Article Per Year (5 Year)
p-Index From 2021 - 2026
0.817
P-Index
This Author published in this journals
All Journal Perspektif : Kajian Masalah Hukum dan Pembangunan International Journal of Law, Policy and Governance
Dona Budi Kharisma
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
STUDI KOMPARASI REGULASI PERDAGANGAN ASET KRIPTO DI INDONESIA, AMERIKA SERIKAT DAN JEPANG Dona Budi Kharisma; Ishaniar Uwais
PERSPEKTIF : Kajian Masalah Hukum dan Pembangunan Vol. 28 No. 3 (2023): Edisi September
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v28i3.881

Abstract

Peningkatan pembelian dan peredaran aset kripto di publik berbanding lurus dengan meningkatnya potensi tindak kejahatan antara lain penipuan berkedok investasi, praktik pencucian uang hingga transaksi barang secara ilegal dengan memanfaatkan aset kripto sebagai alat pembayaran. Indonesia hingga kini masih belum memiliki instrumen hukum yang secara spesifik mengatur aset kripto sebagai alat pembayaran yang sah namun telah diterbitkan Undang-Undang Nomor 2 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan (UUP2SK) yang memindahkan kewenangan pengawasan dan regulasi aset kripto dari BAPPEBTI ke OJK. Praktek transaksi menggunakan kripto di negara lain seperti Amerika Serikat dan Jepang telah diatur secara spesifik oleh regulasi khusus sehingga penelitian dengan metode penelitian hukum normatif ini akan melakukan metode pendekatan perbandingan (comparative approach) dengan kedua negara tersebut serta pendekatan perundang-undangan (statute approach). Penelitian ini merekomendasikan pentingnya formulasi kebijakan baru sesuai klasifikasi penggunaan dan bentuk aset kripto beserta aset berupa stablecoin dan NFT termasuk memperketat promosi dan iklan produk berbasis kripto terhadap masyarakat. The rapid increase in the purchase and circulation of crypto assets was directly proportional to the increase of financial crime rate, including fraud under the guise of investment, money laundering practices and illegal transactions of goods using crypto assets as a means of payment. Until now, Indonesia still does not have a legal instrument that specifically regulates crypto assets as legal means of payment, but Law Number 2 of 2023 concerning Development and Strengthening of the Financial Sector (UUP2SK) has been issued which transfers the authority to supervise and regulate crypto assets from BAPPEBTI to OJK . The practice of transactions using crypto in other countries such as the United States and Japan has been specifically regulated by special regulations so that research using normative legal research methods will carry out a comparative approach with these two countries as well as a statutory approach. This research recommends the importance of formulating new policies according to the classification of uses and forms of crypto assets along with assets in the form of stablecoins and NFTs, including restricting promotion and advertising of crypto-based products to society.
Settlement of Problem Loans with Cessie Guarantee at Bank Jateng Delvachio, Muhammad Rayhan Abrar; Dona Budi Kharisma
International Journal of Law Policy and Governance Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijlpg.v3i2.811

Abstract

This research aims to determine the mechanism for resolving problem loans by binding collateral in the form of cession at Bank Jateng, as well as a guarantee binding scheme in the form of cession in the government project credit agreement at Bank Jateng. This research is only limited to examining the implementation of projects funded by the government which are tied to guarantees cession. This research uses empirical legal research methods, and is descriptive in nature. The types of data used include primary data and secondary data. The data collection techniques used in collecting data in this research were interviews and document study in the form of statutory regulations, books, documents relevant to the research. The data analysis technique uses qualitative data analysis. The presence of the Covid-19 pandemic as a global outbreak has had an impact on economic activity. This is characterized by the stagnation of various business sectors, especially in terms of implementing government project credit. Of course, this condition causes disruption to banking operational activities, especially in terms of the risk of problematic credit with cessie collateral. Instability and the high number of non-performing loans during the pandemic have created major problems. Responding to these conditions, this article provides an analysis regarding the resolution of problem loans in terms of the concept of implementing government projects tied to a cessie guarantee scheme and referring to OJK regulations regarding restructuring. Settlement of problem loans can be resolved through the restructuring implementation scheme and the concession itself. The collateral separation binding scheme in the government project credit agreement itself can be carried out in 3 (three) ways, namely through (1) prior notification, approval and acknowledgment of the full transfer of receivables to the debtor; (2) hand over the agreement in the form of an authentic deed, and (3) hand over the guarantee directly to the Bank.
Co-Authors Delvachio, Muhammad Rayhan Abrar Ishaniar Uwais Nadzya Tanazal E.Ar Sari Tri Suprapto Trinov Gira Thimoteus Viodi Childnadi Widodo Zevanya Emmanuela Issubagyo