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p-Index From 2021 - 2026
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All Journal Academy of Education Journal Contemporary Studies in Economic, Finance and Banking (CSEFB)
Elisa Fitri
Unknown Affiliation
Economics, Econometrics & Finance Education Social Sciences Other

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PERANAN ORGANISASI KEMAHASISWAAN TERHADAP PERKEMBANGAN KETERAMPILAN NON TEKNIS MAHASISWA UNIVERSITAS PENDIDIKAN INDONESIA Augita Ria Idauli; Elisa Fitri; Supriyono Supriyono
Academy of Education Journal Vol 12 No 2 (2021): Academy of Education Journal
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (143.515 KB) | DOI: 10.47200/aoej.v12i2.696

Abstract

Student organizations are organizations within the university whose members are students with the aim of accommodating the talents, interests, and potential of students which are carried out outside of lecture activities. So that the objectives of this study are (1) To determine the role of student organizations in the development of soft skills of students at the University of Education of Indonesia. (2) Knowing the types of soft skills that have developed during organizational activities. The method used in this research is a questionnaire method. This research was conducted by distributing questionnaires online with google form media. The subjects in this study were active students of the Department of Chemistry at the University of Education of Indonesia who participated in organizations within the author's environment. The results obtained were (1) student organizations that have a very important role and support the development of soft skills themselves and (2) 88% of students stated that the types of soft skills that have developed are cooperation and collaboration.
The Effects of CAR, LDR, NPL and OER on the Profitability of Digital Banks Listed on the Financial Services Authorities Elisa Fitri; Ajeng Kartika Galuh
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.1.09

Abstract

This research was conducted with the aim of determining the influence and relationship of the financial ratios CAR, LDR, NPL, and OER on the profitability of digital banks registered with the Financial Services Authority for the period 2018-2023. There are 15 digital banks that constitute the population in this study. The purposive sampling method was used as the sampling technique, so the sample used in this study consists of 7 digital banks with the largest assets. The type of research used is associative quantitative research with descriptive statistical methods. In this study, secondary data were used, obtained through financial reports downloaded from the official websites of each bank. This study provides results that CAR, LDR, NPL, and OER simultaneously affect the profitability of digital banks, but in partial tests, CAR, LDR, and NPL do not affect profitability, while OER has a negative and significant impact on the profitability of digital banks.
Co-Authors Ajeng Kartika Galuh Augita Ria Idauli Suliah Supriyono Supriyono