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Republik Islam Iran (Negara Modern Islam Syiah) Surahman Amin
TASAMUH: Jurnal Studi Islam Vol 8 No 1 (2016): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

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Abstract

Islam as a value system covers all aspects of human life. It not only sets the human relationship with God, but also regulates human relationships with the natural environment. Among the teachings of Islam there are also too teachings with regard to political life. Therefore, as a consequence of Muslims are required to strive to uphold the country, even though the Koran itself does not contain unequivocal proposition about how the concept of the country. In other words, that the state does not issue detailed instructions found in the arguments, particularly with regard to forms or models of government that must be executed within a country. Provisions of the country can only be found in the fundamental principles of a country that was built, it nevertheless forms a nation, whether royal or republics, is not a problem, the most important is how the elements and Islamic values capable applied in the country. The story of South Asian Muslims in an effort to build the country up to now is still being debated prolonged. How can the State of Iran? This article highlights the issue of Islam in the land of Iran, one of the Islamic civilizations
Implimentasi Sistem Bunga dan Bagi Hasil Terhadap Kinerja Keuangan Perbankan Surahman Amin
TASAMUH: Jurnal Studi Islam Vol 11 No 1 (2019): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v11i1.179

Abstract

This research is aimed to know difference of the financial performance of the conventional banking and the syariah banking. Financial is measured by using ratios: ratio of capital to asset deliberated by according to risk, ratio of earning asset which classified to earning asset (KAP. I), ratio of allowance for possible earning losses to classified earning asset ( KAP.II), ratio of net operating income to operating income (NPM) representing proxy from management, ratio of profit before interest and tax to total asset ( ROA), ratio of operating expenses to operating income (BOPO), ratio of current assets to current liabilities and ratio of loan to deposit (LDR). This research use the saturated simple, that all bank of state of the public ownerships (BUMN) and bank of the Muamalat Indonesia, by using data of the secondary publicized by the Bank Indonesia each of semester, between period 2003-2011. The analysis instruments used was Multivariate Discriminant Analysis (MDA). Results of this research indicate that the CAMEL approach can determine banking financial performance. Pursuant to statistical test really there was financial performance difference between conventional banking and syariah banking, where conventional banking has better finance performance from syariah banking. This research found that CAR dan LDR; significantly differentiate conventional banking finance performance and syariah banking, in which the CAR was the most dominant