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All Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences MULTIPLE: Journal of Global and Multidisciplinary
Syahrijal Hidayat
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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The Effect of Capital Adequacy Ratio, non Performing Financing, and Financing to Deposit Ratio on Returns for Deposit Results of Sharia Commercial Banks Rudy Irwansyah; Syahrijal Hidayat
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2245

Abstract

This study aims to see the effect of CAR, NPF, and FDR on the return for the results of mudharabah deposits at Islamic Commercial Banks either simultaneously or partially. The data used in this study are the quarterly financial reports for the period March 2016 to December 2020. The method of analysis used in this study is the method of multiple linear regression analysis using the SPSS 18 program. The F test is used to test the effect of the independent variables, namely CAR, NPF, and FDR on the dependent variable, namely the return on the profit sharing of mudharabah deposits. The t test is performed to test the effect of the CAR, NPF, and FDR variables on the partial return on the return on mudharabah deposits. The significance level used is 5%. The results showed that simultaneously there was an effect between CAR, NPF, and FDR on the Return for Profit Sharing on Mudharabah Time Deposits of 0,802. While partially all 3 independent variables (CAR, NPF, and FDR) also have a significant effect on Return on Time Deposit.
The Role of Payment Tools Using Card to Stability of Sharia Banking Financial System Syahrijal Hidayat; Endrianur Rahman Zain
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2116

Abstract

The financial system has a very strategic role in supporting economic activities. The financial system which is part of the economic system carries out an intermediary function that allocates funds from parties who experience excess funds (surpluses) to those who lack funds (deficit). Islamic financial system is a financial system that bridges between those who need funds and those who are excess funds through financial products and services that are in accordance with Islamic principles. The Development of Card Based Payment Instruments in Indonesia and the development of sharia banking in Indonesia experienced harmonious and positive growth from 2012 to 2020. If it is associated with the development of Card Based Payment Instruments that the author can conclude that the use of electronic cards such as credit cards, cards ATM and ATM debit cards have a very important and positive role for the development of sharia banking financial stability, namely sharia banking business activities because the use of electronic cards will further enhance sharia banking business activities, namely funding, lending, and services.
Penerapan Akuntabilitas Dan Transparansi Terhadap Pengelolaan Dana Desa Di Desa Sukadamai Kabupaten Asahan purba, Asra; Syahrijal Hidayat
urn:multiple://2988-7828multiple.v3i14
Publisher : Institute of Educational, Research, and Community Service

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Implementasi pengelolaan Alokasi Dana Desa (ADD) di Desa Sukadam Kecamatan Pulo Bandring Kabupaten Asahan mempunyai kendala. Seperti keterlambatan penyampaian informasi laporan pertanggungjawaban tahunan yang berdampak pada transparansi dan akuntabilitas masyarakat terkait pengelolaan Alokasi Dana Desa (ADD), hambatan dalam upaya penguatan kapasitas warga dalam melakukan pengawasan terhadap pemerintah baik desa maupun unit layanan di desa. . Begitu pula dengan kondisi aparat desa yang disinyalir masih belum begitu memahami pentingnya akuntabilitas dan transparansi dalam pemerintahan. Untuk itu penelitian ini bertujuan untuk mengetahui pengelolaan anggaran Dana Desa agar ada bentuk pengawasan dari berbagai pihak. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan pendekatan deskriptif. Pengelolaan Dana Desa di Desa Sukadam menunjukkan komitmen yang tinggi dalam menerapkan prinsip akuntabilitas, transparansi dan tanggung jawab. Pemerintah desa telah mengelola dana desa secara bertanggung jawab, mulai dari perencanaan hingga pelaporan, serta memastikan bahwa dana tersebut sesuai dengan peraturan yang berlaku dan untuk kepentingan masyarakat.
Co-Authors Endrianur Rahman Zain purba, Asra Rudy Irwansyah