p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Justici
Rusmini Rusmini
Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

PERLINDUNGAN HUKUM TERRHADAP DATA NASABAH PERJANJIAN PINJAM MEMINJAM UANG SECARA ON LINE Rusmini Rusmini; Hj. Yonani Yonani
Justici Vol 14 No 1 (2021): Justici
Publisher : Fakultas Hukum Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The emergence of online lending and borrowing facilities through bringing together debtors (loan recipients) with investors / creditors (lenders) through the platform provided by the organizer which can easily be accessed by everyone is a credit facility without collateral to obtain a loan. The Financial Services Authority (OJK) has issued and enforced several regulations on legal protection for consumers in the financial services sector. Legal protection is all efforts to fulfill rights and provide assistance to provide a sense of security to witnesses and / or victims, legal protection of crime victims as part of community protection, can be realized in various forms, such as through the provision of restitution, compensation, medical services, and legal assistance
PERLINDUNGAN HUKUM TERHADAP NASABAH FINTECH PEER TO PEER LENDING DALAM KAITANNYA PELANGGARAN PRIVASI Rusmini Rusmini; Juniar Hartikasari; Husnaini Husnaini
Justici Vol 16 No 1 (2023): Justici
Publisher : Fakultas Hukum Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACT The progress of the digital world has developed at this time, one of which is regarding the method of payment which was originally only with cash turned into cashless or e-money, shopping that was previously face-to-face between sellers and buyers can now be done online. The Government through Bank Indonesia and the Financial Services Authority as the agency authorized to regulate Financial Technology. In its development, many fintechs have had problems, both legal fintech and illegal fintech because they are not in accordance with government regulations. Legal protection is an illustration of the working of legal functions to realize legal goals. The problem in this paper is how the government's role in protecting fintech customers in Indonesia is. This research is a normative juridical research, which only examines library materials or secondary data, which may include primary, secondary and tertiary legal materials. Increasing the effectiveness of financial inclusion programs for people who are not yet bankable and MSME actors as well as consumer protection are also important things to be developed. The program issued by the OJK will support the financial inclusion program issued by the Government. The OJK's consumer protection function will also be implemented in a balanced manner between the interests of consumers and the interests of the financial services sector. So that the protection of customers or consumers continues to be carried out properly without any party feeling aggrieved. The government in this case the Minister of Finance has made regulations related to financial services and so on which are contained in the Regulation of the Minister of Finance (PMK).