Ida Ida
Maranatha Christian University

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Factors Predicting Financial Sustainability in the Banking Sector M. Sienly Veronica; Ida Ida; Dimas Peteriandi
Signifikan: Jurnal Ilmu Ekonomi Vol 11, No 2 (2022)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v11i2.25813

Abstract

The banking sectors are striving to operate their businesses during the Covid-19 pandemic. This requires innovation to enable the provision of services to the community and improve financial performance. Therefore, this research aimed to analyze the effect of intellectual capital on financial sustainability mediated by financial performance. The purposive sampling technique was employed, with 31 national private banks listed on the IDX as samples and PLS-SEM to solve the research hypothesis. The result demonstrated that the financial performance variable mediates the effect of intellectual capital on financial sustainability. The implication is that the banking sector should pay attention to its intellectual capital, which will improve its financial performance and promote the sustainability of the business.How to Cite:Veronica, M. S., Ida, I. & Peteriandi, D. (2022). Factors Predicting Financial Sustainability in the Banking Sector. Signifikan: Jurnal Ilmu Ekonomi, 11(2), 355-370. https://doi.org/10.15408/sjie.v11i1.25813.JEL Classification: F65, H72, O43, Q01
FAKTOR PREDIKTOR FINANCIAL DISTRESS PERUSAHAAN SUBSEKTOR PARIWISATA, RESTORAN, DAN PERHOTELAN DI BEI Mila Millenia; Ida Ida
Jurnal Ekobis : Ekonomi Bisnis & Manajemen Vol 12, No 2 (2022): Jurnal Ekobis: Ekonomi Bisnis dan Manajemen
Publisher : STIE Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37932/j.e.v12i2.581

Abstract

The outbreak of Covid-19 in Indonesia weakened the economy of Indonesia, especially for companies in the tourism, restaurant, and hotel sub-sectors. To keep this virus from becoming more epidemic, the government has officially imposed PPKM in all parts of Indonesia which has an impact on many hotels, restaurants, and tourist attractions temporarily closing their businesses for quite a long time. From the temporary closure, it is possible for the company to face financial distress conditions. Financial distress is identical to the condition of declining financial performance before being in a state of bankruptcy which is marked by the inability of a company to fulfill its financial obligations. To be able to avoid bankruptcy in the company, one of these can be done by analyzing financial ratios as an early detection signal of the possibility of financial distress. This study aims to determine the relationship between the independent variables, which include profitability ratios, leverage ratios, and liquidity ratios to the possibility of companies being in a financial distress phase as the dependent variable on 25 tourism, restaurant, and hospitality sub-sector companies listed on the IDX in 2019 and 2020. So that the results of this research can help companies make decisions so they can avoid bankruptcy in the midst of the Covid-19 Pandemic in Indonesia. The result using logistic regression states that profitability ratios, leverage ratios, and liquidity ratios simultaneously have a relationship with financial distress conditions. Partially, profitability ratios and liquidity ratios have a negative effect on financial distress conditions. While the leverage ratio proved to not affect the occurrence of financial distress conditions.
FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA Adiska Shabrina Sanfa; Ida Ida
JURNAL AKUNTANSI FINANCEIAL STIE SULTAN AGUNG Vol 9, No 1 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/financial.v9i1.491

Abstract

This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR, and BOPO do not affect FSR. Meanwhile, ROA has a positive influence on FSR. The prediction results of this study estimate that NPL, LDR, NIM, ROA, CAR, and BOPO can influence 6.7% of FSR changes. Meanwhile, 93.3% is influenced by other variables not included in the research model. Therefore, the suggested implication for the company is the company needs to maintain bank performance to increase customer confidence in banks, and banks must have the ability to manage funds to increase ROA.Keywords: FSR, NPL, LDR, NIM,  ROA, CAR, BOPO
PENGARUH ESG DAN INTELLECTUAL CAPITAL TERHADAP KINERJA PERUSAHAAN Febry Antonius; Ida Ida
Jurnal Ekobis : Ekonomi Bisnis & Manajemen Vol. 13 No. 2 (2023): Jurnal Ekobis: Ekonomi Bisnis dan Manajemen
Publisher : Universitas Teknologi Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the impact of ESG and Intellectual Capital on company performance. In selecting the samples, the method employed was purposive sampling technique, and there were 12 companies from the energy sector, basic material sector, and consumer non-cyclical sector listed on the Indonesia Stock Exchange during the period of 2017-2021. Data analysis was conducted using panel linear regression with Eviews 12 and the outcomes indicate that ESG and Intellectual Capital positively influence company performance. This study hoped to contribute reference data for companies in making decisions by considering ESG and intellectual capital, which can have an impact on company performance.