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Analisis Triple Exponential Smoothing untuk Peramalan Kredit yang Diberikan Bank Umum Konvensional dan Syariah Astri Afrilia
Jurnal Statistika dan Aplikasinya Vol 5 No 2 (2021): Jurnal Statistika dan Aplikasinya
Publisher : Program Studi Statistika FMIPA UNJ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JSA.05212

Abstract

Kredit yang diberikan bank merupakan pos keuangan penting yang perlu diprediksikan jumlahnya. Hal ini dikarenakan pendapatan utama sebagian besar bank di Indonesia masih bersumber dari kredit. Salah satu teknik analisis yang dapat digunakan adalah metode triple exponential smoothing. Penelitian ini bertujuan untuk memperoleh hasil ramalan (prediksi) kredit yang diberikan pada periode mendatang bagi Bank Umum Konvensional dan Syariah. Dari hasil pengolahan data diperoleh bahwa nilai alpha sebesar 0,3 memberikan hasil ramalan sebesar Rp 8.195.603 miliar dengan akurasi tertinggi atau error terkecil berdasarkan nilai MAD dan MAPE yakni sebesar Rp 59.199 Miliar dan 0.78%. Sehingga, dapat dikatakan bahwa metode Triple Exponential Smoothing merupakan metode yang efektif dan efisien untuk meramalkan jumlah KYD Bank Umum Konvensional dan Syariah.
Application of Process Hierarchy Analysis on the Internal Rating Credit Line Model for Islamic Banks Astri Afrilia
Khazanah Sosial Vol. 2 No. 2 (2020): Khazanah Sosial Vol 2, No 2 August 2020
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v2i2.8890

Abstract

Banks in carrying out their business activities are always in contact with risk. Therefore, an internal rating system is needed so that the bank can select debtors and counterparts based on the level of risk. One of the bank's activities is the provision of credit lines for Islamic Bank in Indonesia. This study intends to formulate a credit line ranking model for Islamic Banks. This research uses quantitative methods using the Hierarchy Analysis Process method. An important finding of this study is the acquisition of an internal credit line rating model for Islamic Banks which can then be used to assist banks in determining the eligibility of an Islamic Bank to become a bank partner based on the level of risk.
Penyusunan Instrumen Mitigasi Risiko Konsentrasi Pembiayaan Perbankan Syariah Di Indonesia Astri Afrilia
Khazanah Multidisiplin Vol. 4 No. 2 (2023): Khazanah Multidisiplin
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kl.v4i2.28333

Abstract

Currently, Islamic banking has become the choice of the Indonesian people to carry out banking transactions, both depositing funds and applying for financing. Sharia banking assets in recent years have increased by 14.56% or Rp 561 Trillion, mostly contributed by increased financing. In the distribution of financing, there are risks in it, one of which is the risk of financing concentration. This study aims to develop instruments in mitigating the concentration risk of Islamic banking financing in Indonesia. The research method used is quantitative method with data analysis technique used is Process Hierarchy Analysis (AHP). The results of this study are in the form of ranking the distribution of financing per economic sector based on the level of risk required as a guide for Islamic banking to channel risk-based financing.
Greening Mainstream Politics: Party Organization, Public Office, and Environmental Action in Majalengka, Indonesia Valina Sinka; M. Ridha Taufiq Rahman; Astri Afrilia
Madani: Jurnal Politik dan Sosial Kemasyarakatan Vol. 18 No. 1 (2026): MADANI : Jurnal Politik dan Sosial Kemasyarakatan
Publisher : Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article examines how mainstream political parties in Majalengka respond to environmental degradation and asks whether their initiatives amount to meaningful green politics or remain selective political adaptation. The study focuses on Majalengka because the regency faces visible ecological pressure, including extreme local heat and deficits in green open space, which make environmental governance a pressing political issue rather than a peripheral agenda. Using a qualitative case study design, the article analyzes PDI Perjuangan and Golkar through Katz and Mair’s Three Faces of Party framework, namely party in central office, party in public office, and party on the ground. Data were collected through in-depth interviews, observation, and document review, and were validated through source triangulation. The findings show that PDI Perjuangan demonstrates a thicker environmental profile because leadership discourse, institutional access, and grassroots activities reinforce one another. This is reflected in concrete initiatives such as the planting of 221,272 trees, the development of a 3-hectare people’s garden in Simpeureum with 10 food crop varieties, the formation of women farmers’ groups, and drainage repair at the village level. Golkar also articulates environmental concern through leadership statements and policy advocacy on tree cutting and green open space, yet its response remains more procedural and campaign-oriented than socially embedded. The article argues that neither party can be treated as a fully green political actor. PDIP’s activism still carries a productive and food-oriented logic rather than ecological restoration, while Golkar’s regulatory agenda is constrained by bureaucracy, development priorities, and weak implementation. The study contributes to party politics and environmental governance literature by showing that green politics in Indonesia may emerge within mainstream parties, but its depth depends on whether ecological commitment is translated across party organization, public office, and grassroots practice.