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Determinan Pembiayaan Musyarakah Pada Perbankan Syariah Di Indonesia Teguh Permana; Andriani Puspitaningsih
JURNAL EKONOMI SYARIAH Vol 5, No 2 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i2.2041

Abstract

The results showed that third party funds, profit sharing rates, and problematic financing had a significant effect on musharaka financing, while inflation was not significant. Third party funds have a positive effect, while the profit sharing rate and problematic financing have a negative effect on musyarakah financing. Research also shows that there are different interceptions between BUS / UUS and BPRS where the BPRS intercept is greater than the BUS / UUS intercept. This shows that BPRS are more attractive to the public than BUS / UUS. The findings of this study imply that to increase the capacity of musharaka financing, efforts to increase community savings in third party funds are needed, promote a fair / appropriate profit sharing rate, and control problematic financing.Keywords: musharaka, dpk, profit sharing, financing problems, inflation.
Bimbingan Teknis Penentuan Harga Jual Pada Usaha Konveksi ALFAZ Di Kelurahan Kambu Kota Kendari Teguh Permana; Andriani Puspitaningsih; Surianti; Eka Safitri Paijum
AMMA : Jurnal Pengabdian Masyarakat Vol. 2 No. 6 : Juli (2023): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

The results of community service indicate that ALFAZ business owners are enthusiastic about following the material provided which begins with providing ALFAZ business owners understanding about business management which consists of funding and working model turnover and business innovation. The next activity is to provide an understanding of the types of costs, both fixed costs and variable costs. After that increase the technical ability to determine the price and calculate the BEP. ALFAZ business owners have not been able to fully determine pricing because it is considered complicated to calculate fixed costs, especially the depreciation cost component. Because so far the manager determines the price from the standard price among competitors, the level of complexity of the stitches and the available stock of raw materials.
Studi Ekonomi Digital Di Indonesia Teguh Permana; Andriani Puspitaningsih
Jurnal Simki Economic Vol 4 No 2 (2021): Volume 4 Nomor 2 Tahun 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v4i2.111

Abstract

This study aims to determine the development of the digital economy in Indonesia. The research method used is descriptive method with content analysis or content analysis. Broadly speaking, this writing systematic is more of a narrative nature that collects the opinions of experts, journals, books and articles published on the internet related to the development of the digital economy in Indonesia. The results show that the digital economy continues to develop and is even predicted to increase eight times and it is projected that the value of Indonesia's digital economy in 2024 will reach 1796 trillion rupiah. The implication of this is that the government must be fast in building its supporting infrastructure so that it can go faster.