Shihab Iqbal
Fakultas Ekonomi Bisnis Islam UIN Surabaya, Surabaya, Indonesia

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Pengaruh kinerja keuangan terhadap linkage non multifinance Shihab Iqbal; Deasy Tantriana
Jurnal Ekonomi & Keuangan Islam Volume 4 No. 2, Juli 2018
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol4.iss2.art5

Abstract

This study aims to determine the effect of NPF and profit-sharing ratio of linkage financing to non-multi-finance linkage at Bank BNI Syariah. The research method used in this study is a quantitative approach with the type of associative research. The result of this research shows that there are simultaneous effects of NPF and profit-sharing ratio on non-multi-finance linkage. It is also known that the partial correlation between NPF and non-multi-finance linkages shows a significant influence. Likewise, the partial correlation between profit-sharing ratio and non-multi-finance linkages shows a significant influence. Based on the result of this study, profit-sharing ratio is more dominant in influencing non-multi-finance linkage. The conclusion of this study is that NPF and profit-sharing ratio are important factors in policy-making of approving a non-multi-finance linkage financing. Therefore, it is necessary to pay close attention to the state of NPF and Profit-Sharing Ratio, thus there will be no error in making decisions regarding non-multi-finance linkage financing.