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All Journal Jurnal Ilmiah Ekonomi Islam At-Tawassuth: Jurnal Ekonomi Islam
Surayya Fadhilah Nasution
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Social Sciences

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Pembiayaan Murabahah Pada Perbankan Syariah di Indonesia Surayya Fadhilah Nasution
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VI | No. 1 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v6i1.7767

Abstract

The research purpose to find out how is murabahah financing in Indonesia Islamic banking. The research method is used in the form of library research which collecting data by using written materials. Islamic banking has two intermediation functions. First, Islamic banking raise funds from the people and second, Islamic banking distribute funds via financing. One of Islamic banking financing is murabahah. Murabahah is selling/purchasing transaction with the agreed profit. Murabahah characteristic is the seller has to tell to the buyer about product purchase price and agreed profit. Murabahah has two ways, murabahah with order and without order. The survey results shown that Islamic banking has applied murabahah as their main financing. Keywords: Islamic banking, financing, murabahah.
Kinerja PT Bank Pembiayaan Rakyat Syariah (BPRS) Amanah Bangsa Berdasarkan Maqashid Sharia Index (MSI) Surayya Fadhilah Nasution; Andri Soemitra; Yenni Samri Juliati Nasution
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8781

Abstract

The research aims to explain and analyze about PT BPRS Amanah Bangsa performance based on Maqashid Sharia Index. This research used quantitative descriptive approach with secondary data obtained from Sharia Rural Bank financial report that was published by OJK in ojk.go.id website period 2018 – 2020. Data analysis technique that was used in this research is Simpel Additive Weighting method with Multiple Attribute Decision Making approach. The research used three concepts, namely educating individual, establishing justice, and promoting welfare. MSI element that was used in this research, such as education grant, research, training, publicity, fair returns, functional distribution, interest free product, profit ratios, personal income, and investment ratios in real sector. The result of this research showed that PT BPRS Amanah Bangsa hasn’t been maximized because there’re some indicators of MSI hasn’t been implemented by the Sharia Rural Bank. The MSI average value of PT BPRS Amanah Bangsa is 0.0629.
Co-Authors Andri Soemitra Yenni Samri Juliati Nasution