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All Journal Jurnal BPPK : Badan Pendidikan dan Pelatihan Keuangan
Agni Alam Awirya
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Economics, Econometrics & Finance

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THE OPPORTUNITY OF PROFIT SHARING SCHEME IMPLEMENTATION ON MONEYLENDER IN EXPANDING ISLAMIC BANKING SERVICE, EVIDENCE FROM TRADITIONAL MARKET IN SURABAYA, INDONESIA Agni Alam Awirya; Komalia Rahmayani
Jurnal BPPK : Badan Pendidikan dan Pelatihan Keuangan Vol 4 (2012): Jurnal BPPK (printed version)
Publisher : Badan Pendidikan dan Pelatihan Keuangan - Kementerian Keuangan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48108/jurnalbppk.v4i0.56

Abstract

This research dealt with microeconomics finance that focused on the opportunity to implement profit sharing design on moneylenders in order to develop the principles of Islamic banking service. The method of this research was using descriptive analysis and logistic regression that was applied to two kinds of respondents; namely, Moneylenders as the fund owner and Customer as the fund user in the traditional market in Surabaya, Indonesia. The result showed that moneylenders agree to use profit sharing design more than their customer. This finding could be used as a good opportunity for Islamic banking to apply its principles into traditional markets. There were some variables which influence moneylenders to agree with the design of profit sharing, they were: initial capital and the number of customer with positive direction and the number of dependents with negative direction. On the other hand, variables that influence customer to agree with profit sharing scheme were initial capital, turnover and the understanding of profit sharing scheme with positive direction and age with negative direction.
KARAKTERISTIK DAN PREFERENSI WISATAWAN MANCANEGARA SERTA PRIORITAS KEBIJAKAN PEMERINTAH SEBAGAI BAHAN ACUAN PENGEMBANGAN INVESTASI DI BALI M.Th. Anitawati; Agni Alam Awirya; Rani Setyodewanti
Jurnal BPPK : Badan Pendidikan dan Pelatihan Keuangan Vol 5 (2012): Jurnal BPPK (Printed Version)
Publisher : Badan Pendidikan dan Pelatihan Keuangan - Kementerian Keuangan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

As a famous tourist destination, Bali has to keep doing the development and improvement of tourism facilities and infrastructures in order to remain attractive fo tourists. In doing so, it is needed funds from investors. Investment in the tourism sector has to consider government support and needs of tourists. The study used data from 235 foreign tourists (tourists) in Bali and 5 Policy Makers Which Interviewed to determine their perceptions about tourism development in Bali. Factor analysis and AHP show that comport and security are important factors for travelers. Therefore, investement in the hospitality sector still has a good chance . Substantial funds are needed to develop convinient and affordable transportation. Combination of perceptions between tourists and policy makers gives greater opportunity for investors to develop not only coastal tourism but also culture tourism.
Co-Authors Komalia Rahmayani M.Th. Anitawati Rani Setyodewanti