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All Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam STI Policy and Management Journal Society : Jurnal Jurusan Tadris IPS
Safroni Isrososiawan
Universitas Islam Negeri Mataram
Economics, Econometrics & Finance Social Sciences

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ANALISIS PENGGUNAAN DANA BEASISWA BIDIKMISI DAN DAMPAKNYA TERHADAP PRESTASI BELAJAR MAHASISWA BIDIKMISI Ainun Faikah; Baharudin Baharudin; Safroni Isrososiawan
SOCIETY Vol. 10 No. 2 (2019): Desember 2019
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (653.683 KB) | DOI: 10.20414/society.v10i2.1782

Abstract

Tujuan penelitian ini adalah untuk mengetahui penggunaan dana beasiswa bidikmisi dan dampaknya terhadap prestasi belajar mahasiswa bidikmisi Jurusan Pendidikan IPS Ekonomi Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Mataram Tahun Akademik 2018/2019. Penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan sumber data mahasiswa bidikmisi, teman kelas mahasiswa bidikmisi, dan Wakil Dekan III Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Mataram. Hasil penelitian ini menunjukan bahwa: 1) Bentuk penggunaan dana beasiswa bidikmisi yang digunakan oleh mahasiswa bidikmisi sebagian besar digunakan untuk keperluan kuliahnya untuk menunjang prestasi belajarnya seperti untuk membeli buku referensi, biaya fotocopy bahan kuliah, biaya print tugas, membeli ATK, bahkan ada yang menyisihkan untuk menabung. selain itu, dana beasiswa bidikmisi digunakan untuk kepentingan diluar kebutuhan kuliahnya seperti membeli gadget, pakaian, tas, sepatu dan aksesoris-aksesoris lainnya. 2) Terdapat dampak positif dan negatif beasiswa bidikmisi terhadap prestasi belajar mahasiswa bidikmisi Jurusan Pendidikan IPS Ekonomi Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Mataram, implikasi positifnya seperti menumbuhkan sikap percaya diri, minat belajar yang tinggi, meningkatkan rasa semangat untuk belajar, menambahkan pengetahuan dan pengalaman, dan memacu intensitas belajar. Sedangkan dampak negatif beasiswa bidikmisi terhadap prestasi belajar mahasiswa bidikmisi Jurusan Pendidikan IPS Ekonomi Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Mataram adalah perilaku konsumtif yang tinggi dan tidak bisa membagi waktu belajar untuk mengerjakan tugas kuliah dengan kegiatan di Ma?had yang padat. Prestasi belajar mahasiswa bidikmisi Jurusan Pendidikan IPS Ekonomi Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Mataram kecenderungan sangat memuaskan. Hal ini dapat dilihat dari peroleh Indeks Prestasi Kumulatif rata-rata diatas 3.00. Dan hanya beberapa mahasiswa bidikmisi saja yang mendapatkan IPK dibawah 3.00
The Influence Of Sharia Financial Literacy And Financial Inclusion On Generation Z's Interest In Gold Investment With Inflation As A Moderating Variable (A Study At Pegadaian Syariah, Kediri District) azkiyatul Mawazi; Safroni Isrososiawan; Nurul Susianti
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 17 No. 1 (2026): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v17i1.15827

Abstract

This study aims to analyze the influence of sharia financial literacy and sharia financial inclusion on gold investment interest among Generation Z at Pegadaian Syariah in Kediri District with inflation as a moderating variable. This study examines the partial and simultaneous effects of sharia financial literacy and sharia financial inclusion on gold investment interest, as well as the role of inflation in moderating these relationships. This research uses a quantitative approach with a correlational research design. Data were collected through questionnaires distributed to Generation Z respondents. The sample was determined using the Lemeshow formula because the exact population size was unknown. The data analysis techniques include validity and reliability tests, classical assumption tests, multiple linear regression analysis, partial test (t-test), simultaneous test (F-test), and Moderated Regression Analysis (MRA). The results show that sharia financial literacy has no significant effect on gold investment interest, while sharia financial inclusion has a positive and significant effect on gold investment interest. Simultaneously, sharia financial literacy and sharia financial inclusion significantly influence gold investment interest. The moderation test indicates that inflation is able to moderate the relationship between sharia financial literacy and gold investment interest. This study emphasizes the importance of improving sharia financial literacy and financial inclusion to encourage gold investment interest among Generation Z, especially when considering macroeconomic factors such as inflation.
Enhancing Talent Retention Through AI-Driven Employer Branding: The Mediating Role of Recruitment Marketing and The Moderating Effect of AI-Powered Personalization Safroni Isrososiawan; Muhammad Azizurrohman; Risky Angga Pramuja
STI Policy and Management Journal Vol 10, No 2 (2025): STI Policy and Management
Publisher : National Research and Innovation Agency, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14203/STIPM.2025.414

Abstract

The adoption of artificial intelligence (AI) in human resource management is transforming employer branding, recruitment marketing, and talent retention. This study examines how AI-driven employer branding enhances recruitment marketing effectiveness and improves retention, considering the roles of technological readiness, organizational culture, and strategic HR practices. Using Structural Equation Modeling - Partial Least Squares (SEM-PLS) with data from 312 HR professionals and employees across Indonesia, Taiwan, Malaysia, Singapore, the United States, the United Kingdom, and Germany, the findings confirm that AI-driven employer branding positively influences recruitment marketing and retention. The mediation analysis reveals that recruitment marketing partially mediates this relationship, while the moderation analysis shows that AI-powered personalization strengthens the impact of recruitment marketing on retention. These findings highlight the need for organizations to strategically integrate AI in employer branding and recruitment to improve hiring outcomes. This study advances theoretical insights into AI adoption in HRM by demonstrating its influence on branding strategies. From a managerial perspective, the results emphasize the importance of balancing AI automation with human interaction. Despite its cross-sectional limitations, future research should explore longitudinal impacts and ethical considerations in AI-driven recruitment. Organizations must adopt personalized, data-driven AI solutions to enhance employer branding and retention in the evolving job market
Co-Authors Ainun Faikah Azizurrohman, Muhammad azkiyatul Mawazi Baharudin Baharudin Nurul Susianti Risky Angga Pramuja