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Ebit Rudianto
Faculty of Law, Merdeka University Surabaya
Health Professions Law, Crime, Criminology & Criminal Justice

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Civil Law Review Non-performing Loan Settlement Loans Revolving Funds National Program for Community Empowerment in Urban Ebit Rudianto; Mohammad Roesli
YURISDIKSI : Jurnal Wacana Hukum dan Sains Vol. 14 No. 1 (2019): September
Publisher : Faculty of Law, Merdeka University Surabaya, Indonesia

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Abstract

The purpose of this research is to find out the process of implementing revolving fund loans to PNPMMP and how the settlement of problem loans in revolving fund loans under PNPMMP in terms of the credit agreement law and guarantee law. The problem is the process of implementing PNPMMP revolving loan funds, the obstacles encountered in the process of revolving fund lending and the settlement of problem loans in PNPMMP revolving loan loans in terms of the credit agreement law and guarantee law. The method used in the writing of this thesis is a normative juridical research method and is supported by a descriptive empirical juridical research method, which expresses legislation relating to implementation in society which is the object of research. The lending goes through several stages namely the loan application stage, the inspection stage, the decision stage, and the loan realization stage. This revolving fund loan is very large, felt useful in helping the progress of people's economic life but is not always going well and smoothly, delinquent loans become a common obstacle in the process of lending because revolving non-current funds into problem loans due to KSM defaults due to substandard debtor business, one of KSM members do not make loan repayments, the joint responsibility system is not implemented. Settlement of problem loans is resolved through deliberation and through 3 approaches, namely collecting arrears, rescuing non-performing loans (rescheduling, reconditioning and restructuring) and billing through legal channels.
Legal Enforcement Efforts On Traffic Violations Made By Students Under The Age In Surabaya City Ebit Rudianto; Vivin Indrianita; Mohammad Roesli
YURISDIKSI : Jurnal Wacana Hukum dan Sains Vol. 16 No. 4 (2021): March
Publisher : Faculty of Law, Merdeka University Surabaya, Indonesia

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Law enforcement in the State is carried out in a preventive and repressive manner. Preventive law enforcement is in place to prevent violations of the law by citizens and this task is generally assigned to the executive bodies and the police. Repressive law enforcement at the operational level (its implementation) is supported and through various institutions that are organizationally separate from one another, but remain within the framework of law enforcement, starting from: the Police, the Attorney General's Office, the Courts, to Correctional Institutions. There are many problems related to law violations, ranging from minor to severe. Minor offenses that often occur in traffic problems, such as not wearing a helmet, running a red light, not having a SIM or STNK, not turning on the lights during the day, and hitchhiking are considered cultured among the community and school students. Traffic violations like that are considered to have become a habit for road users, so that every time an orderly operation of traffic is carried out on the highway by the authorities, not a few cases of traffic violations are caught and often because these violations often lead to traffic accidents. cross. Driving a vehicle inadvertently and exceeding the maximum speed seems to be an immature behavior. However, most drivers are aware of the dangers faced when driving a vehicle over this maximum speed. However, in reality, there are not a few drivers who do this, especially school students, so that many traffic violations cause traffic accidents.
Co-Authors Roesli, Mohammad Vivin Indrianita