Jannahar Saddam Ash Shidiqie
Program Studi Ilmu Ekonomi, Fakultas Ekonomi, Universitas Islam Indonesia

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Mudharabah Hasil Pertanian Di Tinjau Dari Undang Undang Dan Hukum Islam Jannahar Saddam Ash Shidiqie
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 1 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.532 KB) | DOI: 10.21927/jesi.2017.7(1).22-31

Abstract

This research aims to analyze the implementation of profit sharing agreement for paddy field in Gamping Sub-district using Law No. 2 of 1960 and Islamic Law. The conclusion of this study are: The implementation of profit sharing agreement for paddy fields in Gamping Sub-district is not fully in accordance with the Law No. 2 of 1960 and the Islamic law. The agreement of profit sharing in Gamping Sub-district in general is conducted orally, based on trust, and without any witnesses. The balance of profit sharing used in general is "maro" (½ part for sharecroppers and ½ part for owner) with all the production costs borne by the sharecroppers. In the event of crop failure, it becomes the risk borne by the sharecroppers. The crop yields reaching specific nisab or limit in general are not directly paid for the zakat. The obstacles to implement the Law No. 2 of 1960 and the Islamic Law in Gamping Sub-district are because there is no socialization from any parties related to Law No. 2 of 1960 and the Islamic Law in agricultural cooperation, here is hereditary habit, the owners and sharecroppers do not want to use complicated procedure, the owners have been good enough and fair with the common system used, and the sharecroppers accept the habit in force although they feel that it is hard and unfair. The bargaining position between the owner and sharecroppers at Gamping Sub-district is devided into three phases: in the past, the number of sharecroppers was more than the number of owner; currently, the number of sharecroppers is declining; and in the future, the sharecroppers  will be lesser than the number of owner so these will increase  the bargaining position of the sharecroppers (it is the answer to implement Law No.2 of 1960 and Islamic Law.
PELAKSANAAN PERJANJIAN BAGI HASIL PERTANIAN LAHAN SAWAH: Studi di Kecamatan Gamping, Kabupaten Sleman, Yogyakarta Unggul Priyadi; Jannahar Saddam Ash Shidiqie
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol15.iss1.art5

Abstract

Gamping Sub-district using Islamic Law. Data used in this study were obtained from interview, observation, and documentation. The collected data were tested their validity using data source triangulation and analyzed using Miles and Huberman model. The conclusion of this study are: The reason of paddy field owners in Gamping Sub-district to choose profit sharing scheme compared to rental scheme or paying farm workers in managing their fields because they want to enjoy the yields gradually and do not want to be involved directly in managing the paddy field. The agreement of profit sharing in Gamping Sub-district in general is conducted orally, based on trust, without any witnesses. The term is not defined clearly. The profit sharing balance is set since the first time of agreement. The balance of profit sharing used in general is “maro” (½ part for sharecroppers and ½ part for owner) with all the production costs borne by the sharecroppers, and the yields are immediately halved. In the event of crop failure, it becomes the risk borne by the sharecroppers. The paddy land tax is paid by the owner. The crop yields reaching specific nisab or limit in general are not directly paid for the zakat. The implementation of profit sharing agreement for paddy fields in Gamping Sub-district is not fully in accordance with the Islamic law because there is no socialization from any parties related to the Islamic Law in agricultural cooperation, here is hereditary habit, the owners and sharecroppers do not want to use the red tape and complicated procedure, the owners have been good enough and fair with the common system used, and the sharecroppers accept the habit in force although they feel that it is hard and unfair.
Antecedents of Muslim Students’ Adoption of Mobile Banking: An Extended TAM and UTAUT Approach Heri Sudarsono; Lak lak Nazhat El Hasanah; Jannahar Saddam Ash Shidiqie; Indri Supriani
Jurnal Organisasi dan Manajemen Vol. 20 No. 1 (2024)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v20i1.7514.2024

Abstract

Purpose – This study aims to determine the factors that affect the intention of Muslim students to adopt mobile banking (m-banking) services at Islamic banks. Methodology – This study included a sample of 336 Muslim students employed by Islamic banks as respondents. The model incorporates 11 constructs: perceived risk (PR), perceived trust (PT), habit (HA), compatibility (CO), perceived usefulness (PU), perceived ease of use (PEU), effort expectancy (EE), performance expectancy (PE), facilitating conditions (FC), social influence (SI), and intention to adopt m-banking (IN). It is a combination of the unified theory of acceptance and use of technology (UTAUT) and the technology acceptance model (TAM). Findings – Muslim students’ intention to adopt mobile banking was positively influenced by perceived usefulness, performance expectancy, and facilitating conditions. Nevertheless, the intention of Muslim students to adopt mobile banking remains unaffected by factors such as perceived ease of use, effort expectancy, or social influence. Perceived ease of use and perceived trust affect perceived usefulness, while perceived risk, perceived risk, habit, and compatibility affect perceived ease of use. Originality – This study employs the TAM-UTAUT model, which consists of 11 components, to determine the intention of Muslim students towards using mobile banking.