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All Journal Jurnal Keuangan dan Perbankan Akuntabel : Jurnal Ekonomi dan Keuangan AFRE Accounting Financial Review Abdimas Universal BAKTI BANUA : JURNAL PENGABDIAN KEPADA MASYARAKAT Journal of International Conference Proceedings
Yanuar Bachtiar
STIE Indonesia Banjarmasin
Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : AFRE Accounting Financial Review

 1 
Bank Size, Risk and Market Discipline with A Deposit Insurance: Evidence of Banking in Indonesia Sugeng Haryanto; Grahita Chandrarin; Yanuar Bachtiar
AFRE (Accounting and Financial Review) Vol 2, No 2 (2019): December
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v2i2.3717

Abstract

The Indonesian banking system has implemented a deposit guarantee. Deposit guarantees are carried out in order to provide a sense of security for customers. Moral hazard tends to be higher in the banking industry This study aims to examine the relationship of bank characteristics with market discipline. Bank characteristics include: capital, bank risk, profitability, efficiency and bank size. The population in this study is banks in Indonesia. The sample selection uses a purposive sampling method. The number of samples of 30 banks with peroide 2009-2015. Data analysis techniques used multiple linear regression. The results showed the profitability and size of the bank affect market discipline. Where profitability and bank size have a positive effect on market discipline. This research has implications for the importance of banks in increasing bank assets, especially for private banks. DOI: https://doi.org/10.26905/afr.v2i2.3717
Loan to Deposit Ratio, Risiko Kredit, Net Interest Margin dan Profitabilitas Bank Sugeng Haryanto; Eko Aristanto; Prihat Assih; Zainal Aripin; Yanuar Bachtiar
AFRE (Accounting and Financial Review) Vol 4, No 1 (2021): July
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v4i1.6154

Abstract

This study aims to analyze the effect of loan to deposit ratio, credit risk on profitability and net interest margin as moderating variables. The research was conducted on the national banking industry. The research population is the banking industry that goes public on the Indonesia Stock Exchange. The sampling technique used was purposive sampling. The research period is 2017-2019 with a sample of 37 banks. The number of pairs of data analyzed was 111 data. The data analysis technique used moderated regression analysis (MRA), with Net Interest Margin as the moderating variable. The results showed that the Loan to deposit ratio had an effect on profitability in a positive direction. Credit risk has a negative effect on bank profitability. Net interest margin is able to strengthen the relationship between loan to deposit ratio and credit risk with profitability. Penelitian ini bertujuan untuk menganalisis pengaruh Loan to deposit ratio, risiko kredit terhadap profitabilitas dan net interest margin sebagai variable moderasi. Penelitian dilakukan pada industry perbankan nasional. Populasi penelitian adalah industri perbankan yang go public di Bursa Efek Indonesia. Teknik sampling digunakana purposive sampling. Periode penelitian tahun 2017-2019 dengan jumlah samel 37 bank. Jumlah pasang data yang dianalisis sebanyak 111 data. Teknik analisis data menggunakan moderated regression analysis (MRA), dengan Net Interest Margin sebagai variable moderating. Hasil penelitian menunjukkan Loan to deposit ratio berpengaruh terhadap profitabilitas dengan arah positif. Risiko kredit berpengaruh negative terhadap profitabilitas bank. Net interest margin mampu memperkuat hubungan antara Loan to deposit ratio dan risiko kredit dengan profitabilitasDOI: https://doi.org/10.26905/afr.v4i1.6154
Co-Authors Abdul Kadir Ari Irawan Aristanto, Eko Boedi, Soelistijono Catur Subandi Fahrianta, Riswan Yudhi Gemi Ruwanti Grahita Chandrarin I Komang Sumerta Ibrahim Daud Iqbal Firdaus Juliandi Juliandi Kezia Setiawan Lisandri, Lisandri Masithah Akbar Nadya Fitriany Nazila Anggraeni Norbaiti Norbaiti, Norbaiti Normalina Normalina Normalina Prihat Assih R.R Siti Munawaroh R.R. Siti Munawaroh Rizky Nastiti Saifhul Anuar Syahdan Stephanus Julianto Lexta Dwitia Sugeng Haryanto Sugeng Haryanto Syofrin, Nadila Deryza Tri Ramaraya Koroy Zainal Aripin