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The Effect of Government Capital Expenditure on Banking Credit in KDT Regency (Lake Toba Region) Amelira Haris Nasution; Mangasa Augustinus Sipahutar; Aldon MHP Sinaga
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4226

Abstract

The beauty of Lake Toba in North Sumatera makes Lake Toba one of the five Super Priority Destinations (DSP) promoted by the government in tourism development. This stipulation is expected to be able to improve the economy of the Lake Toba (KDT) region which is geographically inhabited by 7 (seven) sub-districts, which are directly adjacent to North Tapanuli Regency, Toba Regency, Simalungun Regency, Dairi Regency, Karo Regency, Humbang. Hasundutan Regency and Samosir Regency. The purpose of this study was to find out and analyze the answers related to the effect of government capital expenditure on bank credit around KDT Regency. The data used is secondary data in the form of time series data in KDT for the period 2000–2019 regarding the economic sector GRDP, bank credit and government capital expenditures. Data processing uses the E-Views 10 application through panel data analysis using data on the ratio of government capital expenditure and bank credit to nominal GRDP in all KDT areas. Based on the results of the analysis, the results of the variable ratio of government capital expenditure to nominal GRDP have a positive and significant effect of 0.161587 on banking credit to nominal GRDP from 2005 to 2019 in the KDT area. This shows that there is a relationship and influence of capital expenditure on banking credit in the KDT area during 2005-2019, which means that capital expenditure and the banking sector will be able to become a driver of economic growth, including in the development of the KDT area.
WILLINGNESS TO PAY TANAMAN HIAS MONSTERA (Monstera adansonii DAN Monstera obliqua) PASCA PANDEMI Amelira Haris Nasution; Aldon MHP Sinaga; Veronice Veronice
Agros Journal of Agriculture Science Vol 25, No 3 (2023): edisi Juli
Publisher : Fakultas Pertanian, Universitas Janabadra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37159/jpa.v25i3.3200

Abstract

During the pandemic, monstera was a booming floriculture which had a high selling price. Then, it became interesting and became a question when Monstera was not as hype as before. How do consumers see this? Because, one of the psychological factors such as emotions, personality and situational factors that influence consumers to buy products or services impulsively are no longer influential. And it becomes a question, how much was the willingness to pay for this monstera during normal times. This research was conducted online by distributing questionnaires on social media such as Facebook and Instagram as well as whatsapp and telegram for 1 month in Medan City, North Sumatera. This research was descriptive research. This research used primary data obtained from direct observations and questionnaires by monstera plant owners. Secondary data was obtained from literature book and articles as well as related to floriculture, especially monstera. The sampling method used quota sampling of 30 respondents. The Data was collected by online-based questionnaire (Qualtrics) used list of questions which had been prepared to find out the WTP of the owner (consumer/lovers) of the monstera by utilizing the bidding game system and open-ended questions in formulating the price, that respondents are willing to pay. The WTP analysis method was used the CVM (Contingent Valuation Method) on Microsoft Excel 2010 software. The results showed that the bidding games method was chosen as the method used to estimate the WTP value on Monstera adansonii and monstera obliqua. The average willingness of respondents to pay for Monstera adansonii is Rp. 34,017 for a medium size and Rp. 31,463 for a medium-sized monstera obliqua. Meanwhile, the optimal price for the bidding game method for Monstera adansonii is IDR 38,829.27 and IDR 35,044.44 for monstera obliqua.INTISARIPada masa pandemi, monstera merupakan tanaman hias yang booming dan memiliki harga jual yang tinggi. Kemudian menjadi menarik dan menjadi pertanyaan ketika monstera sudah tidak hype seperti sebelumnya. Bagaimana konsumen melihat hal ini? Mengingat salah satu faktor psikologis seperti emosi, kepribadian dan faktor situasional yang mempengaruhi konsumen untuk membeli produk atau jasa secara implusif sudah tidak lagi berpengaruh. Sehingga menjadi sebuah pertanyaan, seberapa besar kesediaan konsumen dalam membayar (Willingness to pay) monstera ini pada masa normal. Penelitian ini dilakukan selama 1 bulan di Kota Medan, Sumatera Utara yang dilakukan secara online dengan melakukan penyebaran kuisioner pada media sosial seperti facebook dan Instagram serta Whatsapp dan Telegram. Tipe penelitian ini penelitian deskriptif (descriptive research). Penelitian ini menggunakan data primer yang diperoleh dari pengamatan langsung di lapangan dan  pengisian kuesioner oleh pemilik tanaman monstera. Data sekunder diperoleh dari literatur yang diambil dari buku dan artikel serta lembaga atau instansi terkait topik tanaman florikultura khususnya tanaman monstera. Metode pengambilan contoh yang digunakan adalah quota sampling sebanyak 30 orang responden. Data dikumpulkan melalui pengisian kuisioner berbasis online (Qualtrics) dengan menggunakan daftar pertanyaan yang telah disiapkan untuk mengetahui WTP dari pemilik (konsumen/ pencinta) tanaman monstera dengan memanfaatkan sistem bidding game dan open ended question dalam merumuskan harga yang sanggup dibayar oleh konsumen (reponden).  Metode analisis WTP dilakukan dengan metode analisis CVM (Contingent Valuation Method) dengan menggunakan software Microsoft Excel 2010. Hasil penelitian menunjukkan bahwa metode bidding games dipilih sebagai metode yang digunakan untuk mengestimasi nilai WTP pada tanaman Monstera adansonii dan monstera obliqua. Rata-rata kesedian responden membayar Monstera adansonii adalah sebesar Rp 34.017 untuk ukuran sedang dan membayar sebesar Rp 31.463 untuk monstera obliqua ukuran sedang. Sedangkan untuk harga optimal dari metode bidding game untuk Monstera adansonii adalah Rp 38,829,27 dan Rp 35,044,44 untuk monstera obliqua.