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Determinan Pembiayaan Musyarakah Pada Perbankan Syariah Di Indonesia Teguh Permana; Andriani Puspitaningsih
JURNAL EKONOMI SYARIAH Vol 5, No 2 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i2.2041

Abstract

The results showed that third party funds, profit sharing rates, and problematic financing had a significant effect on musharaka financing, while inflation was not significant. Third party funds have a positive effect, while the profit sharing rate and problematic financing have a negative effect on musyarakah financing. Research also shows that there are different interceptions between BUS / UUS and BPRS where the BPRS intercept is greater than the BUS / UUS intercept. This shows that BPRS are more attractive to the public than BUS / UUS. The findings of this study imply that to increase the capacity of musharaka financing, efforts to increase community savings in third party funds are needed, promote a fair / appropriate profit sharing rate, and control problematic financing.Keywords: musharaka, dpk, profit sharing, financing problems, inflation.
Bimbingan Teknis Penentuan Harga Jual Pada Usaha Konveksi ALFAZ Di Kelurahan Kambu Kota Kendari Teguh Permana; Andriani Puspitaningsih; Surianti; Eka Safitri Paijum
AMMA : Jurnal Pengabdian Masyarakat Vol. 2 No. 6 : Juli (2023): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The results of community service indicate that ALFAZ business owners are enthusiastic about following the material provided which begins with providing ALFAZ business owners understanding about business management which consists of funding and working model turnover and business innovation. The next activity is to provide an understanding of the types of costs, both fixed costs and variable costs. After that increase the technical ability to determine the price and calculate the BEP. ALFAZ business owners have not been able to fully determine pricing because it is considered complicated to calculate fixed costs, especially the depreciation cost component. Because so far the manager determines the price from the standard price among competitors, the level of complexity of the stitches and the available stock of raw materials.
Studi Ekonomi Digital Di Indonesia Teguh Permana; Andriani Puspitaningsih
Jurnal Simki Economic Vol 4 No 2 (2021): Volume 4 Nomor 2 Tahun 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v4i2.111

Abstract

This study aims to determine the development of the digital economy in Indonesia. The research method used is descriptive method with content analysis or content analysis. Broadly speaking, this writing systematic is more of a narrative nature that collects the opinions of experts, journals, books and articles published on the internet related to the development of the digital economy in Indonesia. The results show that the digital economy continues to develop and is even predicted to increase eight times and it is projected that the value of Indonesia's digital economy in 2024 will reach 1796 trillion rupiah. The implication of this is that the government must be fast in building its supporting infrastructure so that it can go faster.
Analisis Pengaruh Investasi, Tenaga Kerja dan Belanja Pemerintah Daerah terhadap Pertumbuhan Ekonomi Kabupaten/Kota di Provinsi Sulawesi Tenggara Teguh Permana; Andriani Puspitaningsih
Journal of State Economic Research Vol. 1 No. 2 (2025): Journal of State Economic Research
Publisher : Yayasan Cerdas Pedia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65101/jser.v1i2.116

Abstract

This study aims to examine the effects of investment, labor, and regional government expenditure on economic growth at the regency/city level in Southeast Sulawesi Province during the 2021–2023 period. The data used are panel data obtained from official publications of Statistics Indonesia (BPS). The analysis was conducted using the panel data regression method with a Fixed Effect Model (FEM) approach, selected based on the results of the Chow, Hausman, and Lagrange Multiplier tests as the most appropriate model. The estimation results indicate that regional government expenditure has a positive and significant effect on economic growth, while labor and investment have positive but insignificant effects. These findings suggest that improving the effectiveness of regional government spending plays an important role in accelerating economic growth in Southeast Sulawesi. Meanwhile, the contribution of labor remains limited due to low productivity in some areas. Therefore, it is necessary to enhance productive investment and ensure more efficient management of regional expenditures to support sustainable economic growth.
Reorientasi Kebijakan Fiskal Daerah dalam Kerangka Desentralisasi Fiskal: Studi pada Pemerintah Kota Kendari Teguh Permana; Andriani Puspitaningsih
Jurnal Akuntansi Pajak dan Manajemen (TAJAM) Vol 9 No 1 (2026): TAJAM : Jurnal Akuntansi Pajak dan Manajemen
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/tajam.v9i1.389

Abstract

This study examines the reorientation of regional fiscal policy within the framework of fiscal decentralization in the Government of Kendari City using the 2023 regional budget data. The findings reveal that the degree of fiscal decentralization remains relatively low, with locally generated revenue contributing 25.9% of total revenue, while intergovernmental transfers account for 66.7%. Expenditure structure is largely dominated by personnel spending rather than capital expenditure, indicating limited fiscal flexibility to promote productive public investment. Although local revenue growth demonstrates potential to strengthen fiscal autonomy, dependence on central transfers remains substantial. Five-year fiscal projections suggest that the decentralization ratio may improve if local revenue grows faster than transfers. The study highlights the need to optimize local revenue sources and restructure expenditure allocation to enhance sustainable fiscal autonomy.