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Anggi Aprian Syaputra
Magister Program in Economics and Islamic Finance of Post Graduate Program Faculty of Economics Universitas Islam Indonesia
Economics, Econometrics & Finance Social Sciences

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Pengaruh kebijakan Financing to Value dan faktor ekonomi terhadap pembiayaan pemilikan rumah di bank syariah Anggi Aprian Syaputra; Achmad Tohirin
Proceeding of Conference on Islamic Management, Accounting, and Economics CIMAE Volume 2, 2019
Publisher : Proceeding of Conference on Islamic Management, Accounting, and Economics

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Abstract

The high rate of population growth has an impact on increasing demand for one of their homes. This study aims to examine the effect of financing to value policies, non-performing financing, third party funds, population growth, and inflation on sharia home ownership financing in Islamic banks. This research is focused on sharia commercial banks and sharia business units in Indonesia which are listed on the BI and OJK websites for the period 2010-2018. This research will be analyzed using Error Correction Model (ECM). The software used in this study is Microsoft Excel 2010 and Eviews 9 program. The results of the study show that the variables ftv, npf, and dpk have a positive effect. While the variables of economic growth and inflation have a negative effect on housing finance.
Co-Authors Achmad Tohirin