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All Journal Dinamisia: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Multidisiplin Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK)
Sutapa
Universitas Islam Sultan Agung
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Identifikasi Problem Usaha Mikro Pada Pengrajin Sangkar Burung Kadilangon Di Masa Covid-19 Rustam Hanafi; Sutapa
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2022): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v6i1.8345

Abstract

The birdcage craftsman center in the hamlet of Kadilangon, Kebonbator, has occurred hereditary for three generations, but they have not shown significant prosperity. Therefore, this community service aims to identify the problems faced by partners until to provide solutions and assistance through continuous service. It was done by interviewing partners with door-to-door representation. Because, first, there were strict restrictions on mass gatherings during the COVID-19. Second, partners are less familiar with smartphones, so difficult for online. With this method, we can explore in depth the main problems faced by partners. This community service finds that partners have basic problems for developing. First, they generally have an employee mindset, not an entrepreneur mindset. Second, they cannot access funding because of limited information and knowledge. The solutions offered for the next service are entrepreneurship training and the formation of savings and loan cooperatives and production as facilitation of partner business development.
PENGUATAN KAPASITAS ANGGOTA PKK MELALUI KEWIRAUSAHAAN BERBASIS MANAJEMEN KEUANGAN DI KELURAHAN PRINGREJO PEKALONGAN Sutapa; Rustam Hanafi
Jurnal Pengabdian Masyarakat Multidisiplin Vol 8 No 3 (2025): Juni
Publisher : LPPM Universitas Abdurrab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36341/jpm.v8i3.6017

Abstract

Financial management is the process of planning, organizing, controlling, and monitoring the financial resources of a business or organization to achieve predetermined goals. In the context of MSMEs (Micro, Small, and Medium Enterprises), including batik MSMEs such as those in Pringrejo Village, financial management is very important so that businesses can run healthily, efficiently, and develop sustainably. The purpose of this community service is to improve the understanding of PKK members about the basics of entrepreneurship, improve household and business financial management skills and foster an entrepreneurial spirit and economic independence. MSME groups consisting of several business actors still face a number of obstacles, one of which is the lack of understanding in managing finances and recording bookkeeping properly. This community service activity aims to increase the economic capacity of the group through assistance in financial management and bookkeeping. The methods used include assistance and capacity building with a training and advocacy approach. The target number of participants is 35 MSME actors and the training is carried out for 1 day, assistance for 1 month. The results are that business actors who are members of the MSME group have a better understanding and are more proficient in their accounting records.
Pengaruh Peer To Peer Lending Dan Literasi Keuangan Terhadap Kinerja Keuangan UMKM Di Kota Semarang Vera Alfina Arfianti; Sutapa; Sri Anik; Mutoharoh
JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) Vol 6 No 1 (2025): Juni ( In Progress )
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis, Universitas Muslim Nusantara Al-Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jimk.v6i1.4721

Abstract

The relationship between peer to peer lending and financial literacy has a primary function by influencing the financial performance of MSMEs in Semarang City. On the one hand, peer to peer lending provides financing options that are more easily accessible to MSMEs who often have difficulty in obtaining formal loans. However, without adequate financial literacy, MSME actors are at risk of mismanaging loans, such as choosing products with high interest rates or being unable to prepare a good payment plan. This can lead to financial problems such as bad debts or liquidity crises that hinder business growth. This study focuses on the analysis of the influence of peer to peer lending and financial literacy on the performance of MSMEs in Semarang City. The quantitative method with an explanatory research approach was chosen to describe the relationship between the variables studied precisely. The population in this study consisted of culinary MSMEs in Semarang City with a total of 3,291 with a sample of 100 MSMEs with the criteria of having been in business for more than 3 years with a minimum of 2 employees. The analysis shows that peer to peer lending and financial literacy have a significant impact on the financial performance of MSMEs in Semarang City and it is hoped that business actors can take part in financial training or education so that they can design capital management strategies, maximize the use of resources, and reduce financial risks more efficiently.
Co-Authors Mutoharoh Rustam Hanafi Rustam Hanafi Sri Anik Vera Alfina Arfianti