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All Journal Jurnal Ekonomi Islam Jurnal Investasi Islam International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Jurnal of Islamic Economic Studies
Mitra Sami Gultom
Unknown Affiliation
Religion Computer Science & IT Economics, Econometrics & Finance Education Health Professions

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KONSEP ETIKA BISNIS ISLAM TERHADAP JUAL BELI ONLINE DALAM PERSPEKTIF FIQIH DAN FATWA DSN-MUI NO.05/DSN-MUI/IV/2000 YANG DITERAPKAN PADA PT HIJUP.COM. Mitra Sami Gultom; Melda Putri; Fatma Yeni
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (288.497 KB)

Abstract

The technological developments have affected the development of online business or e-commerce. It can facilitate consumers in business transaction activities. The lack of application of Islamic Business Ethic gave the rise to cyber crime. The application of Islamic business ethics were first applied by the Messenger of Allah, who behaved fairly, honestly and reliably in carrying out his business activities.The method of this research conducted by qualitative approach which conceptualizes Islamic business ethic against online buying and selling in the perspective of Fiqih and DSN-MUI Fatwa No. 05 / DSN-MUI / IV / 2000. In conceptualizing, the researcher uses descriptive analysis in analyzing PT. Hijup.com. Based on the descriptive analysis in managing Islamic business ethics on online transaction, it shows that Islamic business ethics towards online transactions are in accordance with Fiqih and DSN-MUI Fatwa No. 05 / DSN-MUI / IV / 2000 that have been applied to PT Hijup.com. Conformity is applied because of the Hijup has developed human resource and business partners well, and the presence of new innovations in the conducting service that is in accordance with the application of Islamic business ethics. Keywords: Islamic Business Ethics, Online Transaction, Fiqh and DSN-MUI Fatwa NO. 05 / DSN-MUI / IV / 2000, PT hijup.com
INFLUENCE FINANCIAL KNOWLEDGE,FINANCIAL SELF-EFFICACY, AND LOCUS OF CONTROL TO ISLAMIC FINANCIAL BEHAVIORON GENERATION Z IN DKI JAKARTA Muhammad Reza Pahlavi; Gusniarti; Mitra Sami Gultom
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 4 (2022): International Conference on Health Science, Green Economics, Educational Review and T
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v4i1.316

Abstract

This research aims to determine the effectFinancial Knowledge, Financial Self- Efficacy, AndLocus of Controleither partially or simultaneously towardsIslamic Financial Behavioramong Generation Z in DKI Jakarta. This type of research is quantitative with a causality approach. The method used in sampling ispurposive sampling. Partial test results show that the variablefinancial knowledgepositive and significant effect onIslamic financial behavior,financial self-efficacy positive and significant effect onIslamic financial behavior, Andlocus of controlpositive and significant effect onIslamic financial behavior. The results of this study also show thatfinancial knowledge,financial self- efficacy, Andlocus of control simultaneously has a positive and significant effect onIslamic financial behavior.
Analisis Tingkat Literasi Ekonomi Syariah Terhadap Perilaku Keuangan Siswa Madrasah An-Nikmah Phnom Penh, Kamboja. Alriz Luth'v, Whis; Mitra Sami Gultom
Jurnal Investasi Islam Vol 9 No 2 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i2.9815

Abstract

Penelitian ini bertujuan untuk mengetahui serta mendalami tingkat literasi ekonomi syariah dan implikasinya terhadap perilaku keuangan siswa di Madrasah An-Nikmah Phnom Penh, Kamboja. Masalah yang diidentifikasi adalah kurangnya pemahaman mendalam tentang pengetahuan keuangan, kemampuan mengelola keuangan dan prinsip-prinsip syariah di kalangan siswa, serta bagaimana tingkat literasi ini memengaruhi keputusan keuangan mereka sehari-hari, termasuk tabungan dan investasi. Penelitian ini menggunakan pendekatan metode analisis deskriptif kualitatif, seperti wawancara mendalam, observasi partisipatif, studi kepustakaan terhadulu yang sudah publish serta dokumentasi terhadap 30 siswa yang mewakili berbagai jenjang kelas di madrasah An-Nikmah tersebut. Hasil penelitian menunjukan bahwa sebagian besar siswa belum memiliki pemahaman dasar tentang konsep ekonomi syariah, sehingga dalam penerapan perilaku keuangan masih terbatas. Terdapat beberapa faktor yang memengaruhi hal tersebut diantaranya akses pendidikan ekonomi syariah yang kurang, terbatasnya SDM yang mempraktikkan prinsip tersebut dalam sehari-hari. Penelitian ini merekomendasikan penguatan program literasi ekonomi syariah di madrasah melalui pelatihan yang lebih intensif dan terarah, selain itu perlu adanya lembaga syariah yang bekerjasama dalam membangun dan menyebarluaskan ekonomi syariah. Maka dari itu penelitian ini menemukan bahwa dengan adanya literasi ekonomi syariah dan implikasinya terhadap perilaku keuangan siswa akan mampu mencapai penguatan, pemahaman serta pendalaman yang baik sehingga dapat di implementasikan dalam kehidupan sehari-hari. Kata Kunci: Literasi Ekonomi Syariah; Pengetahuan Keuangan Siswa; Perilaku Keuangan
Analisis Tingkat Literasi Ekonomi Syariah Terhadap Perilaku Keuangan Siswa Madrasah An-Nikmah Phnom Penh, Kamboja. Alriz Luth'v, Whis; Mitra Sami Gultom
Jurnal Investasi Islam Vol 9 No 2 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i2.9815

