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DAMPAK COVID-19 TERHADAP KINERJA KEUANGAN PERBANKAN SYARIAH DI INDONESIA MENGGUNAKAN PENDEKATAN SHARIA MAQASID INDEX (SMI) PERIODE JUNI 2019- JUNI 2020 Lica Miana; Nonie Afrianty; Asnaini Asnaini
JURNAL AGHNIYA Vol 4, No 1 (2021)
Publisher : STIESNU Bengkulu

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This study aims to analyze the impact of Covid-19 on the financial performance of Islamic banking in Indonesia using sharia maqasid index (SMI) approach reviewed from the objectives of individual education, justice creation, welfare achievement during 2019-2020. This research uses a type of research mix method, which is a combination of quantitative methods and qualitative methods. The population specified in this study is Sharia Commercial Bank (BUS) in Indonesia. The samples used were three banks, namely Bank BRI Syariah, Bank BNI Syariah and Bank Syariah Mandiri. Based on the results of the Covid-19 Pandemic research, the impact on business activities so as to affect financial performance with SMI shows that Bank BNI Syariah has the highest sharia maqasiq index (SMI) score compared to the other two Sharia commercial banks with a score of 1,579
TINGKAT PERSAINGAN BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA TAHUN 2011-2018 Nonie Afrianty; Mesi Herawati
JURNAL AGHNIYA Vol 2, No 2 (2019)
Publisher : STIESNU Bengkulu

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Abstract The development of the Islamic People's Financing Bank cannot be separated from its role in building the Indonesian economy. Thus, BPRS can increase its competitiveness so that it can survive in the financial institution industry. This study was conducted to analyze the level of competition for BPRS in Indonesia in 2011-2018 at 59 BPRS which were analyzed using the Herfindahl-Hirschman Index (HHI) and Concentration Ratio (CR) methods. The results showed that BPRS in Indonesia had a competition that was not controlled by only a few BPRS or it could be said that the market was perfect competition. Keywords: Competition, BPRS Abstrak Perkembangan Bank Pembiayaan Rakyat Syariah tidak lepas dari perannya dalam membangun perekonomian Indonesia. Dengan demikian, BPRS dapat meningkatkan daya saingnya sehingga dapat bertahan pada industri lembaga keuangan. Penelitian ini dilakukan untuk menganalisis tingkat persaingan BPRS di Indonesia pada tahun 2011-2018 pada 59 BPRS dianalisis dengan metode Herfindahl-Hirschman Index (HHI) dan Concentration Ratio (CR). Hasil penelitian menunjukkan bahwa BPRS di Indonesia memiliki persaingan yang tidak hanya dikuasai oleh beberapa BPRS saja atau dapat dikatakan pasar persaingan sempurna. Kata Kunci: Persaingan, BPRS