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Pengaruh Pemberian Reward dan Punishment terhadap Disiplin Kerja Karyawan PT Valve Automation Indonesia Arfita Widi Astuti; Yayat Sujatna
Indonesian Journal of Economics Application (IJEA) Vol 3 No 1 (2021)
Publisher : ITB Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/ijea.v3i1.1012

The attitude of employees who are excellent and skilled in their field of the company can be created by applying rewards and punishments. The positive impact of employee discipline towards PT Valve Automation Indonesia is that the work produced can positively impact company income. The purpose of this study was to explain the effect of reward and punishment on employee work discipline, to analyze the impact of reward on employee work discipline, to analyze the impact of punishment on employee work discipline, and to analyze the effect of reward and punishment partially and simultaneously on employee work discipline at PT Valve Automation Indonesia. The research design used is descriptive, quantitative, and associative methods, namely knowing the relationship between two or more variables, variable x1 (reward) and variable x2 (punishment) with symptoms or other variables, y (employee work discipline) at PT Valve Automation Indonesia. The data analysis method used in this research is multiple linear regression and multiple correlation coefficient analysis. Based on this research, the value of multiple regression analysis is obtained y = 5.091-0.487x1 + 0.385x2, which means that there is a positive relationship between giving rewards and punishments to the work discipline of PT Valve Automation Indonesia employees. Partially, there is a significant influence between reward and punishment with a significance value of 0.023 <0.05 and 0.013 <0.05 with a strong level of relationship based on the results of the correlation coefficient of 0.630 and 0.642. Simultaneously, there is a significant influence between reward and punishment on work discipline with a significance value of 0.000 <0.05 of 69.4%, the remaining 30.6% is influenced by other factors not present in this study.

SHARIA FINANCIAL LITERACY OF NUTMEG FARMERS IN BANDA ISLANDS Ramadhan Fitrah Faris; Yayat Sujatna
Erudio Journal of Educational Innovation Vol 10, No 1 (2023): Erudio Journal of Educational Innovation
Publisher : Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/10.5281/zenodo.8247971

It should be noted that according to the results of the OJK SNLIK in 2021, the level of Islamic financial literacy is 8.93%; this figure is certainly below the survey was corroborated by Indonesia's high literacy rate of 21.84%. The low literacy of Indonesian Islamic finance based on OJK data in 2020 was also contributed by Maluku Province, which has a very low level of Islamic financial literacy of only 2.9%. This figure is only higher than NTT, West Sulawesi, and Papua and far behind North Maluku, which reached 12.73%. The low literacy of Islamic finance in Maluku synergizes with the low level of financial literacy, which is only 36.48 percent. This figure is lower than the country's overall literacy rate of 38.03 percent. This study uses the MIX Method, or mixed research. The results of the research based on the survey found that Islamic financial literacy in the Banda sub-district is at a moderate rate, namely 60%. Based on interviews, it was found that there were 11 factors that hindered Islamic financial literacy, namely: Language, Assumptions, lack of curiosity, unavailability of infrastructure, culture, transaction needs, digital capability, willingness to Learn, Environment, Poverty Level, and low education level. And also found 7 solutions, namely: Behavior Modification, Willingness to Ask, Technology and Information, Knowledge and Decisions, Socialization and Education, Government Funding Programs, and government and universities. This research will have a positive impact on the welfare of nutmeg farmers if applied in real life.

Strategies for Enhancing Zakat Fund Management in Minority Areas: a Case Study in Humbang Hasundutan Regency Jhon Anwar Tumanggor; Yayat Sujatna
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 10, No 2 (2023): October
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v10i2.3003

This study focuses on analyzing two key aspects: zakat collection strategies and the effectiveness of zakat management in Islamic minority regions, particularly in Humbang Hasundutan Regency. Employing a descriptive method with a quantitative approach, the analysis of zakat collection strategies utilizes the SWOT technique, while the effectiveness of zakat management is assessed through the ZCP 10-point instrument, specifically targeting Disbursement Management. The findings indicate that the Zakat Collection Unit (UPZ) of BAZNAS in Humbang Hasundutan falls within the "growth and build" category, with weighted scores of IFAS and EFAS being 2.44 and 3.13, respectively. This suggests an adoption of an aggressive growth-oriented strategy. Recommended strategies to enhance zakat collection include market penetration, innovation in culturally-based zakat programs like Batak Danilhan Natolu, universal philanthropy programs, utilization of information technology, and institutional strengthening. The effectiveness of zakat management by UPZ Baznas Humbang Hasundutan increased quantitatively from 73.83% in 2019 (effective) to 97.39%-104.79% in 2020-2022 (highly effective). Qualitatively, zakat management is deemed highly effective in the ZCP Point 10 category

Strategi Peningkatan Inklusi Keuangan Syariah Melalui Platform Digital di Kalangan Pendidik Perempuan SMK Kabupaten Pati Winarno Suryo Edi Subroto; Yayat Sujatna
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to analyze strategies for improving Islamic financial inclusion through the utilization of digital platforms among female teachers at Vocational High Schools (SMK) in Pati Regency. This research employs a descriptive qualitative approach supported by simple quantitative data (mixed method), involving 90 respondents obtained through interviews, questionnaires, and documentation. The results indicate that the level of Islamic financial literacy is still dominated by the moderate category (47.8%), followed by the low category (27.8%) and the high category (24.4%). Meanwhile, 64.4% of respondents have utilized digital platforms, although 35.6% have not used them optimally. These findings suggest that digital platforms play a strategic role in enhancing Islamic financial inclusion, although their utilization is not yet evenly distributed. Therefore, integrated strategies are required, including strengthening digital-based Islamic financial literacy, practical training in the use of digital financial services, integration of financial literacy into Vocational High Schools (SMK) learning, collaboration with Islamic financial institutions and fintech, and strengthening digital literacy. Thus, the utilization of digital platforms can serve as an effective solution to improve Islamic financial literacy and inclusion sustainably while reinforcing the role of teachers as literacy agents within educational and community environments.

Strategi Peningkatan Inklusi Keuangan Syariah Melalui Platform Digital di Kalangan Pendidik Perempuan SMK Kabupaten Pati Winarno Suryo Edi Subroto; Yayat Sujatna
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to analyze strategies for improving Islamic financial inclusion through the utilization of digital platforms among female teachers at Vocational High Schools (SMK) in Pati Regency. This research employs a descriptive qualitative approach supported by simple quantitative data (mixed method), involving 90 respondents obtained through interviews, questionnaires, and documentation. The results indicate that the level of Islamic financial literacy is still dominated by the moderate category (47.8%), followed by the low category (27.8%) and the high category (24.4%). Meanwhile, 64.4% of respondents have utilized digital platforms, although 35.6% have not used them optimally. These findings suggest that digital platforms play a strategic role in enhancing Islamic financial inclusion, although their utilization is not yet evenly distributed. Therefore, integrated strategies are required, including strengthening digital-based Islamic financial literacy, practical training in the use of digital financial services, integration of financial literacy into Vocational High Schools (SMK) learning, collaboration with Islamic financial institutions and fintech, and strengthening digital literacy. Thus, the utilization of digital platforms can serve as an effective solution to improve Islamic financial literacy and inclusion sustainably while reinforcing the role of teachers as literacy agents within educational and community environments.

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