANG MANAJEMEN BISNIS SYARIAH Karsidi Karsidi
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 17 No 1 (2013): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

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Abstract

Islam is a religion having complete and balance in its doctrine. Complete doctrine means that Islam provides a complete guidance for all affairs of life and the balance in Islam means that the religion does not only give a guidance to reach the hereafter happiness, but also gives a guidance how to reach the happiness in the world. In order to reach the happiness in the world, Islam orders and guides human beings to conduct efforts in any which way they can to fulfill their living allowance. The efforts are called “muamalah”. There are many kinds of “muamalah”, one of them is called Business. The business should be run based on the rules ordered and blessed by Alloh SWT. Such a business in known as the Syariah Business Management.
ANALISIS KOMPARASI KINERJA PERBANKAN SYARIAH DAN PERBANKAN KONVENSIONAL Dian Purnomo Jati; Karsidi Karsidi
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 15 No 1 (2012): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

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Abstract

The purpose of this research is to compare between sharia banking performance and non-sharia banking performance in Indonesia. The tool of analysis include five components of financial ratios: (1) Capital Adequacy Ratio, (2) Non Performing Loan, (3) Return on Asset and Return on Equity, (4) Efficiency Ratio and (5) Loan to Deposit Ratio. This research use statistic tools of independent sample t-test. The result of this study are: (1) the study found the difference of Capital Adequacy Ratio between Sharia Banking and Non-Sharia Banking, (2) there is no difference about non performing loan between sharia banking and non-Sharia banking (3) there is no difference about ROA and ROE between sharia banking and non-Sharia banking, (4) there is no difference about efficiency ratio between sharia banking and non-Sharia banking, (5) there is no difference about loan to deposit ratio between sharia banking and non-Sharia banking and (6) there is no difference about total score of sharia banking performance and non-sharia banking performance. Although there is no significant difference, the total score of non-sharia banking performance is higher than sharia banking.
Co-Authors Dian Purnomo Jati