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All Journal Jurnal Ilmiah Mahasiswa FEB Jurnal Ekonomi Islam Syi'ar Iqtishadi El-Mujtama: Jurnal Pengabdian Masyarakat Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Pengabdian Masyarakat Sains dan Teknologi Jurnal Ekonomi Islam Archipelago: Jurnal Pengabdian Kepada Masyarakat Iain Ternate El-Mujtama: Jurnal Pengabdian Masyarakat
Kurnia Dwi Sari Utami
Universitas Bina Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : syi'ar iqtishadi

 1 
Pengukuran Kinerja Keuangan Bank Pembiayaan Rakyat Syariah di Indonesia Melalui Pendekatan Shariah Conformity and Profitability (SCnP) Model Pada Periode 2018-2020 Ahmad Fatoni; Najmudin Najmudin; Kurnia Dwi Sari Utami
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.10937

Abstract

Measurement of Islamic banking financial performance using conventional methods shows unsatisfactory results. This method tends to prioritize profit and override sharia compliance. This study aims to measure the financial performance of 16 selected Sharia Rural Banks in Indonesia during the 2018-2020 period. Meanwhile, the measuring instrument used is Shariah Conformity and Profitability (SCnP). The results showed that there were only 11 Sharia Rural Banks that were included in quadrant 1 meaning that the bank was performing well with a high level of sharia compliance and high profitability. There are 5 Sharia Rural Banks  that are included in quadrant 2, namely banks that perform quite well with high levels of sharia compliance and low profitability
Islamic Economic Criticists Toward The Indonesian Government Of Rice Policy Ahmad Fatoni; Kurnia Dwi Sari Utami; Befita Puspisanti
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 2 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i2.9846

Abstract

 Indonesia is currently faced with a condition of declining rice productivity which causes the Indonesian government to import rice from various countries. Looking at this problem, Islamic economics has its own norms, such as not eating before being hungry and stopping before being full. Moreover, there is no Islamic teaching that requires the consumption of rice as the staple food of the community. Referring to the above concept, Indonesian people can use alternative staple foods such as sweet potatoes, corn, sago and various other foods to replace rice, which is very limited and expensive. Besides that, it also takes advantage of media distribution issues such as zakat, waqf, and inheritance. The discussion this time focuses on waqf in which Indonesia's position as the country with the largest waqf in the world with a potential land use of 268,653.67 hectares spread over 366,595 locations throughout Indonesia. It can be allocated to overcome food shortages in Indonesia at this time.
A Hybrid Review on Islamic Business Model Literatures: Implications for Government, SMEs and Future Research Studies Najmudin, Najmudin; Fatoni, Ahmad; Suja'I, Suja'I; Utami, Kurnia Dwi Sari; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 2 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i2.36807

Abstract

This study aims to draw lessons from the Islamic Business Model literature through a Bibliometric and Systematic Literature Review. This study systematically examined a sample of 212 articles from the Scopus Q1 and Q2 databases to critically explore patterns of research development in the scope of Islamic business models from 1999 to 2025. The results of this study show that the current focus of Islamic business model research is on several elements, namely ethical governance and spiritual values, the development of Islamic business based on the Islamic financial system, Islamic entrepreneurship to achieve sustainable development, and finally Islamic marketing and Islamic branding in promoting the success of Islamic business. In developing elements of the Islamic business model, several elements that need to be targeted in future studies are the development of an integrated Islamic business model framework, evaluation of sharia social finance innovation, sustainable halal business digitalization strategies, integration of MSMEs in the global halal value chain, design of pro-sharia business ecosystem public policies, development of sharia-based business performance indicators, measurement of the social impact of Islamic fintech, Islamic fintech in supporting financial inclusion for disadvantaged groups, and data security and privacy protection in Islamic fintech.
Co-Authors Abdul Ghafar Ismail Ahmad Fatoni Ahmad Fatoni Ahmad Fatoni Ahmad Fatoni Akbar Marzuqi Aldi Prayuga Befita Puspisanti Fajarwati, Noerma Kurnia Fatoni, Ahmad Hanny Hafiar Imelia Putri Maidah Siswati Meita Rahayu Mirna Sumyati Najib, Mohamad Ainun Najmudin Najmudin Najmudin Pardiansyah, Elif Siswati, Maidah Siti Nurhamilah Suja'i, Suja'i