Muznah
Universitas Baturaja, Palembang

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The Pengaruh Dana Pihak Ketiga, Likuiditas, dan Risiko Kredit Terhadap Profitabilitas Perusahaan Perbankan Yang Terdaftar di BEI (Bank BUMN Periode 2015-2019) Caroline Claudia Nartaresa; Muznah
Journal of Trends Economics and Accounting Research Vol 1 No 3 (2021): March 2021
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

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Abstract

The purpose of this study is to determine the influence of Third-Party Funds (X1), Liquidity (X2), and Credit Risk (X3) on the Profitability (Y) of Banking Companies listed on the IDX (SOE Bank 2015-2019 Period). The analytical method used in this study is multiple linear regression with a significance level of 5%. In addition, this study also carries out a classic assumption test which includes normality test, heteroscedasticity test, multicolonierity test, and autocorrelation test. The type of data used is secondary data obtained from the official website www.idx.co.id and from the address of the Indonesia Stock Exchange. From the results of tests carried out on this study it is known that simultaneously TPF, Liquidity (LDR), Credit Risk (NPL) have a significant influence on Profitability (ROA) at SOE Banks for the 2015-2019 period, while the partial test results show that TPF has a significant positive influence, Liquidity (LDR) has no influence, Credit Risk (NPL) has a significant negative influence. The results of the Adjusted R Square determination coefficient analysis show that 0.815 or 81.5% of the contribution of TPF, LDR, NPL affects profitability (ROA) while the remaining 18.5% is influenced by other variables not included in this study