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Effect of on Performing Loans (NPL), Loan to Deposit Ratio (LDR) and Operational Income Operating Costs (BOPO) on Return on Equity (ROE) PT. XDS Tbk Period 2011-2019 Taufiq Supriadi; Juska Meidy Enyke Sjam
Jurnal Mantik Vol. 4 No. 4 (2021): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.Vol4.2021.1182.pp2453-2459

Abstract

The banking sector is one of the important sectors in the Indonesian economy. Considering that its function as an intermediary institution and payment transaction organizer also functions in collecting funds from the public and channeling them back in the form of credit, it can be said that banking is one of the sectors that plays a role in driving the economy. To maintain public trust, the bank must maintain its liquidity and operate effectively and efficiently to achieve high profitability. This study aims to determine the effect of Non Performing Loans (NPL), Loan to Deposit Ratio (LDR) and Operational Income Operating Costs (BOPO) on Return on Equity (ROE) at Bank Mandiri, Tbk for the 2011-2019 period. This research was conducted with descriptive analysis with a quantitative approach. The results showed that NPL, LDR and BOPO partially and simultaneously had a significant effect on ROE at PT. XDS for the period 2011-2019
The Influence of Business Models, Information Technology on the Quality of Accounting Information Systems Digitizing MSMEs Post-COVID-19 S Supriyati; Sri Mulyani; Harry Suharman; Taufiq Supriadi
Jurnal Sistem Informasi Vol. 18 No. 2 (2022): Jurnal Sistem Informasi (Journal of Information System)
Publisher : Faculty of Computer Science Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (544.381 KB) | DOI: 10.21609/jsi.v18i2.1141

Abstract

Many organizations realize the importance of building information systems based on the formulation of business models and implementing them into company activities. The survival of an organization is determined by its ability to compete in the market. In modern systems, there are dependencies between enterprise information systems, business models and enterprise business processes. There is an equally strong influence between business models and information systems. The goal achieved between business models and information systems is to maintain a balance between the three dimensions of sustainable development, namely: environmental, social, and economic. The research method used is qualitative with a field approach, an institutional approach, and a library approach. The types of data used in this research are primary data and secondary data. The data collection technique used is observation and literature study both nationally and internationally, while secondary data comes from journals, proceedings, government regulations, and statutory regulations. The output target achieved is obtaining business models, information technology on the quality of MSME accounting information systems after Covid-19.