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All Journal Journal Analytica Islamica Unes Law Review RESLAJ: Religion Education Social Laa Roiba Journal ISLAMIC BUSSINESS LAW REVIEW
Annisa Sativa
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

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Wanprestasi Akad Gadai Emas pada Pegadaian Syariah Sibuhuan Kecamatan Barumun Kabupaten Padang Lawas Berdasarkan Fatwa DSN Nomor 25/DSN-MUI/III/2002 Hajijah Rizkinami Siregar; Annisa Sativa
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1166

Abstract

Perkembangan kehidupan masyarakat semakin hari semakin meningkat, yang kemudian menjadi permasalahan bagi sebagian orang yang tidak memiliki cukup uang untuk memenuhi kebutuhan hidup. Untuk memenuhi hal tersebut, sebagian masyarakat melakukan gadai emas miliknya untuk mendapatkan pinjaman uang dan memenuhi kehidupan sehari-hari ataupun modal dalam membuka usaha. Penelitian ini bertujuan untuk menjelaskan bentuk wanprestasi dan penyelesaian secara hukum wanprestasi akad gadai emas berdasarkan fatwa DSN No. 25/DSN-MUI/III/2002. Penelitian ini merupakan penelitian empiris dengan pendekatan kualitatif yang bersifat deskriptif. Hasil penelitian menunjukkan bahwa wanprestasi gadai emas yakni pihak nasabah tidak membayar kewajibannya hingga telah jatuh tempo. Upaya penyelesaian wanprestasi nasabah tersebut dilakukan dengan teguran, negoisasi, dan berakhir dengan lelang.
HUKUM PERLINDUNGAN KONSUMEN TERHADAP SERVICE LAPTOP TIDAK PROFESIONAL DALAM PERSPEKTIF WAHBAH AZ-ZIHAILI (Studi Kasus Toko Service Laptop di Desa Pertumbukan Kecamatan Wampu Kabupaten Langkat Hastati Isna Efelia; Zulham Zulham; Annisa Sativa
ISLAMIC BUSSINESS LAW REVIEW Vol 2, No 1 (2019): Juli-Desember 2019
Publisher : Fakultas Syari'ah dan Hukum UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/iblr.v2i1.6510

Abstract

The problem in this study is the law of consumer protection for unprofessional laptop service whether it is protected or not. This research was conducted at the Laptop Service Shop in the Village of Growth in the District of Wampu Langkat Regency. This research is a field research namely research conducted at the location which is the object of research, namely in the Village of the District of Wampu Langkat District and library research. In this study the method used was interview and data obtained from the field. The conclusion of this thesis is the Consumer Protection Law Against unprofessional laptop services in the Wahbah Az-Zuhaili Perspective is mandatory, and the one who is obliged to provide responsibility is the Shop Owner who is the guarantor. Because according to Wahbah Az-Zuhaili's perspective, if something guaranteed is in the form of al-inAin (goods, not debt), the guarantor is demanded to surrender the guaranteed al-inAin, if indeed the goods still exist. But if it has been damaged, then he surrenders instead with similar items or at a value. Article 19 paragraph (1) of Law Number 8 of 1999 concerning consumer protection clearly stipulates: "Business actors are responsible for providing compensation for damage, pollution and / or losses suffered by consumers due to consuming goods and / or services produced or traded.
Analisis Hukum Dampak Pelaku Usaha Grosir Terhadap Penjualan Produk yang Terafiliasi dengan Israel Perspektif KHES: Studi Kasus Kota Tanjungbalai M. Rahul Fauzan Saragih; Annisa Sativa
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 2 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i2.7142

