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Journal : Syi'ar Iqtishadi

Pengukuran Kinerja Keuangan Bank Pembiayaan Rakyat Syariah di Indonesia Melalui Pendekatan Shariah Conformity and Profitability (SCnP) Model Pada Periode 2018-2020 Ahmad Fatoni; Najmudin Najmudin; Kurnia Dwi Sari Utami
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.10937

Abstract

Measurement of Islamic banking financial performance using conventional methods shows unsatisfactory results. This method tends to prioritize profit and override sharia compliance. This study aims to measure the financial performance of 16 selected Sharia Rural Banks in Indonesia during the 2018-2020 period. Meanwhile, the measuring instrument used is Shariah Conformity and Profitability (SCnP). The results showed that there were only 11 Sharia Rural Banks that were included in quadrant 1 meaning that the bank was performing well with a high level of sharia compliance and high profitability. There are 5 Sharia Rural Banks  that are included in quadrant 2, namely banks that perform quite well with high levels of sharia compliance and low profitability
Islamic Economic Criticists Toward The Indonesian Government Of Rice Policy Ahmad Fatoni; Kurnia Dwi Sari Utami; Befita Puspisanti
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 2 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i2.9846

Abstract

 Indonesia is currently faced with a condition of declining rice productivity which causes the Indonesian government to import rice from various countries. Looking at this problem, Islamic economics has its own norms, such as not eating before being hungry and stopping before being full. Moreover, there is no Islamic teaching that requires the consumption of rice as the staple food of the community. Referring to the above concept, Indonesian people can use alternative staple foods such as sweet potatoes, corn, sago and various other foods to replace rice, which is very limited and expensive. Besides that, it also takes advantage of media distribution issues such as zakat, waqf, and inheritance. The discussion this time focuses on waqf in which Indonesia's position as the country with the largest waqf in the world with a potential land use of 268,653.67 hectares spread over 366,595 locations throughout Indonesia. It can be allocated to overcome food shortages in Indonesia at this time.