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All Journal JURNAL EKONOMI SYARIAH AMMA : Jurnal Pengabdian Masyarakat
Andriani Puspitaningsih
Universitas Halu Oleo
Humanities Chemistry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing

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Determinan Pembiayaan Musyarakah Pada Perbankan Syariah Di Indonesia Teguh Permana; Andriani Puspitaningsih
JURNAL EKONOMI SYARIAH Vol 5, No 2 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i2.2041

Abstract

The results showed that third party funds, profit sharing rates, and problematic financing had a significant effect on musharaka financing, while inflation was not significant. Third party funds have a positive effect, while the profit sharing rate and problematic financing have a negative effect on musyarakah financing. Research also shows that there are different interceptions between BUS / UUS and BPRS where the BPRS intercept is greater than the BUS / UUS intercept. This shows that BPRS are more attractive to the public than BUS / UUS. The findings of this study imply that to increase the capacity of musharaka financing, efforts to increase community savings in third party funds are needed, promote a fair / appropriate profit sharing rate, and control problematic financing.Keywords: musharaka, dpk, profit sharing, financing problems, inflation.
Bimbingan Teknis Penentuan Harga Jual Pada Usaha Konveksi ALFAZ Di Kelurahan Kambu Kota Kendari Teguh Permana; Andriani Puspitaningsih; Surianti; Eka Safitri Paijum
AMMA : Jurnal Pengabdian Masyarakat Vol. 2 No. 6 : Juli (2023): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

The results of community service indicate that ALFAZ business owners are enthusiastic about following the material provided which begins with providing ALFAZ business owners understanding about business management which consists of funding and working model turnover and business innovation. The next activity is to provide an understanding of the types of costs, both fixed costs and variable costs. After that increase the technical ability to determine the price and calculate the BEP. ALFAZ business owners have not been able to fully determine pricing because it is considered complicated to calculate fixed costs, especially the depreciation cost component. Because so far the manager determines the price from the standard price among competitors, the level of complexity of the stitches and the available stock of raw materials.
Co-Authors Eka Safitri Paijum Surianti Teguh Permana Teguh Permana