Abstract

 With the publication of MUI Fatwa Number 83 of 2023 concerning the Law on Support for the Palestinian People, there have also been many calls to join in boycotting products affiliated with Israel. This causes quite serious problems for wholesale business actors who sell products that people need in their daily lives. This research aims to explain legal protection for business actors who experience losses due to the issuance of MUI Fatwa No. 83 of 2023 and how KHES regulates the protection itself. This research method was carried out using an empirical juridical method, so the method used was a field method, namely research carried out in the field which aims to obtain information and describe events, incidents with facts found in the field. Data analysis was carried out qualitatively, involving observation and in-depth study of the data obtained. The primary data used comes from the field, in this case there are interviews from wholesale business actors. Meanwhile, secondary data is data obtained from the literature. Research shows that many wholesale businesses suffer losses due to the boycott of products affiliated with Israel. From the perspective of the Compilation of Sharia Economic Law, wholesale business actors who experience losses are the risks they bear, the government should pay more attention to the impact on wholesale business actors who experience losses so that products affiliated with Israel are replaced with other brands.
Plagiarisme Modul Pembelajaran Teori Kunci Enormas College Perspektif Fatwa MUI Nomor 1 Tahun 2005 Tentang Perlindungan HaKI: Analisis Sengketa Antara PT. Delta Edukasi Semesta dan PT. ENS Indonesia Muhammad Rafi Akbar; Annisa Sativa
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 6 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i6.8623

Abstract

The case of learning module plagiarism between PT. Delta Edukasi Semesta and PT. ENS Indonesia raises important issues related to the protection of Intellectual Property Rights (IPR) and ethics in the use of copyrighted works. This research aims to analyze this case based on a normative juridical perspective by referring to Law no. 28 of 2014 concerning Copyright, as well as a moral review of the Fatwa of the Indonesian Ulema Council (MUI) Number 1 of 2005 concerning Copyright. The research method used is descriptive qualitative, by collecting data through literature studies which include statutory regulations, scientific literature and related decisions. The research results show that PT Delta Edukasi Semesta has the potential to violate PT. ENS Indonesia copyright if it is proven to have copied, used or distributed the module without permission. From a legal point of view, this action can be subject to sanctions according to Law no. 28 of 2014, while from a moral perspective, acts of plagiarism are also considered haram according to the MUI Fatwa because they violate the principles of justice in Islam. Thus, this case emphasizes the importance of legal and moral protection for intellectual work, especially in the field of education.
CONSUMER PROTECTION AGAINST COUNTERFEIT MOTORCYCLE OIL PRODUCTS FROM THE MAQASID SYARIAH PERSPECTIVE (CASE STUDY OF A WORKSHOP IN MEDAN AREA DISTRICT) Hasbi Syadiki; Annisa Sativa
Journal Analytica Islamica Vol 14, No 2 (2025): ANALYTICA ISLAMICA
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/jai.v14i2.25751

Abstract

The circulation of counterfeit oil harms consumers because it reduces the quality of engine performance, increases the risk of vehicle damage, and jeopardizes user safety. The main factors influencing this phenomenon are low consumer awareness, weak supervision, and economic benefits for business actors. This study aims to examine consumer protection against the circulation of counterfeit oil in Medan Area Sub-district workshops from the Maqasid Syariah perspective, identify the factors causing it, and evaluate the effectiveness of consumer protection regulations. The method used is empirical juridical with a qualitative descriptive approach to describe consumer protection against counterfeit oil in practice. The results showed that the circulation of counterfeit oil contradicts the Maqasid Syariah principles, especially Hifz al-Mal (protection of wealth) because it causes financial losses, and Hifz an-Nafs (protection of life) because it increases the risk of accidents. Although consumer protection regulations already exist, supervision is still weak so that the circulation of counterfeit oil remains rampant. Therefore, more optimal law enforcement and increased consumer awareness are needed to be more selective in choosing the motorcycle oil products used.
MISUSE OF THE SARDINE FISH CRACKERS BRAND WITHOUT THE BUSINESS OWNER'S PERMISSION IN TEMBUNG VILLAGE, DSN FACT PERSPECTIVE NUMBER 1/MUNAS/VII/5/2005 Intan Nabillah Erwin; Annisa Sativa
Journal Analytica Islamica Vol 14, No 2 (2025): ANALYTICA ISLAMICA
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/jai.v14i2.25830

