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All Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Sri Utami Nunik Chairita
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Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

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The Effect of Digital Banking on Banking Performance during the Covid-19 Pandemic Sri Utami Nunik Chairita; Suharnomo Suharnomo
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5254

Abstract

The purpose of this study was to determine the effect of digital banking on banking performance during the covid-19 pandemic. The research method that is considered appropriate for this research is descriptive quantitative with a cross sectional design of hypothesis testing using linear regression. There is a significant influence between digital banking (DB) on the return of assets at conventional banks in Indonesia during the COVID-19 pandemic, there is a significant effect between digital banking (DB) on the return on equity at conventional banks in Indonesia during the COVID-19 pandemic and There is a significant influence between digital banking (DB) on operating costs of operating income at conventional banks in Indonesia during the COVID-19 pandemic. In implementing digital banking innovation, it is hoped that banks will be able to implement risk management to deal with various risks with digital banking innovation.
Co-Authors Suharnomo Suharnomo