Hermanto Hermanto
IAIN Syaikh Abdurrahman Siddik Bangka Belitung

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Prinsip Dasar Sistem Ekonomi Islam Rahmat Ilyas; Hermanto Hermanto
Edugama: Jurnal Kependidikan dan Sosial Keagamaan Vol. 7 No. 2 (2021): Edugama: Jurnal Kependidikan dan Sosial Keagamaan
Publisher : PASCASARJANA IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/edugama.v7i2.2201

Abstract

The Islamic economic system is a separate economic system, not a combination and or mixture of capitalist and socialist economic systems. The Islamic economic system places humans not as central (anthropocentrism) but as servants of God (âbid) who must serve and carry out the tasks entrusted to Him as servants (khalîfah). For this reason, economic activities must uphold the values of ownership, the values of justice, freedom, balance, and brotherhood and togetherness in accordance with the guidance of religious teachings in order to create a personal and social life and a good state. In the eyes of Islam, economics is not the ultimate goal of human life, but is a completeness in life, a means to achieve higher goals, supports and services for aqidah and the mission it carries.
Peran Dewan Pengawas Syariah Terhadap Shariah Compliance di PT. Bank Pembiayaan Rakyat Syariah (BPRS) Bangka Belitung Hermanto Hermanto
EJESH: Journal of Islamic Economics and Social Vol. 1 No. 2 (2023): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v1i2.3971

Abstract

Sharia Financial Institutions are financial institutions whose operations are based on sharia principles. The existence of a sharia economic fatwa issued by DSN-MUI is a guideline for LKS in running products so that they comply with sharia contracts. To maintain the implementation of sharia principles in LKS, there is a Sharia Supervisory Board as a representative of DSN-MUI whose position is to act as a sharia compliance supervisor whose task is to maintain conformity between DSN-MUI fatwas and practices in LKS. The study in this paper aims to analyze the role of DPS in PT. BPRS Bangka Belitung regarding the implementation of Shariah Compliance then tried to formulate a strategy to optimize this role. among others: DPS in charge is human resources who must have special competence not only in the field of Islamic law but also in the banking sector, structured training for DPS to understand the object of supervision comprehensively, DPS independence in organizational structure is an important issue so that DPS avoids conflict of interest, the intensity of supervision must comply with the rules, DPS must be involved in every contract transaction that occurs so that DPS can carry out supervision at all times. The DPS profession is a profession that is not carried out on a part-time basis. One of the innovations to increase the optimization of the supervisory role, apart from normative solutions, this research also provides a concrete solution in the form of a digital supervision innovation called "LAKUVADEH" (Integrated Validation Accountability and Coordination Service by the Sharia Supervisory Board). This innovation was analyzed using the Deming PDCA Cycle (Plan, Do, Check, Action) method