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All Journal Al-Izzah: Jurnal Hasil-Hasil Penelitian
Muhamad Turmudi
IAIN Kendari
Arts Humanities Education Languange, Linguistic, Communication & Media Social Sciences

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PENGARUH SHARED VALUE, CONSUMER KNOWLEDGE DAN COMMUNICATION TERHADAP MINAT NASABAH PADA PERBANKAN SYARIAH (STUDI PADA DOSEN DAN TENAGA KEPENDIDIKAN DI IAIN KENDARI DAN UNIVERSITAS MUHAMMADIYAH KENDARI) Muhamad Turmudi
Al-Izzah: Jurnal Hasil-Hasil Penelitian Vol 14, No.1, Mei 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (349.659 KB) | DOI: 10.31332/ai.v14i1.1254

Abstract

The growth of syariah’s banking customers under conventional banks is a result of the public's perception that the Islamic banking system as if the conventional system which only changed its name to syari'ah had an effect on people's interest in becoming customers. Therefore, it is necessary to know how many variables that affect the interest to become customers in Islamic banks. This research was quantitative by using multiple linear regression analysis methods to determine the influence of shared value, consumer knowledge, and communication partially and simultaneously to the interest of a customer. Simultaneously through the F-test variables X1, X2 and X3 had a significant influence on Y based on the F-count greater than the value of F-table of 2.7 (24.504>2.7) and the significance value F of 0.000 was smaller than the significant value of 0.05 (0,000<0,05). However, partially through the T-Test which had a significant effect on the interest in becoming a customer was X2 with a t-count value of 4.294 and a significant level of t equal to 0,000 smaller than α=5% (Sig.<0.05) and X3 with a value t-count is 2.475 and the level of significance t is 0.016 smaller than α = 5% (Sig.<0.05). While X1 did not have a significant effect because the value of t-count is -0.932 with a significant level of t of 0.355 greater than α = 5% (Sig.>0.05). The contribution value of the influence of X1, X2, and X3 on Y is 52.3% based on the test results of the coefficient of determination which had the value of R-Square (R2) of 0.523.
PEMANFAATAN DANA CORPORATE SOCIAL RESPONSIBILITY BANK SYARIAH MANDIRI CABANG KENDARI Muhamad Turmudi
Al-Izzah: Jurnal Hasil-Hasil Penelitian Vol 13, No.1, Mei 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (366.749 KB) | DOI: 10.31332/ai.v13i1.888

Abstract

This study examines a Corporate Social Responsibility Program of Syariah Banking so as to provide an understanding of the existence, implementation and source of funds of social programs developed through the utilization of corporate social responsibility funds in Islamic banking institutions especially at Bank Syariah Mandiri Branch of Kendari. This study is limited to the management and utilization of corporate social responsibility funds in 2017. The existence of corporate social responsibility program undertaken by Bank Syariah Mandiri Branch of Kendari in 2017 was under the theme of BSM Mengalirkan Berkah. The implementation of this program conducted until October 2017 were  (1) mosque development activities with the Rp. 200 million as the funding with such details as 2% for Program Preparation, for direct assistance mosque taking up to 60%, for other assistance up to 30%, for Assistance program as much as 6%, and for monitoring and evaluation up to 2%. (2) Donations for mosques that are used as the place of doing a lot of dawn worship programs (3) Provision of clean water (4) Scholarship program for students. Furtherore, the funding of Corporate social responsibility programs which is channeled to the community comes from zakah funds, corporate profits and the fund of virtue (Qardh al-hasan).
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