Abstract

Penelitian ini bertujuan untuk mengetahui serta mendalami tingkat literasi ekonomi syariah dan implikasinya terhadap perilaku keuangan siswa di Madrasah An-Nikmah Phnom Penh, Kamboja. Masalah yang diidentifikasi adalah kurangnya pemahaman mendalam tentang pengetahuan keuangan, kemampuan mengelola keuangan dan prinsip-prinsip syariah di kalangan siswa, serta bagaimana tingkat literasi ini memengaruhi keputusan keuangan mereka sehari-hari, termasuk tabungan dan investasi. Penelitian ini menggunakan pendekatan metode analisis deskriptif kualitatif, seperti wawancara mendalam, observasi partisipatif, studi kepustakaan terhadulu yang sudah publish serta dokumentasi terhadap 30 siswa yang mewakili berbagai jenjang kelas di madrasah An-Nikmah tersebut. Hasil penelitian menunjukan bahwa sebagian besar siswa belum memiliki pemahaman dasar tentang konsep ekonomi syariah, sehingga dalam penerapan perilaku keuangan masih terbatas. Terdapat beberapa faktor yang memengaruhi hal tersebut diantaranya akses pendidikan ekonomi syariah yang kurang, terbatasnya SDM yang mempraktikkan prinsip tersebut dalam sehari-hari. Penelitian ini merekomendasikan penguatan program literasi ekonomi syariah di madrasah melalui pelatihan yang lebih intensif dan terarah, selain itu perlu adanya lembaga syariah yang bekerjasama dalam membangun dan menyebarluaskan ekonomi syariah. Maka dari itu penelitian ini menemukan bahwa dengan adanya literasi ekonomi syariah dan implikasinya terhadap perilaku keuangan siswa akan mampu mencapai penguatan, pemahaman serta pendalaman yang baik sehingga dapat di implementasikan dalam kehidupan sehari-hari. Kata Kunci: Literasi Ekonomi Syariah; Pengetahuan Keuangan Siswa; Perilaku Keuangan
Local Economic Transformation through International Collaboration: Optimizing the Creative Economic Potential of Edelweiss Flowers Based on Sharia Principles Ismawati; Hanim Misbah; Nuur Halimatus Saadiah Masrukhin; Atina Hidayati; Mitra Sami Gultom; Dewi Maharani; Inarotul A'yun; Andi Bahri S; Hastin Tri Utami; Puspita; Alip Toto Handoko
Journal of Islamic Economic Studies Vol. 1 No. 4 (2025): December 2025
Publisher : Yayasan Darussalam Patalassang

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Abstract

This Community Service Program (PKM) aims to support local economic transformation among the Tengger Tribe by optimizing creative economic potential based on the edelweiss flower through a sharia-based framework and international collaboration between Indonesian universities that are members of APSKPS and Malaysian universities. A participatory approach was applied through observation, interviews, focus group discussions, documentation, and direct educational mentoring for local micro‐entrepreneurs. The findings reveal improved Islamic financial literacy, enhanced portable digital marketing capacity, and strengthened ecological awareness regarding the conservation of edelweiss as a culturally valuable yet environmentally sensitive species. Collaboration with USIM, UiTM, and UKM enabled cross-country knowledge transfer that enriched empowerment strategies and broadened the community’s orientation toward sustainable creative economy development. This program integrates Islamic spiritual-ecological values, environmental preservation, and digital innovation into a single framework rooted in maqashid shariah. The results indicate that economic utilization of edelweiss does not require harvesting from natural habitats, but can be developed through non-destructive derivative products and creative digital content grounded in local culture. This model serves as an example of inclusive, sustainable, and socially just community empowerment.
Co-Authors Alip Toto Handoko Alriz Luth'v, Whis Andi Bahri S Atina Hidayati Dewi Maharani Fatma Yeni Gusniarti Hanim Misbah Hastin Tri Utami Inarotul A’yun Ismawati Melda Putri Muhammad Reza Pahlavi Nuur Halimatus Saadiah Masrukhin Puspita