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All Journal IQTISHODUNA AKUNTANSI DEWANTARA Akuntabel : Jurnal Ekonomi dan Keuangan Business Management Analysis Journal (BMAJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS)
Mardiana Mardiana
Universitas Islam Negeri Maulana Malik Ibrahim Malang, Malang
Economics, Econometrics & Finance Other

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Pengaruh Kinerja Keuangan terhadap Return Saham dengan Nilai Tukar (Kurs) sebagai Variabel Moderasi Istiqomah Istiqomah; Mardiana Mardiana
Business Management Analysis Journal (BMAJ) Vol 3, No 1 (2020): Business Management Analysis Journal (BMAJ)
Publisher : Universitas Muria Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24176/bmaj.v2i2.4191

Abstract

The purpose of this study was to determine the effect of liquidity ratios (CR), leverage ratios (DER) and profitability ratios (ROA) on stock returns with exchange rates (exchange rates) as a moderating variable on pharmaceutical subsector companies listed on the Indonesia Stock Exchange for the period 2013-2017. This type of research is quantitative research using secondary data. The method of collecting data from this research is documentation. The sample in this study were 7 companies listed on the Indonesia Stock Exchange in the period 2013-2017 using purposive sampling. This study uses the classical assumption test analysis method, F test, T test and the Moderated Regression Analysis (MRA) Test to test the data examined. The results of this test indicate that liquidity, leverage and profitability have an influence on stock returns simultaneously. Partial testing shows that liquidity and profitability have a positive and significant effect on stock returns, but leverage has a negative and significant effect on stock returns. Whereas in the MRA test, it shows that the exchange rate (exchange rate) is not able to moderate liquidity, leverage and profitability on stock returns.
Pengaruh Pengetahuan, Religiusitas Dan Akses Media Informasi Terhadap Minat Berwakaf Sukuk Wakaf Adenia Rachma; Mardiana Mardiana
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 1 (2022): August 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i1.1663

Abstract

This study aims to determine how the influence of knowledge, religiosity, and access to information media on interest in waqf sukuk. This research is a quantitative type of research using Smartpls as a data analysis tool, while the population in this study are state university students in the city of Malang with a sample of 120 students. The results of this study explain that knowledge has a positive and significant influence on interest in waqf sukuk. Then religiosity has a positive but not significant effect on interest in waqf sukuk. And access to information media has a positive and significant influence on interest in waqf sukuk.
Loan growth and bank profitability of commercial banks in indonesia Erin Wijayanti; Mardiana Mardiana
AKUNTABEL Vol 17, No 1 (2020): April
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.08 KB) | DOI: 10.30872/jakt.v17i1.7298

Abstract

This study examines how loan growth affects profitability of commercial banks in Indonesia during the period from 2014 to 2018. The loan growth shows that banks will increase credit risk, so that is very important to manage credit quality and capital in maintaining the risk of loss. Purposive sampling method was utilized and 96 samples constitute the final samples of this study. This study uses a variance-based analysis of Structural Equation Modeling (SEM) based on variance, namely Partial Least Square (PLS). The results showed that loan growth had a significant positive effect on bank profitability, indirect loan growth had a significant positive effect on bank profitability with credit quality as an intervening variable and indirect loan growth had a negative and not significant effect on bank profitability with bank capital as an intervening variable.
Profitabilitas terhadap Financial Distress Dimediasi Corporate Social Responsibility Supami Wahyu Setiyowati; Mardiana Mardiana
IQTISHODUNA IQTISHODUNA (VOL.18, No.1, 2022)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.067 KB) | DOI: 10.18860/iq.v18i1.13930

Abstract

Financial distress is the state of a company’s financial constraints. The purpose of this study was to determine the profitability of financial distress mediated by the disclosure of CSR. The population of this study are manufacturing BEI companies in 2016-2020. The sampling technique used is proportional sampling, which amounted to 55. The data analysis technique used Smart PLS. The results of this study indicate that profitability has a negative effect on financial distress. Profitability affects the CSR. CSR has a negative effect on financial distress. Profitability has an effect on financial distress mediated by CSR. This research the company must maintain the factors that can reduce financial distress.
PERAN FINANCIAL TECHNOLOGY SEBAGAI MEDIATOR PADA PENGARUH LITERASI KEUANGAN TERHADAP KINERJA UMKM Alvina Damayanti; Mardiana
AKUNTANSI DEWANTARA Vol 7 No 2 (2023): AKUNTANSI DEWANTARA VOL. 7 NO. 2 OKTOBER 2023
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v7i2.14855

Abstract

This study intends to evaluate and examine the impact of financial literacy on MSME performance dwith financial technology as a mediating variable. As many as 83 respondents from UMKM in Gianyar Regency in 2023 became the sample for this study, which used quantitative research techniques. According to the study findings, financial literacy has a significant and beneficial impact on MSME performance. MSME performance is positively and significantly influenced by financial technology . MSME performance is positively and significantly influenced by financial literacy. And financial technology is unable to mediate the impact of lfinancial iteration to MSME performance.
The Influence of Financial Literacy and Consumptive Behavior on Indebted Behavior of Housewives Siti Revina Agustine; Mardiana Mardiana
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 5 No 1 (2023): August 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v5i1.3514

Abstract

The increase in economic development has led to a rise in household needs, particularly in consumptive and lifestyle aspects. Unfortunately, this trend often overlooks individuals' financial conditions, compelling them to rely on debt as a means to fulfill unmet needs. Consequently, this behavior becomes ingrained and habitual. This article aims to explore the impact of financial literacy and consumptive behavior on the indebtedness of housewives who generate their own income. To achieve this objective, the study adopts a descriptive quantitative approach. The target population consists of housewives residing in Purwodadi Village, Blimbing District, Malang City, who possess their own source of income and have incurred consumer debt. Probability sampling techniques, coupled with the Slovin formula, are employed to select the sample. Data analysis is conducted using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with SmartPLS 3.0 software. The analysis comprises both outer model and inner model analyses. The findings of this study reveal that financial literacy exerts a positive and significant influence on debt behavior. This is evidenced by a t-statistic value of 3.984, exceeding 1.96, and a p-value below 0.05. Similarly, consumptive behavior demonstrates a positive and significant impact on debt behavior, supported by a t-statistic value of 7.094, surpassing 1.96, and a p-value below 0.05. In conclusion, the research findings indicate that both financial literacy and consumptive behavior significantly contribute to the indebtedness of housewives with independent income. By understanding the implications of these factors, policymakers, financial institutions, and individuals can develop strategies to promote responsible financial management and mitigate excessive debt accumulation among this specific demographic.
Co-Authors Adenia Rachma Alvina Damayanti Erin Wijayanti Istiqomah Istiqomah Setiyowati, Supami Wahyu Siti Revina Agustine