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All Journal Millah: Journal of Religious Studies El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah
muhammad Asmawi
Universitas Islam As-Syafiiyah
Religion Humanities Economics, Econometrics & Finance Education

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Analisis Studi Kelayakan Pendirian BPRS Patriot Cabang Bekasi Timur Husnul Khotimah Sylvia; Muhammad Asmawi
Millah: Journal of Religious Studies Vol. 19, No. 1, Agustus 2019 Penegakan Hukum Ekonomi Syariah dalam Pergeseran Paradigma Akad Perbank
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol19.iss1.art6

Abstract

The success of BPRS in providing service to small and medium businesses is due to uts location close to people in need, simple service procedures that prioritize personal approaches and flexibility in financing patterns and models and more importantly, that BPRS are banks that use systems and principles Sharia. BPRS Patriot City Bekasi is a sharia banking service company, it will not be possible to avoid the reality of competition in the banking service industry wich is increasing. In connection with the quality of service in retaining customers and expanding marketing networks, BPRS Patriot Kota Bekasi should develop offices. The establishment of the Bekasi BPRS Patriot Branch Office is the righ choice. This is very good for the development of the BPRS but will also be able to contribute to the performance of the BPRS in general as well as for the economy of the community especially in the working area of the BPRS Patriot Bekasi. The results of the SWOT analysis are taken from various aspects. As such, the BPRS Patriot Bekasi is considered feasible and capable of establishing Branch Offices.
ANALYSIS OF IMPLEMENTATION OF IJARAH MUNTAHIYA BITTAMLIK FINANCING IN ISLAM Muhammad Asmawi; Nurmala Sari; Zulkarnain Lubis
El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah Vol 3 No 01 (2019): El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah
Publisher : Program Studi Perbankan Syari'ah Fakultas Agama Islam Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/elarbah.v3i01.2190

Abstract

Islamic banks have various forms of financing that are offered, one of which is the Ijarah vomiting Bittamlik (IMBT) financing. Ijarah Muntahiya Bittamlik financing is an ijarah transaction followed by the process of transferring ownership rights to the goods themselves or according to the agreement of both parties at the beginning of the contract. The existence of this form of financing has been around for a very long time, even since the emergence of Islamic banks in Indonesia. The main discussion in this study is about the terms and procedures for IMBT financing, the legal consequences that arise in IMBT financing.
EFFECT OF PRODUCTIVE ZAKAT DISTRIBUTION ON IMPROVING THE STANDARD OF LIFE OF MUSTAHIK IN BEKASI CITY BAZNAS Muhammad Asmawi
El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah Vol 6 No 2 (2022): AL ARBAH JURNAL EKONOMI, BISNIS DAN PERBANKAN SYARIAH
Publisher : Program Studi Perbankan Syari'ah Fakultas Agama Islam Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/elarbah.v6i2.2480

Abstract

Zakat is an obligation for Muslims. Zakat is a social worship that is intended as an equalizer. Zakat is also a tool that can be used to eliminate the income gap between those who are well off and those who still feel deprived. As we know, productive zakat can be used by mustahik in developing his business so as to increase income and improve his standard of living, even removing himself from a mustahik to become a muzaki. Because, with this productive zakat distribution pattern, BAZNAS will be more careful in studying the problem of poverty which can be caused by a lack of working capital, no job opportunities and a lack of education as a concept of planning and implementation. With this productive zakat distribution pattern, it is hoped that it can help the community in alleviating poverty by increasing the standard of living of its mustahik. The contract used by BAZNAS in Bekasi city is a grant contract, namely giving free of charge to mustahik. Zakat adalah sebuah kewajiban bagi ummat Islam. Zakat merupakan suatu ibadah sosial yang diperuntukan sebagai pemerata. Zakat juga merupakan salah satu alat yang dapat dipergunakan untuk menghilangkan kesenjangan pendapatan antara yang berkecukupan dengan yang masih merasa kekurangan. Seperti kita ketahui seharusnya zakat produktif dapat dipergunakan oleh mustahik dalam mengembangkan usahanya sehingga meningkatkan pendapatan dan meningkatkan taraf hidupnya, bahkan mengeluarkan dirinya dari mustahik menjadi seorang muzaki. Karena, dengan pola pendistribusian zakat produktif ini, BAZNAS akan lebih cermat dalam mengkaji persoalan kemiskinan yang bisa disebabkan karena kurangnya modal kerja, tidak adanya kesempatan kerja dan minimnya pendidikan sebagai konsep perencanaan dan pelaksanaan. Dengan pola pendistribusian zakat produktif ini diharapkan dapat membantu masyarakat dalam mengentaskan kemiskinan dengan cara meningkatkan taraf hidup para mustahiknya.. Adapun akad yang dipakai BAZNAS kota Bekasi adalah akad hibah yaitu pemberian secara cuma-cuma kepada mustahik.
Co-Authors Husnul Khotimah Sylvia Nurmala Sari Zulkarnain Lubis