Abstract

Brands are an important part of Intellectual Property Rights (IPR) that function not only as product identity, but also as a strategic instrument in marketing and legal protection. This study examines the practice of unauthorized misuse of the “Sardine Fish Crackers” brand in Tembung Village, Medan, and assesses its legal accountability from the perspective of Law Number 20 of 2016 and the DSN MUI Fatwa Number 1/MUNAS/VII/2005. The research method used is empirical juridical through interviews with business actors and analysis of related legal documents. The results of the study indicate that brand misuse occurs due to low legal literacy, cost and time constraints in brand registration, weak supervision, and the motive of instant profit. From a positive legal perspective, this action violates the exclusive rights of brand owners and can result in civil and criminal sanctions. Meanwhile, from an Islamic legal perspective, this action is categorized as unjust and haram because it violates the principle of property rights protection (huquq maliyyah). This research emphasizes the urgency of increasing legal awareness, enforcing regulations, and educating small business owners so that trademark abuse practices can be prevented and a fair and ethical business climate can be realized.
LEGAL PROTECTION FOR VIDEO CONTENT CREATORS ON SOCIAL MEDIA THAT ARE REUPLOADED TO THE FACEBOOK PRO PLATFORM BASED ON MUI FATWA NUMBER 1 OF 2003 CONCERNING COPYRIGHT Andini Eka Putri; Annisa Sativa
Journal Analytica Islamica Vol 15, No 1 (2026): ANALYTICA ISLAMICA
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/jai.v15i1.28467

Abstract

Reuploading is the activity of re-uploading other content creators  videos on social media. Facebook is one platform that is starting to gain popularity. With the introduction of Meta's newest feature, Facebook Professional, which allows for commissions upon account monetization. The phenomenon of reuploading video content on social media, particularly on the Facebook Pro platform, has raised issues of copyright infringement and economic losses for the original creators, as many creators re-upload other creators' videos without permission for commercial purposes. This study aims to examine legal protection for creators of videos that are re-uploaded without permission based on MUI Fatwa Number 1 of 2003. The research uses an empirical juridical approach to examine the application of law in social life and legal norms of the practice of re-uploading video content creators on the Facebook Pro platform based on MUI Fatwa Number 1 of 2003 and Law Number 28 of 2014. The results of this study indicate that the reason Facebook Pro creators reupload other content creators' videos without permission is for account monetization. MUI Fatwa Number 1 of 2003 explicitly states that all forms of copyright infringement, including piracy, are haram and constitute injustice because they harm the creator's economic rights. Creators who reupload other content creators' videos without permission, even removing watermarks for commercial purposes, must pay the original video owner for economic rights. Therefore, this study concludes that MUI Fatwa Number 1 of 2003 explicitly states that all forms of copyright infringement, including piracy, are haram and constitute an unjust act because they harm the creator's economic rights.
RESTRUCTURING OF MOTORCYCLE SALE-BASED FINANCING THROUGH MEDIATION FROM THE PERSPECTIVE OF MASLAHAH MURSALAH Rabbiyatul Atdawiyah Lubis; Annisa Sativa
Journal Analytica Islamica Vol 15, No 1 (2026): ANALYTICA ISLAMICA
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/jai.v15i1.28093

Abstract

The development of motorcycle purchases through financing schemes continues to increase, but this has implications for the increased risk of default due to late payments, especially during economic pressures such as the Covid-19 pandemic. This condition demands a settlement mechanism that not only provides legal certainty for financing institutions but also protects consumers so that obligations can still be met without losing the object of financing. This study aims to analyze financing restructuring as a solution to resolve defaults in motorcycle sales and purchase agreements, as well as assess the function of mediation as a dialogue space that produces a new, fair agreement based on the perspective of maslahah mursalah. The study uses a normative juridical method with a statutory and conceptual approach, through a review of the Civil Code, POJK No. 14/POJK.05/2020, and PERMA No. 1 of 2016, accompanied by a study of relevant literature. The results of the study indicate that financing restructuring (rescheduling, reconditioning, and restructuring) is effective in maintaining contract sustainability and reducing potential losses for both parties. Mediation plays a strategic role as a mandatory deliberation mechanism prior to litigation, allowing for proportional adjustments to payment schemes and avoiding protracted conflicts. From a maslahah mursalah perspective, mediation-based restructuring represents a solution that brings benefits, prevents harm, and maintains the socio-economic stability of the parties. These findings confirm that the dialogic-restorative approach is a more humane and relevant model for resolving financing disputes in contemporary legal practice.
Co-Authors Agus Wibowo Andini Eka Putri Anwar Nuh Siregar Hajijah Rizkinami Siregar Hasbi Syadiki Hastati Isna Efelia Intan Nabillah Erwin M. Rahul Fauzan Saragih Muhammad Rafi Akbar Mustapa  Khamal  Rokan Rabbiyatul Atdawiyah Lubis Rahma Dewi Siregar Zulham Zulham