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All Journal Owner : Riset dan Jurnal Akuntansi Ekonomi Bisnis Manajemen dan Akuntansi (EBMA)
Pitriyani Pitriyani
Fakultas Ekonomi dan Bisnis, Universitas Labuhanbatu
Economics, Econometrics & Finance

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Inklusi Keuangan Digital Melalui Loyalitas Dalam Membangun Finansial Teknologi Desi Wanda Sari; Pristiyono Pristiyono; Pitriyani Pitriyani
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 3 (2023): Vol. 7 No. 3 (2023): Research Artikel Volume 7 Issue 3: Periode Juli 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i3.1557

Abstract

The uneven understanding of digital financial literacy in labuhanbatu regency needs attention to find information on digital financial implementation. So the purpose of this study is to determine the level of knowledge and digital financial literacy on user decisions and their relationship to consumer loyalty in using financial technology services. The population and sample refer to the provisions of maximum likehood estimation (mle) the number of samples in the survey ranged from 100-200 samples, so the sample set was 100 samples. This study uses sampling techniques with nonprobability sampling with convenience sampling. The type of data selected is primary data sourced from data sources that directly provide data online. The scale technique used by the author chose a likert scale and data analysis techniques in solving problems with the smart pls v.4.0 application to predict the model tested in the study. The final conclusion of this study found that the knowledge level variable is the first independent (exogenous) variable that is important in measuring consumer usage and loyalty decisions in using or choosing financial technology. Meanwhile, the digital financial literacy variable is the second independent (exogenous) variable that has no influence in measuring usage decisions and consumer loyalty in using or choosing financial technology.
PENGARUH SIKAP KERJA DAN KETERAMPILAN KERJA TERHADAP PRODUKTIVITAS KERJA KARYAWAN CV. MERANTI MEDAN Pitriyani Pitriyani; Abd. Halim
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 1, No 2: 2020
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v1i2.2163

Abstract

This study aims to determine how the influence of work attitudes and work skills on labor productivity at CV. Meranti Medan. Data collection in this study was carried out through a survey approach with quantitative descriptive research type by distributing questionnaires to 40 respondents, while the population used in this study were employees of CV Meranti Medan. The data analysis tool used in this study was SPSS (Statistical Product Software Solution). The results of this study indicate that partially (t test) work attitudes have a positive and significant effect on work productivity with a tcount of 6,027. Work skills have a positive and significant effect on work productivity with a tcount of 3.256. Simultaneously work attitudes and work skills together have a positive and significant effect on work productivity with an Fcount of 58,570. Through testing the coefficient of determination (R Square) of 0.89 or 89% which indicates that labor productivity is explained by Work Experience, Work Attitudes and Work Skills the remaining 11% is explained by other variables not included in this study.
Co-Authors Abd. Halim Desi Wanda Sari Desi Wanda Sari Pristiyono Pristiyono