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All Journal IJCCS (Indonesian Journal of Computing and Cybernetics Systems) Jurnal Akuntansi Indonesia Jurnal Simetris Prosiding SNATIF Jurnal Pseudocode E-Dimas: Jurnal Pengabdian kepada Masyarakat Sistemasi: Jurnal Sistem Informasi Jurnal RESTI (Rekayasa Sistem dan Teknologi Informasi) Kinetik: Game Technology, Information System, Computer Network, Computing, Electronics, and Control Jurnal Sisfokom (Sistem Informasi dan Komputer) Jurnal DISPROTEK International Journal of Elementary Education EDUMATIC: Jurnal Pendidikan Informatika Jurnal SITECH : Sistem Informasi dan Teknologi Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) Jurnal Teknik Informatika (JUTIF) Journal of Information Technology Ampera Indonesian Journal of Technology, Informatics and Science (IJTIS) Journal of Software Engineering Ampera Jurnal UNITEK Devotion: Journal of Research and Community Service Indonesian Journal of Networking and Security - IJNS SPEED - Sentra Penelitian Engineering dan Edukasi Muria Jurnal Layanan Masyarakat Jurnal Nasional Teknik Elektro dan Teknologi Informasi Jurnal Locus Penelitian dan Pengabdian IC Tech: Majalah Ilmiah Jurnal Sistem Informasi dan Manajemen International Journal of Artificial Intelligence and Science
Wiwit Agus Triyanto
Universitas Muria Kudus
Aerospace Engineering Humanities Automotive Engineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Library & Information Science Mathematics Mechanical Engineering Public Health Social Sciences Other

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Journal : Jurnal Akuntansi Indonesia

 1 
Peranan E-Commerce dalam Meningkatkan Daya Saing Keuangan Inklusif UMKM di Kabupaten Kudus yang Berbasis Fintech Zuliyati Zuliyati; Wiwit Agus Triyanto; Retno Tri Handayani
Jurnal Akuntansi Indonesia Vol 10, No 2 (2021): Jurnal Akuntansi Indonesia
Publisher : Universitas Islam Sultan Agung (UNISSULA), Faculty of Economics, Department of Accounting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jai.10.2.187-199

Abstract

Online-based trading changes the traditional trading paradigm, through meetings between consumers and merchants turning into online transactions without distance and time limits. E-commerce changes MSME to trade online by utilizing the internet and the web, so that e-commerce makes the buying and selling process not hindered by distance and time. This change has led to the emergence of Fintech (Financial Technology). Many MSME have gone out of business because they cannot compete with MSME that can take advantage of technology in managing their businesses. This study aims to analyze the effect of e-commerce on fintech-based financial management at MSME in Kudus Regency, so it is hoped that e-commerce will have a role in increasing the competitiveness of fintechbased financial inclusion in Kudus Regency. The population used is the MSME in Kudus district. The sample selection using the purposive sampling technique with the criteria for MSME who are members of the shopee community. This study uses linear regression analysis.Keywords: Fintech, E-commerce, MSME Perdagangan berbasis online mengubah paradigma perdagangan tradisional, melalui pertemuan antara konsumen dan pedagang berubah menjadi transaksi online tanpa batas jarak dan waktu. E-commerce  mengubah UMKM untuk melakukan perdagangan secara online  dengan memanfaatkan internet dan web, sehingga  e-commerce menjadikan proses jual beli tidak terhalang jarak dan waktu. Perubahan inilah yang mendorong munculnya Fintech (Financial Technologi). Banyak UMKM gulung tikar karena kalah bersaing dengan UMKM yang bisa memanfaatkan teknologi dalam mengelola bisnisnya. Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh e-commerce terhadap pengelolaan keuangan berbasis fintech  pada UMKM di Kabupaten Kudus, sehingga diharapkan e-commerce mempunyai peranan dalam meningkatkan daya saing keuangan inklusif UMKM di Kabupaten Kudus berbasis fintech. Populasi yang digunakan adalah UMKM pelaku e-commerce di kabupaten Kudus dengan pemilihan sampel menggunakan metode Teknik purposive sampling dengan kriteria UMKM yang tergabung dalam komunitas shopee. Penelitian ini menggunakan analisis regresi linier sederhana.Keywords: Fintech, E-commerce, UMKM
Co-Authors - Universitas Muria Kudus, Muhammad Arifin - Universitas Muria Kudus, Nanik Susanti A.A. Ketut Agung Cahyawan W Alif Catur Murti, Alif Catur Anastasya Latubessy Arif Setiawan Diana Laily Fithri Dimyati Utoyo Erlina Nofianti Fajar Nugraha Fakhriyyah, Anis Farid Noor Romadlon Ferianti, Lydya Ayu Fernando Candra Yulianto Fithri, Diana Layli H. Himawan Hartiningsih Hartiningsih Hasan Basri Hidayatullah, Muhamad Arzak Hutomo Rusdianto Ilyas, Muhamad Dwi Iskandar Iskandar Jamhari Jamhari Jayanti Putri Purwaningrum Khoiruz Zahro Latifah Nur Ahyani Maula, Ahmad Inzul Mochammad Imron Awalludin Muhammad Arifin Muzakkiy, Muhammad Nandalisa Lisa Fa’ati Rahmawati Nia Zuliyana, Nia Nisa, Nila Akhidatul Noor Latifah Nurhaliza, Maulin Pambudi, Satrio Pramita, Alvina Gusti Pratomo Setiaji Pratomo Setiaji Putri, Rizka Ferbriliana R Rhoedy Setiawan Ramandani, Fitri Ratna Wijayani, Dianing Retno Tri Handayani Riawan Yudi Purwoko Ridwan, Muhammad Eldo Semit, Danial Setiawan, Faris Apri Sonia Shekha Anggriani Sri Septiana, Deyana Fitri Suku Rahayu, Sri Intan Supriyono Supriyono Syafiul Muzid Tamami, Ghufron Teguh Prasetyo Vincent Suhartono Wahyu Wibowo, Angga Wardhani, Indah Kusuma Widodo, Wahyu Kurniawan Ade Nur Yudie Irawan Yuniarsi Rahayu Zahra, Fatimah Az Zuliyati Zuliyati Zuliyati Zuliyati