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All Journal Jurnal Tirtayasa Ekonomika (Tirtayasa Economica Journal) Jurnal Riset Akuntansi dan Keuangan Jurnal Akuntansi Bisnis dan Ekonomi (JABE) Jurnal Mandala Pengabdian Masyarakat Jurnal Inovasi Masyarakat Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Muhammad Ali
Universitas Widyatama
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Public Health Social Sciences

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Journal : Jurnal Riset Akuntansi dan Keuangan

 1 
PENGARUH DANA PIHAK KETIGA DAN LOAN TO DEPOSIT RATIO TERHADAP PENYALURAN KREDIT (Studi kasus pada PT Bank Republik Indonesia (Persero) Tbk periode tahun 2007 – 2016) Ali, Muhammad
Jurnal Riset Akuntansi dan Keuangan Vol 6, No 2 (2018): Jurnal Riset Akuntansi dan Keuangan. Agustus 2018 [DOAJ & SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v6i2.10930

Abstract

This study aims the effect Third Party Funds (TPF) and Loan to Deposit Ratio (LDR) to the total of loans. Bank Rakyat Indonesia Co., Ltd is used in this study for the object in period 2007-2016. The method of this research is descriptive and associative method with technique analysis that used is multiple regression analysis. Based on t test with SPSS 20, TPF partially a positive and significant effect on the total of loans. LDR also partially a positive and significant effect on the total of loans. Based on F test with SPSS 20, TPF and LDR simultaneously have significant influence on the total of loans. Keywords : Third Party Funds, Loan to Deposit Ratio (LDR), total of loans
PENGARUH NET INTEREST MARGIN (NIM), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSETS (ROA) Ali, Muhammad; triyuliawan, roosaleh laksono
Jurnal Riset Akuntansi dan Keuangan Vol 5, No 2 (2017): Jurnal Riset Akuntansi dan Keuangan. Agustus 2017
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v5i2.7853

Abstract

Abstract. This study aims to determine the magnitude of the influence of Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non Performing Loan (NPL) to Return On Assets (ROA) at State-Owned Banks (Bank BNI, Bank Mandiri, Bank BTN, and Bank BRI) for the period 2003-2015. This study uses secondary data obtained from the document in the form of an annual financial report. The design of this study using associative analysis, namely multiple regression analysis. The results show that partially, Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), and Loan to Deposit Ratio (LDR) have an effect on Return On Assets (ROA). While Non-Performing Loan (NPL) has no effect on Return On Assets (ROA). Simultaneously, the results showed that Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non-Performing Loan (NPL) have an effect on Return On Assets (ROA).Keywords: BOPO; LDR; NIM; NPL; ROA.Abstrak. Penelitian ini bertujuan untuk mengetahui besarnya pengaruh Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO),  Loan to Deposit Ratio (LDR), dan  Non Performing Loan (NPL) terhadap Return On Assets (ROA) pada Bank Umum Milik Negara (Bank BNI, Bank Mandiri, Bank BTN, dan Bank BRI) periode 2003-2015. Penelitian ini menggunakan data sekunder yang diperoleh melalui dokumen berupa laporan keungan tahunan. Desain penelitian ini menggunakan analisis asosiatif, yaitu analisis regresi berganda. Hasil penelitian menunjukkan  bahwa secara parsial, Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO), dan  Loan to Deposit Ratio (LDR) berpengaruh terhadap Return On Assets (ROA). Sedangkan Non Performing Loan (NPL) tidak berpengaruh terhadap Return On Assets (ROA). Secara simultan, hasil penelitian menunjukkan bahwa Net Interest Margin (NIM) , Biaya Operasional/Pendapatan Operasional (BOPO),  Loan to Deposit Ratio (LDR), dan  Non Performing Loan (NPL) berpengaruh terhadap Return On Assets (ROA).Kata Kunci: BOPO; LDR; NIM; NPL; ROA.
Co-Authors Andina Nur Fathonah Dudi Abdul Hadi Dudi Abdul Halim Ikram, Syafrizal Ingrid Larasati Agustina Ingrid Larasati Agustina Ingrid Larasati Agustina Ingrid Larasati Agustina Laksono T.Y., Roosaleh Suryana Suryana Suryana Suryana Suryana Suryana Suryana Tria Apriliana Tria Apriliana Tria Apriliana