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All Journal Jurnal Ilmiah Mahasiswa FEB EQUILIBRIUM Jurnal Ekonomi Islam Syi'ar Iqtishadi El-Mujtama: Jurnal Pengabdian Masyarakat Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Pengabdian Masyarakat Sains dan Teknologi Jurnal Ekonomi Islam Archipelago: Jurnal Pengabdian Kepada Masyarakat Iain Ternate El-Mujtama: Jurnal Pengabdian Masyarakat
Kurnia Dwi Sari Utami
Universitas Bina Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pemberdayaan Mustahik Melalui Program Balai Ternak Baznas di Kabupaten Pidie Jaya Provinsi Aceh Fatoni, Ahmad; Utami, Kurnia Dwi Sari
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 4 No 1 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i1.3320

Abstract

The livestock center program is a form of community service, especially for mustahik in Pidie Jaya District, Aceh Province. Distribution of zakat funds to the productive BAZNAS livestock program with the target of turning mustahik into muzaki. Through a qualitative descriptive approach, the results show that the main empowerment activities of the BAZNAS livestock center program include empowering mustahik breeders through utilizing productive assets in the form of livestock and livestock production facilities, initiating and developing institutional business for breeders, building livestock production centers, and building product marketing networks. livestock and their derivatives. Keywords: Productive Zakat, Mustahik Empowerment, livestock hall
Non-performing Financing and Rate of Return on Mudharaba and Musharaka Contracts of Islamic Banks Before and During the COVID-19 Period Fatoni, Ahmad; Siswati, Maidah; Utami, Kurnia Dwi Sari
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 11 No. 1 (2024): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i1.33921

Abstract

The purpose of this study is to evaluate whether there are differences in non-performing financing and yield rates on mudharaba and musharaka financing of Islamic commercial banks in Indonesia, both before and during the COVID-19 pandemic. This study uses a quantitative method using a sample of 14 Islamic commercial banks in Indonesia. The data used is monthly secondary data obtained from Islamic banking statistics for 2017-2022. Data analysis was carried out using the Kolmogorov-Smirnov Test normality test and the Wilcoxon Signed Rank Test non-parametric difference test using IBM SPSS 26 software. The results showed differences in non-performing financing and the rate of return on mudharaba and musharaka financing in the period before and during the COVID-19 pandemic.
Pendampingan Pembuatan Laporan Keuangan Bagi Pengrajin Tas Di Kecamatan Kasemen Kota Serang Utami, Kurnia Dwi Sari; Fatoni, Ahmad
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 5, No 5 (2025): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v5i5.2115

Abstract

The background to this service is the still low level of good financial management skills and adequate understanding of accounting. This community service program aims to assist bag craftsmen in Kasemen District, Serang City, in preparing financial reports to gain access to capital from financial institutions. Micro, small, and medium enterprises (MSMEs) often face obstacles in managing their finances, making it difficult for them to obtain the capital needed for business development. This assistance includes training on the main components of financial reports, namely the profit and loss statement, balance sheet, and cash flow, as well as a simulation of capital applications. The community service implementation method is carried out in 3 (three) stages: the preparation stage, the implementation stage, and the evaluation stage. The results of this activity show that with a better understanding of financial management, business actors can prepare neat financial reports and increase their opportunities in obtaining access to financing from financial institutions.ABSTRAKLatar belakang pengabdian ini adalah masih rendahnya kemampuan pengelolaan keuangan yang baik dan pemahaman akuntansi yang memadai. Program pengabdian ini bertujuan untuk mendampingi para pengrajin tas di Kecamatan Kasemen, Kota Serang dalam penyusunan laporan keuangan guna memperoleh akses permodalan dari lembaga keuangan. Pelaku usaha mikro kecil dan menengah (UMKM) sering menghadapi kendala dalam mengelola keuangan, sehingga menyulitkan mereka untuk mendapatkan modal yang diperlukan guna pengembangan usaha. Pendampingan ini mencakup pelatihan tentang komponen utama laporan keuangan, yaitu laporan laba rugi, neraca, dan arus kas, serta simulasi pengajuan permodalan. Metode pelaksanaan pengabdian yakni dengan 3 (tiga) tahapan yakni tahap persiapan, tahap pelaksanaan dan tahap evaluasi. Hasil dari kegiatan ini menunjukkan bahwa dengan adanya pemahaman yang lebih baik mengenai manajemen keuangan, para pelaku usaha mampu menyusun laporan keuangan yang rapi dan meningkatkan peluang mereka dalam mendapatkan akses pembiayaan dari lembaga keuangan.
Co-Authors Abdul Ghafar Ismail Ahmad Fatoni Ahmad Fatoni Ahmad Fatoni Ahmad Fatoni Akbar Marzuqi Aldi Prayuga Befita Puspisanti Fajarwati, Noerma Kurnia Fatoni, Ahmad Hanny Hafiar Imelia Putri Maidah Siswati Meita Rahayu Mirna Sumyati Najmudin Najmudin Pardiansyah, Elif Siswati, Maidah Siti Nurhamilah