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BEHAVIORAL FINANCE DAN PENGARUHNYATERHADAP PENGAMBILAN KEPUTUSAN HUTANG (Studi Pada Usaha Kecil Dan Menengah (UKM) di Pulau Lombok ) Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 7 No. 1 (2018): JMM Maret 2018
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.856 KB) | DOI: 10.29303/jmm.v7i1.398

Abstract

This research aims to analyze: 1) The effect of overconfidence against debt decision-making on SME’s, 2) The Effect of the illusion of control against debt decision-making on SME’s, 3) The effect of availability against debt decision-making on SME’s.This research is a research-based approach to quantitative, with this type of research is explanatory research. The population of the research was all SME’s that are located on the island of Lombok. The technique of sampling done with Non probability sampling, i.e. using judgement sampling i.e. selecting SME’s engaged in pottery industry and already exports. Of the population, there are 35 (thirty five) SME’s which can be taken as a sample. The respondents in this study was a financial manager at the same time as the owner of each such SME’s. Data collection techniques used in this research is to use the question form. To achieve the research objectives and hypothesis testing, then the data acquired will be processed according to your needs by using statistical tools GSCA (Generalized Structured Component Analysis).The results showed: 1) Overconfidence has no significant effect on decision-making on debt undertaken by owner Managers, 2) Illusion of Control has significant effect on decision-making on debt undertaken by the SME owner managers, 3) Avaibility has no significant effect on decision-making on debt undertaken by the SME owner managers. This shows the SME’s managers in the selection of a rational debt as a source of funding. The rational attitude effected by the characteristics of respondents who was the Manager of the SME’s owner, i.e., the age of majority SME’s managers are still productive ranged from 37 to 54 years of age, mostly female, with a level of education mostly high school and college graduates, as well as long time effort over 10 years. Keywords: overconfidence, illusion of control, avaibility, decision making of debt
PERSEPSI WISATAWAN MUSLIM TERHADAP SARANA PENUNJANG WISATA HALAL DIKAWASAN DESA SEMBALUN LAWANG LOMBOK TIMUR Sri Wahyulina; Sri Darwini; Weni Retnowati; Sri Oktaryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 7 No. 1 (2018): JMM Maret 2018
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (237.382 KB) | DOI: 10.29303/jmm.v7i1.400

Abstract

The purpose of this research was to explore the perception of Muslim Travelers toward Halal Tourism supporting facilities on the Sembalun Lawang village. The research method that used in this research was descriptive method. This research shown the Toilet, Trash and places of worship are becoming the most important means of desired by the tourists who visit the Sembalun regions.The researcher found the condition of the Hotel or other accommodation danTempat Worship is there in halal tourism Sembalun regions, East Lombok Regency is very good compared with the condition of the other supporting facilities. The travelers feel facilities that easy to reach within in the Sembalun Lawang are worship place, the Hotel/accommodation/Lodging, restaurant/dining and two wheeled vehicle parking Area. The results of this research suggest to Government and societies of Sembalun Lawang immediately provide toilets and Trash at every attraction in the Sembalun Lawang. The Government should immediately set up hotels and other akodomasi so that sufficient for the number of tourists coming to the Sembalun Lawang and not to interfere with the natural landscape Sembalun regions as the main attraction of this area. Faslilitas parking for tour buses should be immediately provided. For the banking and Government should cooperate in facilitating ATM for tourists to take the cash.Keywords: Perception, Travellers, Muslims, A Means Of Supporting Tourism, Halal, Sembalun Regions Mace
Co-Authors Siti Aisyah Hidayati Sri Darwini Sri Oktaryani Suryani, Embun Weni Retnowati