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This Author published in this journals
All Journal EKONOMIS : Journal of Economics and Business Jurnal Fokus Manajemen Bisnis JESH: Journal of Economics, Social, and Humanities
Tina Sulistiyani
Universitas Ahmad Dahlan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Penggunaan Smartphone dan Dampaknya terhadap Literasi Keuangan Mahasiswa Adhitya Rechandy Christian; Tina Sulistiyani
Ekonomis: Journal of Economics and Business Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i2.2127

Abstract

This study examines the effect of smartphone use on students’ financial literacy and the moderating role of self-control. A quantitative approach was employed using purposive sampling of management students at Universitas Ahmad Dahlan who had completed Financial Management I and II. Primary data from 54 respondents were collected through a questionnaire and analyzed using moderated linear regression. The results show that smartphone use has a positive and significant effect on financial literacy. Self-control also has a positive and significant effect on financial literacy. In addition, the interaction between smartphone use and self-control is positive and significant, indicating that self-control strengthens the relationship between smartphone use and financial literacy. These findings suggest that the benefit of smartphones for financial literacy is conditional and depends on students’ ability to regulate digital device use. The study implies the need to strengthen digital financial literacy and self-regulation in financial management education.
Co-Authors Ahmad Rizal Solihudin Amanda Deby Shevina Ariharaan Muthusamy Christian, Adhitya Rechandy Darma, Marwia Dwi Purwaningsih Dwi Purwaningsih, Dwi Fikri, Muhammad Ali Kunthi Widjaya Made Galih Wisnu Wardana Marwia Darma Nuryanti, Susi Puput Ragil Pratiwi Sofiana Kartika Dewi